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Washington, D.C. · Public charity

Opportunity Finance Network

Ofn's mission is to lead cdfis and their partners to ensure that low-income, low-wealth, and other underserved people and communities have access to affordable, responsible financial products and services.

$2.9M
Granted FY2025(still arriving)
19
Grants FY2025
53
Organizations funded FY2024
17%
First-time grantees FY2024
Read the full brief
Median grant, FY2025
$150,000
Largest grant, FY2025
$215,000
Organizations funded a year
1 to 117
FY2018 to FY2024
States reached, FY2025
12
Total assets, FY2025
$2.7B

How open it is to new grantees

In FY2024, 17% of the organizations Opportunity Finance Network funded were first-time grantees, receiving 17% of its grant dollars.

New vs renewed · share of each year

In FY2024, 83% of grant dollars renewed an existing relationship; $2.5M went to new ones.

50%100%’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’18’19’20’21’22’23’24
Community ImprovementHousing & ShelterHuman ServicesPhilanthropyPublic BenefitEducationOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.
The numbers by year
Fiscal yearOrganizations fundedTo those organizationsFirst-time grantees
FY2025still arriving19$2.9M58%
FY202453$15M17%
FY202361$15M20%
FY2022113$21M44%
FY202165$11M71%
FY2020117$12M96%
FY20193$270k100%
FY20181$20k0%
100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2025.

Community Improvement$56MHousing & Shelter$8.7MEnvironment$3.2MHuman Services$2.8MPhilanthropy$1.5MHealth$1.4MFood & Nutrition$1.2MEmployment$550kOther$0

Where its grants go

Grant dollars by states, across the years we hold.

Which US states its grants reach

AK
ME
VT
NH
WA
ID
MT
MN
IL
WI
MI
NY
MA
OR
WY
SD
IN
OH
PA
NJ
CT
RI
CA
CO
NE
MO
KY
WV
VA
MD
DE
AZ
NM
AR
TN
NC
SC
DC
HI
OK
LA
MS
AL
GA
TX
FL

Top grantees

Largest recipients by total granted, FY2017 to FY2025, and the share of each one’s budget the grants supplied at peak.

