California · Nonprofit
CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY
CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY (California) receives grants from 20 organizations whose IRS filings report $4,790,000 to it, the largest being CITI FOUNDATION ($2,000,000). 12 of them have funded it in more than one year.
- Revenue FY2024
- $6.2M
- Funders on record
- 20
- Grants received
- $4.8M
- Net assets
- $4.1M
What California Association for Microenterprise Opportunity does
Mission
To grow a thriving ecosystem of support for underserved entrepreneurs where all entrepreneurs have access to the resources they need to succeed, creating family economic mobility and community prosperity.
As stated on its FY2024 Form 990.
Program
California Association for Microenterprise Opportunity ("cameo") is an association of organizations, agencies, and individuals dedicated to furthering micro enterprise development in california and nationally. Cameo was formed in california in 1993 as a public benefit corporation. Cameo's mission is to increase opportunities for low-income people and communities by building capacity for micro enterprise organizations. Cameo builds capacity of practitioner organizations to better meet customer needs and improve the working environment for micro enterprise by educating the public and advocating on behalf of micro enterprise development.cameo expands resources and builds capacity for its member organizations who are providing entrepreneurs with small business training, business financing and technical assistance - coaching, capital assistance and networking. Cameo advocates for public policies that support the business sector and builds public awareness of its economic impacts through the following program categories: capacity building cameo builds industry capacity so that underserved entrepreneurs have access to the tools and support they need to thrive. This includes safe,…
$4,836,359 spentof which $1,112,605 as grants$570,969 earned by the program100% of program spending
The program described on its FY2024 Form 990. Program spending in total: $4,836,359.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $4.6M to $9.1M (+98%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 12% · 2018 2% · 2019 16% · 2020 28% · 2021 4% · 2022 11% · 2023 32% · 2024 55%. Grants only. Government contracts and fees sit inside program revenue.
91% of CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY’s revenue is contributions — more donation-reliant than the typical peer (61% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Carolina Martinez
CEO
Board chair
Jesse Torres
Chair
As listed on its FY2024 Form 990.
Who funds it, year by year
2020 → 2023: the base broadened from 2 funders to 13 funders, grant income rose $105k → $2.0M.
6 of 20 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 22% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY leans on a few funders — its largest provides 42% of grant income and the top three 64%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
30% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY.
Largest funder’s share by year: 2020 71% · 2021 97% · 2022 74% · 2023 59% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
25% of CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY's funders are still giving 2 years after their first grant; 60% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY draws 90% of its grant income from funders outside California, across 9 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $1.1M arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY holds deeper cash reserves than three-quarters of the 4,203 community improvement nonprofits its size.
this organization peer median middle 50% of peers· 4,203 community improvement nonprofits $1M–$10M, FY2024
Government funding CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.4M on record.
- Small Business Administration$900k
- Department of the Treasury$375k
- Department of Agriculture$95k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In California
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
81% of spending goes to programs.
Governance
Public support
77%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Part of a family of 1 related entity
- Cameo Impact Capital LLC · disregarded
Screen this organization
A dated, signed PDF of the compliance screen for CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY?
- CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY (California) receives grants from 20 organizations whose IRS filings report $4,790,000 to it, the largest being CITI FOUNDATION ($2,000,000). 12 of them have funded it in more than one year.
- How many funders does CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY have?
- IRS filings report 20 organizations giving $4,790,000 in grants to CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY, 12 of which have funded it in more than one year.
- Who is the largest funder of CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY?
- CITI FOUNDATION is the largest funder on record, with $2,000,000 in grants. The full list of funders is on this page.
- How can an organization like CALIFORNIA ASSOCIATION FOR MICROENTERPRISE OPPORTUNITY find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 20 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing