How much did OPPORTUNITY FINANCE NETWORK grant in FY2024?

OPPORTUNITY FINANCE NETWORK reported 53 grants totaling $14,800,000 in its FY2024 IRS filing.

Where is OPPORTUNITY FINANCE NETWORK based?

OPPORTUNITY FINANCE NETWORK is based in PA.

OPPORTUNITY FINANCE NETWORK

Foundation Dossiers Mostly funded, not a grantmaker — see who funds it →

· Public charity

OPPORTUNITY FINANCE NETWORK

OPPORTUNITY FINANCE NETWORK's (ofn) mission is to lead community development financial institutions (cdfis) and their partners to ensure that low-income, low-wealth, and other disinvested people and communities have access to affordable, responsible financial products and services.

$15M

Granted FY2024

Grants

Communities

$500k

Largest

01What you fund

0182% classified

What you funded, over time

Every grant clustered by its grantee’s IRS cause code (NTEE), by year — across FY2017–2024.

Community Improvement$32MHousing & Shelter$9.9MHuman Services$6.6MPublic Benefit$2.3MPhilanthropy$2.2MEnvironment$1.9MEducation$1.9MHealth$1.5MEmployment$850kOther$16M

02beneath the categories

Past the labels — and the year it shifted

Beneath the NTEE codes, this is what the grant descriptions actually say.

…and in their own words, year by year

2018

scholarships

2019

award

2020

covideconomicloanssmall businessenergy efficiencyentrepreneursinstitution

2021

ofns smallbusiness fundedfunded googlesmall businessrelendingjustice subgrantcvc

2022

tech googlerenewable energyenergy efficientjustice subgrantcatalyst award

2023

justice subgrant

Words distinctive to each year’s grant purposes (TF-IDF) · event-driven terms in cyan.

03FY2024 · 53 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2024

$50k–250k12 grants · $1.9M
$250k+41 grants · $13M

$250,000

Median grant

States reached

$2.6B

Total assets

Largest grants

NEIGHBORHOOD DEVELOPMENT CENTER INC$500,000
SPRUCE ROOT INC$500,000
ACCESSITY$500,000
WHITE EARTH INVESTMENT INITIATIVE$500,000
COOK INLET LENDING CENTER INC$500,000
WISCONSIN NATIVE LOAN FUND INC$400,000
PACIFIC NORTHWEST TRIBAL LENDING$400,000
CO-OP FUND OF THE NORTHEAST$400,000
PATHSTONE ENTERPRISE CENTER$400,000
LA FUERZA UNIDA COMMUNITY DEVELOPMENT CORP$400,000
JUST COMMUNITY INC$350,000
WORKING SOLUTIONS CDFI$350,000
CATALYTIC DEVELOPMENT FUND CORP OF NORTHERN KENTUCKY$300,000
IMPACT LOAN FUND INC$300,000
SHARED CAPITAL COOPERATIVE$300,000

02The need

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY20–24, $6.5M) land where the poverty rate runs at 13% — the area typically sits at 11%. 74% of those dollars reach neighborhoods with above-average need. Most of your grants land in higher-need ZIPs.

grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA, United Way ALICE — shown as context about the area, never attributed to your giving.

03Your edge

repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

74%of every dollar goes to organizations you’ve funded before.

$55M · 120 repeat orgs$19M to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +212% since the first grant, against +141% for the ones you funded once.

120 repeat relationships — 44 still active in FY2024, 76 since wound down; 9 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

120

116

Total granted

$55M

$17M

Median revenue growth · since first grant

+212%

+141%

Still filing today

91%

93%

New vs renewed · share of each year

In FY2024, 83% of grant dollars renewed an existing relationship; $2.5M went to new ones.

RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

Community ImprovementHousing & ShelterHuman ServicesPhilanthropyPublic BenefitEducationOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

OC
OWEESTA CORPORATION
4× · 2017–2022 · $1.8M · revenue +647%
SR
SPRUCE ROOT INC
4× · 2021–2024 · $1.1M · revenue +1162%
LI
LIFTFUND INC
4× · 2017–2024 · $905k · revenue +38%

Funded once

CR
COMMUNITY REINVESTMENT FUNDgraduated
one grant, 2022 · $750k · revenue +66%
CI
CAPITAL IMPACT PARTNERSgraduated
one grant, 2022 · $500k · revenue +384%
SV
SELF-HELP VENTURES FUNDgraduated
one grant, 2023 · $500k · revenue +262%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

Community Capital of Vermont

To help small businesses and lower income entrepreneurs prosper through the provision of flixible business financing.

Community Improvement

Community Development

Cdcli invests in the housing and economic aspirations of individuals and families by providing solutions that foster and maintain vibrant, eguitable, and sustainable communities.

Community Improvement

Edc Loan Corporation

Provide loans to qualified businesses in the corporation's targeted area and the urban core.

—

Impact Capital

Impact capital is a community development financial institution that makes strategic loans to organizations, tribal entities, and housing authorities to spur community development including affordable housing, art and cultural centers,…

Public Benefit

Bluehub Loan Fund Inc

Community lending

—

Vermont Community Loan Fund

Investing in people and communities to create a just and thriving vermont

Housing & Shelter

National Community Investment Fund

National Community Investment Fund (NCIF) is a national nonprofit Community Development Financial Institution (CDFI) with a mission to increase access to responsible financial products and services in underserved communities. NCIF…

Community Improvement

Chn Housing Capital

Chn housing capital is a certified community development financial institution serving low-income individuals and distressed communities guided by the belief that homeownership should be within everyone's reach.