Show all 253 grantees
All grantees of Opportunity Finance Network by total granted
GranteeTotal grantedYearsShare of their budget
Oweesta Corporation$1,780,00049%
Spruce Root Inc$1,125,00046%
Solar & Energy Loan Fund of St Lucie County Inc$1,050,000316%
Community Health Center Capital Fund Inc$990,50064%
Craft3$925,00042%
Liftfund Inc$904,75041%
Allies for Community Business Inc$900,00036%
Pacific Community Ventures Inc$875,00037%
Northeast Entrepreneur Fund Inc$875,00026%
Coastal Enterprises Inc$800,00042%
Community Reinvestment Fund Inc$750,00012%
Harlem Entrepreneurial Fund$750,0003n/a
Northwest Native Development Fund$750,000321%
Akiptan Inc$750,00039%
Northern Great Lakes Initiatives$750,00046%
Triple Bottom Line Foundation$750,000349%
Latino Economic Development Corporation$700,00042%
Justine Petersen Housing And Reinvestment Corporation$675,00033%
Cook Inlet Lending Center$675,00036%
The Working World Inc$650,00042%
City First Enterprises Inc$650,00021%
NACDC Financial Services Inc$650,000215%
Community Capital New York Inc$650,000311%
Working Solutions Cdfi$625,00047%
La Fuerza Unida Community Development Corporation$625,000363%
Partner Community Capital Inc$600,00023%
Pacific Northwest Tribal Lending Financial Institution$575,000322%
Mountain Association for Community Economic Development Inc$575,00045%
Tmc Community Capital$575,000323%
Accessity$575,00026%
California Farmlink$575,00034%
True Access Capital Corporation$575,00038%
ACT Albany Community Together Inc$568,500319%
Kentucky Highlands Investment Corp$550,00042%
Neighborhood Development Center Inc$550,00024%
African Economic Development Solutions$550,00036%
Neighborhood Community Development Fund$550,00038%
African Development Center$550,000211%
Local Enterprise Assistance Fund$550,00026%
The Genesis Fund$550,00026%
Washington Area Community Investment Fund Inc$525,00024%
Shared Capital Coop$525,0003n/a
Trufund Financial Services Inc$500,00032%
Capital Impact Partners$500,00011%
Just Community Inc$500,000314%
Indian Land Capital Company$500,0002n/a
Sixup Lending LLC$500,0002n/a
Great Rivers Community Trust$500,000110%
Housing Assistance Council$500,00031%
Citizen Potawatomi Nation$500,0003n/a
White Earth Investment Initiative$500,000115%
Wisconsin Native Loan Fund Inc$500,00029%
Civic Community Partners Inc$500,00035%
Redf Impact Investing Fund$500,000218%
Pathstone Corporation$500,0002n/a
Self-Help Ventures Fund$500,00011%
Vital Healthcare Capital$500,00039%
South Carolina Community Loan Fund$475,00035%
Redbud Financial Alternatives Inc$475,000453%
Accompany Capital Inc$475,00034%
Opa-Locka Community Development Corporation Inc$450,00032%
The Capital Good Fund$450,00033%
National Minority Supplier Development Council Business Consortium Fund Inc$450,000222%
Impact Loan Fund Inc$450,000233%
Access to Capital for Entrepreneurs Inc$450,00031%
Black Business Investment Fund Inc$450,00025%
Sabre Finance Inc$450,000218%
Southwest Georgia United Empowerment Zone$443,500410%
Renaissance Community Loan Fund$425,00026%
Hope Enterprise Corporation$425,00012%
National Association for Latino Community Asset Builders$425,00023%
Metropolitan Economic Development Association$425,00016%
Dakota Resources$425,00038%
Propel Nonprofits$425,00023%
Finance Fund Capital Corporation$425,00026%
Cooperative Fund of the Northeast Inc$400,00018%
Council for Native Hawaiian Advancement$400,00011%
Peoplefund$383,50032%
Wisconsin Women's Business Initiative Corporation$375,00023%
Bluehub Capital Inc$375,00029%
Accion Opportunity Fund Community Development$375,00020%
Growth Partners Arizona$375,000136%
Bridgeway Capital Inc$375,00022%
