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Washington, D.C. · Nonprofit

CBA FUND

CBA FUND (Washington, D.C.) receives grants from 2 organizations whose IRS filings report $650,000 to it, the largest being IMPACTASSETSINC ($360,000). 1 of them have funded it in more than one year, and 55% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2024
$546k
Funders on record
2
Grants received
$650k
Net assets
$3.5M
1/2 repeat funderspeak grant-dependency 35%
01What it does

What Cba Fund does

Mission

Cba Fund is a nonprofit corporation established under the laws of the district of columbia, formed and operated for the purpose of expanding the capicity of nonprofits that provide safe and affordable small dollar consumer loans and credit building products to low and moderate income individuals.

As stated on its FY2024 Form 990.

Program

  1. Cba Fund provides loan capital and small operating grants for nonprofits interested in adding a new consumer loan to their portfolio or expanding/improving an existing consumer loan.

    $768,547 spentof which $222,500 as grants$158,046 earned by the program
    100% of program spending

The program described on its FY2024 Form 990. Program spending in total: $768,547.

02The organization over time

The organization over time

Each line starts at 100 in 2019, so what you read is the shape rather than the size: 150 means half as much again as 2019, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20192019 Revenue 100 ($210k) Expenses 100 ($153k) Net assets 100 ($52k)2020 Revenue 902 ($1.9M) Expenses 630 ($961k) Net assets 1884 ($982k)2021 Revenue 1274 ($2.7M) Expenses 410 ($625k) Net assets 5806 ($3.0M)2022 Revenue 641 ($1.3M) Expenses 621 ($947k) Net assets 6567 ($3.4M)2023 Revenue 633 ($1.3M) Expenses 546 ($832k) Net assets 7516 ($3.9M)2024 Revenue 261 ($546k) Expenses 611 ($932k) Net assets 6776 ($3.5M)
201920202021202220232024
Revenue (261)Expenses (611)Net assets (6776)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $1.2M to $3.4M (+172%).

$260k
$1.2M
$3.4M
$3.9M
$5.9M
$5.3M
201920202021202220232024
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2019 34% · 2020 2% · 2021 7% · 2022 16% · 2024 59%. Grants only. Government contracts and fees sit inside program revenue.

60% of CBA FUND’s revenue is contributions — about as donation-reliant as the typical peer (91% for the typical peer).

This organization
Typical peer · 23,870 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 6 reported years ran a deficit.

$57k
’19
$930k
’20
$2.0M
’21
$397k
’22
$495k
’23
−$386k
’24
13
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Jack Brummel

Chair

As listed on its FY2024 Form 990.

201920202021202220232024
Listed91416201717
Joined·+5+5+10+2+2
No longer listed·03652
03Who funds it

Who funds it, year by year

2022 → 2023: the base broadened from 1 funder to 2 funders, grant income rose $190k → $460k.

Funder
'22
'23
total
funders
1
2

1 of 2 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 55% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

Left out of every figure on this page: $670k from one payer (the payer shares this organization's board, largest Credit Builders Alliance Inc). These are real filings, and they are not money CBA FUND raised.

From the IRS filings of CBA FUND’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

CBA FUND leans on a few funders — its largest provides 55% of grant income and the top three 100%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CBA FUND.

55%
largest funder
100%
top three
~2
effective funders

Largest funder’s share by year: 2022 100% · 2023 78% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

55% of CBA FUND's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $290k that is directly attributable, 100% of it comes from Washington, D.C. funders.

DC

In-state vs out-of-state, by year

’22
’23
Washington, D.C. out of state home

Funder states come from each funder’s own filing. $360k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

CBA FUND holds deeper cash reserves than three-quarters of the 21,616 human services nonprofits its size.

Operating margin−71% · bottom quartile
Months of reserve12.6mo · top quartile
Revenue growth (annualized)21% · top quartile

this organization peer median middle 50% of peers· 21,616 human services nonprofits $100k–$1M, FY2024

Government funding CBA FUND receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.9M on record.

Federal$1.9M
grants $1.9Mcontracts $0
18
20
21
23
24
Top agencies
  • Department of the Treasury$1.9M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like CBA FUND

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Washington, D.C.

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

82% of spending goes to programs.

Program 82%Management 18%Fundraising 0%

Governance

13
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

38%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Part of a family of 1 related entity

  • Credit Builders Alliance · exempt

Screen this organization

A dated, signed PDF of the compliance screen for CBA FUND: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds CBA FUND?
CBA FUND (Washington, D.C.) receives grants from 2 organizations whose IRS filings report $650,000 to it, the largest being IMPACTASSETSINC ($360,000). 1 of them have funded it in more than one year, and 55% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does CBA FUND have?
IRS filings report 2 organizations giving $650,000 in grants to CBA FUND, 1 of which have funded it in more than one year.
Who is the largest funder of CBA FUND?
IMPACTASSETSINC is the largest funder on record, with $360,000 in grants. The full list of funders is on this page.
How can an organization like CBA FUND find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Washington, D.C.. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2019–2024), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing