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Washington, D.C. · Public charity

Credit Builders Alliance Inc

Cba's mission is to help organizations move people from poverty to prosperity through credit building. We do this by building the capacity of our nonprofit and municipal members to implement strategies necessary to help their clients build credit and enter the financial mainstream. Cba fills a void by being a bridge for credit building…

$690k
Granted FY2024(still arriving)
21
Itemized grants FY2024
11
Organizations funded FY2023
64%
First-time grantees FY2023
Read the full brief
Itemized, FY2024
$385k
The rest is grants the schedule does not break out
Median grant, FY2024
$10,000
Largest grant, FY2024
$150,000
Organizations funded a year
1 to 19
FY2017 to FY2023
States reached, FY2024
10
Total assets, FY2024
$8.6M

How open it is to new grantees

In FY2023, 64% of the organizations Credit Builders Alliance Inc funded were first-time grantees, receiving 14% of its grant dollars.

New vs renewed · share of each year

In FY2023, 86% of grant dollars renewed an existing relationship; $104k went to new ones.

50%100%’18’19’20’21’22’23
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’18’19’20’21’22’23
Human ServicesCommunity ImprovementEmploymentHousing & ShelterMembership BenefitCrime & LegalOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.
The numbers by year
Fiscal yearOrganizations fundedTo those organizationsFirst-time grantees
FY2024still arriving21$385k100%
FY202311$731k64%
FY202219$270k74%
FY202110$102k100%
FY20206$210k83%
FY20197$177k86%
FY20183$43k100%
FY20171$8kn/a
100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Human Services$852kMembership Benefit$295kCommunity Improvement$270kHousing & Shelter$204kSocial Science$150kEmployment$52kCrime & Legal$26kEducation$23kOther$0

Where its grants go

Grant dollars by states, across the years we hold.

Which US states its grants reach

AK
ME
VT
ID
MN
IL
WI
MI
NY
MA
SD
IA
PA
NJ
RI
CA
CO
MO
KY
MD
DE
AZ
NM
TN
NC
DC
OK
LA
AL
GA
TX
FL

Top grantees

Largest recipients by total granted, FY2017 to FY2024, and the share of each one’s budget the grants supplied at peak.

GranteeTotal grantedYearsShare of their budget
Cba Fund$670,000245%
Credit Builders Alliance Inc$295,00038%
The Urban Institute$150,00010%
Lift Inc$40,00020%
Neighborhood Partnership Housing Services Inc$30,00020%
Ser-Jobs for Progress of the Texas Gulf Coast Inc$30,00010%
East Bay Asian Local Development Corporation$26,00020%
Shoshone Bannock Tribes$25,0002n/a
Ariva Inc$25,00011%
Columbus Housing Initiative Inc$25,00020%
Show all 67 grantees
All grantees of Credit Builders Alliance Inc by total granted
GranteeTotal grantedYearsShare of their budget
Cba Fund$670,000245%
Credit Builders Alliance Inc$295,00038%
The Urban Institute$150,00010%
Lift Inc$40,00020%
Neighborhood Partnership Housing Services Inc$30,00020%
Ser-Jobs for Progress of the Texas Gulf Coast Inc$30,00010%
East Bay Asian Local Development Corporation$26,00020%
Shoshone Bannock Tribes$25,0002n/a
Ariva Inc$25,00011%
Columbus Housing Initiative Inc$25,00020%
Matrix Human Services$25,00020%
Marshall Heights Community Development$20,00011%
Phipps Neighborhoods Inc$20,00010%
Harbor House of Central Florida Inc$20,00010%
Project Access Inc$20,00010%
Congreso de Latinos Unidos Inc$15,00010%
Central City Neighborhood Partners$15,00010%
Carroll Gardens Association Inc$15,00011%
Community First Fund$15,00010%
Iowa Legal Aid$14,00010%
Mott Community College$12,5002n/a
Rocky Mountain Microfinance$12,50011%
Union County Economic Development Corp$12,50010%
Urban Strategies Inc$12,50010%
Inclusive Action for the City$12,50020%
Penquis Cap Inc$12,50010%
The First 72$12,50011%
Urban League of Rochester Ny Inc$12,50010%
Project Return Inc$12,00010%
Friendship House Inc$10,0001n/a
Citizen Potawatomi Nation$10,0001n/a
The Capital Good Fund$10,00010%
Latino Economic Development Corporation$10,00010%
Center for Transforming Lives$10,00010%
Jubilee Housing Inc$10,00010%
Exodus Financial Services$10,00010%
Miles College Inc$10,00010%
Tri-County Community Action Agency Inc$10,00010%
Lutheran Social Service of Minnesota$10,00010%
California Association for Microenterprise Opportunity$10,00010%
Capital Area Asset Building Corporation$10,00010%
Downstreet Housing and Community Development Inc$10,00010%
East River Development Alliance Inc$10,0001n/a
Justine Petersen Housing And Reinvestment Corporation$9,42510%
Hired$8,00010%
Urban Edge Housing Corporation$8,00010%
Revolution Workshop$8,00010%
Arouet Foundation$8,00011%
Common Wealth Associates Inc$8,00012%
Metropolitan Consortium of Community Developers$8,00011%
Hias Inc$8,00010%
Cap Services Inc$8,00010%
Spruce Root Inc$8,00011%
Banana Kelly Community Improvement Associationinc$7,50010%
Cattaraugus Community Action Inc$7,50010%
Community Development Corporation of Long Island Inc$7,50010%
Breaking Ground Housing Development Fund Corporation$7,50010%
Harlem United Community AIDS Center Inc$7,50010%
Push Buffalo$7,5001n/a
The Nhp Foundation$7,00010%
Desales Community Development$7,00010%
Branches Inc$7,0001n/a
Mercy Housing Management Group$7,00010%
Alliance for Multicultural Community Services$6,80010%
Goodwill Industries of Kentucky Inc$6,25010%
Women's Economic Self-Sufficiency Team Corp$5,80010%
Cheyenne River Housing Authority$5,5001n/a

Where it is load-bearing

Credit Builders Alliance Inc supplied at least a quarter of the budget for 1 of its grantees at some point. The chart plots its 59 largest grantees; load-bearing ones sit top left.

25%50%75%100%$10M$100Mgrantee revenue →↑ funder's share of their budgetCba Fund: $670,000 over 2y, 45% of budgetCredit Builders Alliance Inc: $295,000 over 3y, 7.5% of budgetThe Urban Institute: $150,000 over 1y, 0.1% of budgetLift Inc: $40,000 over 2y, 0.2% of budgetNeighborhood Partnership Housing Services Inc: $30,000 over 2y, 0.4% of budgetSer-Jobs for Progress of the Texas Gulf Coast Inc: $30,000 over 1y, 0.4% of budgetEast Bay Asian Local Development Corporation: $26,000 over 2y, 0.1% of budgetAriva Inc: $25,000 over 1y, 1.2% of budgetColumbus Housing Initiative Inc: $25,000 over 2y, 0.1% of budgetMatrix Human Services: $25,000 over 2y, 0.0% of budgetMarshall Heights Community Development: $20,000 over 1y, 0.9% of budgetPhipps Neighborhoods Inc: $20,000 over 1y, 0.1% of budgetHarbor House of Central Florida Inc: $20,000 over 1y, 0.3% of budgetProject Access Inc: $20,000 over 1y, 0.1% of budgetCongreso de Latinos Unidos Inc: $15,000 over 1y, 0.1% of budgetCentral City Neighborhood Partners: $15,000 over 1y, 0.3% of budgetCarroll Gardens Association Inc: $15,000 over 1y, 1.5% of budgetCommunity First Fund: $15,000 over 1y, 0.1% of budgetIowa Legal Aid: $14,000 over 1y, 0.1% of budgetRocky Mountain Microfinance: $12,500 over 1y, 0.5% of budgetUnion County Economic Development Corp: $12,500 over 1y, 0.4% of budgetUrban Strategies Inc: $12,500 over 1y, 0.1% of budgetInclusive Action for the City: $12,500 over 2y, 0.1% of budgetPenquis Cap Inc: $12,500 over 1y, 0.0% of budgetThe First 72: $12,500 over 1y, 0.6% of budgetUrban League of Rochester Ny Inc: $12,500 over 1y, 0.2% of budgetProject Return Inc: $12,000 over 1y, 0.1% of budgetThe Capital Good Fund: $10,000 over 1y, 0.3% of budgetLatino Economic Development Corporation: $10,000 over 1y, 0.1% of budgetCenter for Transforming Lives: $10,000 over 1y, 0.0% of budgetJubilee Housing Inc: $10,000 over 1y, 0.1% of budgetExodus Financial Services: $10,000 over 1y, 0.2% of budgetMiles College Inc: $10,000 over 1y, 0.0% of budgetTri-County Community Action Agency Inc: $10,000 over 1y, 0.0% of budgetLutheran Social Service of Minnesota: $10,000 over 1y, 0.0% of budgetCalifornia Association for Microenterprise Opportunity: $10,000 over 1y, 0.4% of budgetCapital Area Asset Building Corporation: $10,000 over 1y, 0.3% of budgetDownstreet Housing and Community Development Inc: $10,000 over 1y, 0.1% of budgetJustine Petersen Housing And Reinvestment Corporation: $9,425 over 1y, 0.2% of budgetHired: $8,000 over 1y, 0.1% of budgetUrban Edge Housing Corporation: $8,000 over 1y, 0.1% of budgetRevolution Workshop: $8,000 over 1y, 0.3% of budgetArouet Foundation: $8,000 over 1y, 0.9% of budgetCommon Wealth Associates Inc: $8,000 over 1y, 2.1% of budgetMetropolitan Consortium of Community Developers: $8,000 over 1y, 0.6% of budgetHias Inc: $8,000 over 1y, 0.0% of budgetCap Services Inc: $8,000 over 1y, 0.1% of budgetSpruce Root Inc: $8,000 over 1y, 0.6% of budget

Tap a dot to name the grantee.

How this is measured
Share of budget is the funder’s grant in a year over the grantee’s total revenue that year, at its highest across the years we hold; revenue is from all sources. Only grantees confirmed against their own filings, whose grants do not exceed their revenue, are plotted: the largest 59.

Nonprofits that may fit its grantmaking

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Wells Fargo FoundationMN37.2× affinity19 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Wells Fargo Foundation · Td Charitable Foundation · Enterprise Community Partners Inc · Citi Foundation · National Association for Latino Community Asset Builders · Opportunity Finance Network · Jpmorgan Chase Foundation · Neighborhood Reinvestment Corporation · Local Initiatives Support Corporation · Cba Fund · Truist Foundation Inc · Prosperity Now

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

Compare Credit Builders Alliance Inc with peer funders

About Credit Builders Alliance Inc

How much does Credit Builders Alliance Inc give?
Credit Builders Alliance Inc reported 21 itemized grants totaling $385,000, out of $689,716 in total grant expense reported on the return in its FY2024 IRS filing. It funded between 1 and 19 organizations a year over FY2017 to FY2023.
What does Credit Builders Alliance Inc fund?
By grant dollars over FY2017 to FY2024, its largest causes are Human Services (44%), Membership Benefit (15%), Community Improvement (14%).
Who are Credit Builders Alliance Inc's largest grantees?
By total granted over FY2017 to FY2024: Cba Fund ($670k), Credit Builders Alliance Inc ($295k), The Urban Institute ($150k).
Does Credit Builders Alliance Inc fund new organizations?
In FY2023, 64% of the organizations it funded were first-time grantees.
Which funders back the same organizations as Credit Builders Alliance Inc?
Its strongest co-funders, measured against what their size predicts, include Wells Fargo Foundation, Td Charitable Foundation, Enterprise Community Partners Inc.
Where is Credit Builders Alliance Inc based?
Credit Builders Alliance Inc is based in DC.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 67 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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