Grameen America Inc$375,00021%
Montana Community Development Corp$350,00021%
The Enterprise Center Capital Corporation$350,00021%
Economic and Community Development Institute$350,00021%
River City Capital Investment LLC$350,000215%
The Chicago Community Loan Fund$350,00031%
Cleveland Development Advisors Community Reinvestment Fund Inc$350,00014%
Catalytic Development Funding Corp of Northern Kentucky$350,00026%
Four Bands Community Fund Inc$350,00022%
One Roof Community Housing$350,00026%
Grow South Dakota$350,00024%
Communityworks Inc$325,00023%
Wind River Development Fund$325,00039%
Boc Capital Corp$325,00023%
Nebraska Enterprise Fund$325,00024%
Nonprofit Finance Fund$325,00021%
National Housing Trust Community Development Fund$325,00025%
Cincinnati Development Fund$300,00032%
Clearinghouse Cdfi$300,0002n/a
Virginia Community Development Fund Inc$300,000113%
People Trust$300,000142%
Foodshed Capital$300,000119%
New Hampshire Community Loan Fund Inc$300,00022%
Community Redevelopment Loan and Investment Fund Inc$300,00027%
Entrepreneur Works Fund$300,000241%
Mission Economic Development Agency$300,00011%
Cba Fund$290,000214%
Beaufort County Black Chamber of Commerce$275,000216%
Community Loan Fund of the Capital Region Inc$275,00034%
Institute Capital Inc$275,000110%
Baltimore Community Lending Inc$250,00024%
Homewise Inc$250,00021%
The San Francisco Housing Accelerator Fund$250,00011%
Rural Community Assistance Corporation$250,00030%
Woodlands Community Lenders Inc$250,000223%
Carolina Small Business Development Fund$250,00022%
Business and Community Lenders of Texas$250,00016%
Indianapolis Neighborhood Housing Partnership Inc$250,00011%
Southeast Community Capital Corporation D/B/A Pathway Lending$250,00011%
Nectar Community Investments Inc$250,00013%
Neighborhood Lending Partners Inc$250,0002n/a
Midwest Minnesota Community Development Corporation$250,00014%
Capital for Change Inc$250,00021%
Northern Economic Initiatives Corporation$250,0001n/a
Raza Development Fund Inc$250,00011%
Midwest Housing Development Fund Inc$250,00023%
Community First Fund$250,00012%
Affordable Homes of South Texas Inc$250,00021%
Altcap$250,0001n/a
Icafund$225,00022%
Columbus Housing Initiative Inc$225,00021%
Federation of Appalachian Housing Enterprises Inc$225,00012%
Home Headquarters Inc$215,00011%
Locus Impact Fund$200,00013%
Otr Resources$200,00023%
First Children's Finance$200,00022%
Greater Newark Enterprises Corp$200,00017%
Community Loan Fund of New Jersey Inc$200,00011%
Neighborgood Partners Inc$200,00013%
Assets Lancaster$200,00027%
Neighborhood Housing Services of San Antonio Inc$200,000218%
Local Initiatives Support Corporation$200,00010%
Iff$200,00020%
Jari Growth Fund Inc$200,000246%
Dreamspring$200,00011%
Low Income Investment Fund$200,00010%
Center for Rural Affairs$200,00011%
Latino Community Credit Union$200,00010%
Newwest Community Capital Inc$200,00016%
Habitat Capital LLC$200,0001n/a
The Disability Fund Inc$200,00014%
Community Ventures Corporation$200,00021%
Nimiipuu Community Development Fund$175,000215%
Northeast South Dakota Economic Corporation$175,00025%
Neighborhood Housing Services of South Florida$175,00028%
Fresno Community Development Financial Institution dba Access Plus Capital$175,00021%
Opportunity Resource Fund$175,00024%
Arcata Economic Development Corporation$175,00029%
Impact Development Fund$160,00013%
Feed the Hunger Fund$150,0001n/a
Mercy Community Capital$150,00012%
Mainestream Finance$150,000124%
Legacy Redevelopment Corporation$150,000116%
Florida Community Loan Fund Inc$150,00012%
Pidc Community Capital$150,00012%
Community Investment Collaborative$150,00015%