Human Services

Mclennan Community Investment Fund

to serve small business owners lacking access to traditional banking systems by offering access to capital and financial how-to assistance

Public Benefit

Central Willamette Credit Union

Provide simplified access to affordable financial services.

—

Climate Access Fund Corporation

The Climate Access Fund develops and finances community solar products that serve low to moderate income households

Environment

Accion Opportunity Fund Inc

To assist in building world class microfinance institutions (see schedule o for continuation)in the united states to enhance economic development and individuals' self sufficiency through increasing access to credit and otherwise promoting…

Community Improvement

For reference, the grantee most central to the portfolio’s shape is Nonprofit Finance Fund and the most unlike its peers is Dorchester Bay Economic Development. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

For each theme you fund, this compares how the sector’s money is shifting with how your own giving is shifting.

the sector your giving your giving is ahead of the sector the sector’s ahead of you· dot size = how much the theme matters to each side

Ordered by the change in your giving — leaning in on top, pulling back at the bottom. The bar between the two dots is how out of step you are with the sector. Hover any row for detail.

Sector change and giving change are each shown relative to their own range, growing (right) or shrinking (left); both normalized, so inflation isn’t mistaken for growth.

Your grantees are a median of 27 years old; the field is 16. You back the established end — and your money leans older still.

The field is 22% startups (under 5 years old) — 0% of your grantees by number, and just 0% of your money.

Closures · last 5 years

The orgs you fund almost never close — 0.8% lost their exemption, against 11% of the field you don’t fund.

orgs you fund

0.8%2/245

the rest of the field

11%

206,162/1,819,320

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

05the grantee network

226 grantees, every filing reconciled, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue.

Load-bearing (≥25% of a budget)

Early backer (in before they grew)

224/226

Grantees still filing

203/226

Grew since you first funded

Where your money sits — by cause, then by grantee

Community Improvement$32,020,250Other$19,719,213Housing & Shelter$9,878,500Human Services$6,590,000Public Benefit$2,330,500Philanthropy$2,168,500Environment$1,850,000

Each org by its size and your share of it — top-left is where you’re load-bearing

Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Citi FoundationNY56.4× affinity26 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Citi Foundation · Neighborhood Reinvestment Corporation · Mufg Union Bank Foundation Ag · Oweesta Corporation · National Association for Latino · The Goldman Sachs Foundation · Northwest Area Foundation · National Community Reinvestment · Appalachian Community Capital · Community Reinvestment Fund Inc · Cba Fund · Td Charitable Foundation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organisation OPPORTUNITY FINANCE NETWORK funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024

’20’21’22’23’24

no gov moneyreceives it· size = income

6get no government money at all

2rely on government for over half their income

typical government reliance, FY20–24

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

05Through Plinth

Through Plinth

Your grantmaking, live and operational

This dossier was generated cold from public filings. In Plinth it’s a working system — every applicant assessed and every grant monitored. Here’s a taste, run on one of your grantees: LEI HO'OLAHA.

Agentic due diligence · confidence × risk

Financial management

insufficient risk

Limited financial data in public filings.

Track record & reputation

low risk

7 years of Form 990 filings, still active.

Legal standing

low risk

US 501(c)(3); EIN 452037703 on file with current IRS Form 990 filings.

Governance

Live in Plinth

Board composition & governance documents — verified live in Plinth from the applicant.

Compliance & sanctions

Live in Plinth

OFAC / UN sanctions screening — run live in Plinth at assessment.

Program capacity

Live in Plinth

Staffing, M&E and activity alignment — assessed live in Plinth from submitted proposals.

Live · Plinth’s real DD engine

Run the actual assessment on LEI HO'OLAHA, cold from public data.

Generated live from public IRS filings + open web sources by Plinth’s agentic engine. Shown as an illustration of the product, not a formal assessment.

Post-award monitoring · continuous checks

Awaiting reportFinancial stability— Runway not derivable from filings.
WatchSustained operations— Filing through 2024; revenue contracted over the period.
WatchReliance on your funding— Your grants peaked at 66% of their budget — load-bearing; a dependency Plinth would track.
Awaiting reportEvidence of delivery— Plinth collects the grantee's own monitoring reports post-award.

What you see here is static and public. In Plinth it’s operational — the full six-pillar framework on every applicant (with their own documents + live registry and sanctions checks), monitoring dashboards on every award, custom board reports, and eligibility routing for intake.

Agentic due diligenceMonitoring dashboardsCustom board reportsEligibility routing

Preview generated from this grantee’s public IRS filings and independent reporting. Pillars marked “live in Plinth” require the applicant’s submitted documents. Shown as illustration, not a formal assessment.

Warm introductions · Powered by PlinthPro

How do I get to Opportunity Finance Network?

Find your warmest path to Opportunity Finance Network through people who sit on both boards. Search for your organization and Plinth traces the introduction across shared trustees and officers.

Every link is a documented governance overlap in public IRS 990 filings — not a personal network — and each hop carries its own confidence tier. Low-confidence or distant paths are held back rather than guessed.

OPPORTUNITY FINANCE NETWORK

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Who you back again

Backed again, and grew

Funded once

226 grantees, every filing reconciled, 2017–2025.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to Opportunity Finance Network?

More from the funding graph

OPPORTUNITY FINANCE NETWORK

What you funded, over time

Past the labels — and the year it shifted

Where the money goes

Do your dollars go where the need is?

Who you back again

Backed again, and grew

Funded once

226 grantees, every filing reconciled, 2017–2025.

Government reliance of your grantees

Your grantmaking, live and operational

How do I get to Opportunity Finance Network?

More from the funding graph