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Washington, D.C. · Nonprofit
CREDIT BUILDERS ALLIANCE INC (Washington, D.C.) is funded by 16 grantmakers whose IRS filings report $6,631,626 in grants to it, the largest being CITI FOUNDATION ($2,000,000). 9 of them have funded it in more than one year.
Against its field
CREDIT BUILDERS ALLIANCE INC holds deeper cash reserves than three-quarters of the 806 membership benefit nonprofits its size.
this organization peer median middle 50% of peers· 806 membership benefit nonprofits $1M–$10M, FY2024
Revenue, expenses and net assets — each indexed to 100 at its first filing year, so you read the trajectory, not the magnitude. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
The funding model — what share of revenue comes from contributions, programs, investments and other sources — and whether it's shifting.
59% of CREDIT BUILDERS ALLIANCE INC’s revenue is contributions — more reliant on donations than three-quarters of its peers (0% for the typical peer).
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 8 reported years ran a deficit.
$25k from 1 funders in 2025, up from $30k and 2 in 2017.
3 of 16 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 24% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of CREDIT BUILDERS ALLIANCE INC’s funders (the co-funder graph). Association, not causation.
CREDIT BUILDERS ALLIANCE INC has a broad base — no single funder exceeds 30% of grant income, and it takes 3 funders to reach half.
the vertical line marks half of all grant income — 3 funders to its left
Largest funder’s share by year: 2017 67% · 2018 71% · 2019 49% · 2020 58% · 2021 55% · 2022 36% · 2023 66% · 2024 72% · 2025 100% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration.
27% of CREDIT BUILDERS ALLIANCE INC's funders are still giving 3 years after their first grant; 56% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year.
CREDIT BUILDERS ALLIANCE INC draws 95% of its grant income from funders outside Washington, D.C. — its reputation reaches beyond the state, across 9 states in all.
In-state vs out-of-state, by year
Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first. Your 16 funders put you under-funded among the 400 organizations that share them.
From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $2.0M on record — $2.0M federal, $16k state.
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.
Read directly from this organization’s own Form 990, as neutral context.
90% of spending goes to programs.
98%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Operates in 1 state
Part of a family of 1 related entity
Every figure is read directly from IRS Form 990 / 990-PF e-file XML — this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 16funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. view filing