The Sunlight Loan Fund LLC$150,0001n/a
Corporation for Supportive Housing$150,00010%
Haa Yakaawu Financial Corporation$150,0001n/a
Main Street Launch$150,00011%
Newcorp Inc$150,00019%
Atlanta Neighborhood Development Partnership Inc$150,00011%
Appalachian Community Capital Development Foundation$150,000116%
Ampac Tri-State CDC Inc$150,0001n/a
Great Falls Development Authority$150,00012%
Tchfh Lending Inc$150,00011%
New York City Energy Efficiency Corporation$150,00013%
Colorado Enterprise Fund$150,00011%
Rainier Valley Community Development Fund$150,00013%
Northwest Access Fund$150,00014%
Four Directions Development Corporation$150,00027%
Community Vision Capital & Consulting$150,00011%
Partners for the Common Good$150,00014%
Leviticus 2523 Alternative Fund Inc$150,00012%
Stepping Stones Partners LLC$145,2131n/a
Inclusive Action for the City$125,00012%
Rio Grande Valley Multibank Corp$125,0001n/a
Southern Bancorp Capital Partners$125,00012%
Neighborworks Capital Corporation$125,00011%
Greater Minnesota Housing Fund$125,00011%
Ascendus Inc$125,00011%
Womenventure$125,00012%
Communities Unlimited Inc$125,00012%
Primary Care Development Corporation$125,00011%
Children's Investment Fund Inc$100,000112%
CLIMB Fund$100,00013%
Lake Superior Community Development Corporation$100,000129%
Community Enterprise Development Services$100,00015%
Tulsa Economic Development Corporation$100,00012%
People Incorporated Financial Services Inc$100,00014%
The Housing Partnership Fund Inc$100,00012%
Seattle Economic Development Fund Business Impact Nw$100,00011%
Solitas House Inc$100,00013%
Expanding Black Business$100,000153%
Flagship Enterprise Center$100,00011%
Renaissance Economic Development Corporation$100,00012%
Landmarks Community Capital Corporation$100,000120%
Community Business Partnership Inc$100,00013%
Corporacion Para El Financiamiento Empresarial del Comercio y de Las Comuni Dades$100,0001n/a
Invest Detroit Foundation$75,00010%
Cooperative Business Assistance Corporation$75,00011%
Dorchester Bay Economic Development Corporation$75,00011%
Rural Electric Economic Development Inc$75,00013%
Forge Inc$50,00013%
Impact Seven Inc$50,00011%
Hawaiian Lending & Investments$50,000110%
Hartford Community Loan Fund Inc$50,00014%
Bridge Investment Community Development$50,00018%
Southern Mutual Financial Services Inc$50,000153%
Community Fund of North Miami-Dade Inc$50,000115%
The Lakota Fund Incorporated$50,00011%
Chehalis Tribal Loan Fund$50,000120%
Chi Ishobak Inc$50,00012%
Appalachian Community Capital Corporation$50,00011%
Impacto Fund Inc$50,0001n/a
Westminster Economic Development Initiative Inc$50,00012%
Common Capital Inc$50,00015%
Rising Tide Community Loan Fund$50,00018%
Native360 Loan Fund Inc$50,00013%
Women's Economic Ventures$50,00012%
Enterprise Development Fund of Erie County Inc$50,000115%
Opportunities Credit Union$50,00011%
Louisville Housing Opportunity and Micro Enterprise Community$50,00012%
Aafe Community Development Fund Inc$50,00019%
Utica Industrial Development Corp$50,0001n/a
Hmong Wisconsin Chamber of Commerce Inc$50,00015%
Mission Community Loan Fund LLC$50,0001n/a
Pennsylvania Assistive Technology Foundation$50,00013%
Maryland Capital Enterprises Inc$50,00015%
Lei Ho'Olaha$50,000166%
Kentucky Habitat for Humanity Inc$50,000119%
Micro Enterprise Services of Oregon$50,00011%
Brazos Valley CDC Inc$50,000138%
Nakoda-Aaniih Credit Agency$50,000132%
Center for Rural Affairs Community Capital$50,00018%
Inclusiv Inc$30,50011%
Black Hills Community Loan Fund Inc$25,00014%
Neighborhood Lending Partners Inc$18,500119%
Georgia Cities Foundation Inc$8,50010%
Carver Financial Corporation$8,5001n/a

Where it is load-bearing

Opportunity Finance Network supplied at least a quarter of the budget for 14 of its grantees at some point. The chart plots its 200 largest grantees; load-bearing ones sit top left.

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetOweesta Corporation: $1,780,000 over 4y, 8.8% of budgetSpruce Root Inc: $1,125,000 over 4y, 5.6% of budgetSolar & Energy Loan Fund of St Lucie County Inc: $1,050,000 over 3y, 16% of budgetCommunity Health Center Capital Fund Inc: $990,500 over 6y, 4.4% of budgetCraft3: $925,000 over 4y, 1.6% of budgetLiftfund Inc: $904,750 over 4y, 0.9% of budgetAllies for Community Business Inc: $900,000 over 3y, 5.6% of budgetPacific Community Ventures Inc: $875,000 over 3y, 7.1% of budgetNortheast Entrepreneur Fund Inc: $875,000 over 2y, 5.8% of budgetCoastal Enterprises Inc: $800,000 over 4y, 2.2% of budgetCommunity Reinvestment Fund Inc: $750,000 over 1y, 1.9% of budgetNorthwest Native Development Fund: $750,000 over 3y, 21% of budgetAkiptan Inc: $750,000 over 3y, 9.2% of budgetNorthern Great Lakes Initiatives: $750,000 over 4y, 6.2% of budgetTriple Bottom Line Foundation: $750,000 over 3y, 49% of budgetLatino Economic Development Corporation: $700,000 over 4y, 1.8% of budgetJustine Petersen Housing And Reinvestment Corporation: $675,000 over 3y, 3.3% of budgetCook Inlet Lending Center: $675,000 over 3y, 5.9% of budgetThe Working World Inc: $650,000 over 4y, 2.5% of budgetCity First Enterprises Inc: $650,000 over 2y, 1.0% of budgetNACDC Financial Services Inc: $650,000 over 2y, 15% of budgetCommunity Capital New York Inc: $650,000 over 3y, 11% of budgetWorking Solutions Cdfi: $625,000 over 4y, 6.8% of budgetLa Fuerza Unida Community Development Corporation: $625,000 over 3y, 63% of budgetPartner Community Capital Inc: $600,000 over 2y, 2.8% of budgetPacific Northwest Tribal Lending Financial Institution: $575,000 over 3y, 22% of budgetMountain Association for Community Economic Development Inc: $575,000 over 4y, 5.0% of budgetTmc Community Capital: $575,000 over 3y, 23% of budgetAccessity: $575,000 over 2y, 5.9% of budgetCalifornia Farmlink: $575,000 over 3y, 3.6% of budgetTrue Access Capital Corporation: $575,000 over 3y, 7.9% of budgetACT Albany Community Together Inc: $568,500 over 3y, 19% of budgetKentucky Highlands Investment Corp: $550,000 over 4y, 2.1% of budgetNeighborhood Development Center Inc: $550,000 over 2y, 3.5% of budgetAfrican Economic Development Solutions: $550,000 over 3y, 6.5% of budgetNeighborhood Community Development Fund: $550,000 over 3y, 7.7% of budgetAfrican Development Center: $550,000 over 2y, 11% of budgetLocal Enterprise Assistance Fund: $550,000 over 2y, 6.0% of budgetThe Genesis Fund: $550,000 over 2y, 5.8% of budgetWashington Area Community Investment Fund Inc: $525,000 over 2y, 4.3% of budgetTrufund Financial Services Inc: $500,000 over 3y, 1.5% of budgetCapital Impact Partners: $500,000 over 1y, 0.8% of budgetJust Community Inc: $500,000 over 3y, 14% of budgetGreat Rivers Community Trust: $500,000 over 1y, 10% of budgetHousing Assistance Council: $500,000 over 3y, 1.2% of budgetWhite Earth Investment Initiative: $500,000 over 1y, 15% of budgetWisconsin Native Loan Fund Inc: $500,000 over 2y, 8.7% of budgetCivic Community Partners Inc: $500,000 over 3y, 5.5% of budget

Tap a dot to name the grantee.

How this is measured
Share of budget is the funder’s grant in a year over the grantee’s total revenue that year, at its highest across the years we hold; revenue is from all sources. Only grantees confirmed against their own filings, whose grants do not exceed their revenue, are plotted: the largest 200.

Nonprofits that may fit its grantmaking

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Wells Fargo FoundationMN97.1× affinity86 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Wells Fargo Foundation · Citi Foundation · Neighborhood Reinvestment Corporation · Northwest Area Foundation · Oweesta Corporation · National Association for Latino Community Asset Builders · Capital One Foundation Inc · Mufg Union Bank Foundation Ag · The Goldman Sachs Foundation · Cba Fund · National Community Reinvestment Coalition Inc · Community Reinvestment Fund Inc

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

Compare Opportunity Finance Network with peer funders

About Opportunity Finance Network

How much does Opportunity Finance Network give?
Opportunity Finance Network reported 19 grants totaling $2,865,000 in its FY2025 IRS filing. It funded between 1 and 117 organizations a year over FY2018 to FY2024.
What does Opportunity Finance Network fund?
By grant dollars over FY2017 to FY2025, its largest causes are Community Improvement (72%), Housing & Shelter (11%), Environment (4%).
Who are Opportunity Finance Network's largest grantees?
By total granted over FY2017 to FY2025: Oweesta Corporation ($1.8M), Spruce Root Inc ($1.1M), Solar & Energy Loan Fund of St Lucie County Inc ($1.1M).
Does Opportunity Finance Network fund new organizations?
In FY2024, 17% of the organizations it funded were first-time grantees.
Which funders back the same organizations as Opportunity Finance Network?
Its strongest co-funders, measured against what their size predicts, include Wells Fargo Foundation, Citi Foundation, Neighborhood Reinvestment Corporation.
Where is Opportunity Finance Network based?
Opportunity Finance Network is based in DC.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 256 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on Opportunity Finance Network’s filings →

More from the funding graph