New Hampshire · Nonprofit
NEW HAMPSHIRE COMMUNITY LOAN FUND INC
NEW HAMPSHIRE COMMUNITY LOAN FUND INC (New Hampshire) receives grants from 45 organizations whose IRS filings report $21,978,492 to it, the largest being GS DONOR ADVISED PHILANTHROPY FUND FOR WEALTH MANAGEMENT INC ($14,000,000). 28 of them have funded it in more than one year, and 85% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $75M
- Funders on record
- 45
- Grants received
- $22M
- Net assets
- $74M
What New Hampshire Community Loan Fund Inc does
Mission
Our mission is to provide people and communities, in new hampshire and beyond, with the financial, human, and civic resources they need to be economically secure. We do this by providing loans, capital and technical assistance to borrowers across three broad sectors: affordable housing, business finance, and community services; complementing and extending the reach of conventional lenders and public institutions; and bringing people and institutions together to solve problems.established in 1983, the community loan fund was one of the first community development financial institutions in the nation and is recognized as a national leader for its innovation, social impact, financial strength and performance. The community loan fund was the 2009 recipient of the next award for opportunity finance, the highest honor in our field.
As stated on its FY2025 Form 990.
Programs
Affordable housing - see schedule o
$4,991,379 spent$10,146,157 earned by the program9% of program spendingCapitalization and philanthropy - see schedule o
$6,749,291 spent12% of program spendingBusiness finance - see schedule o
$44,530,472 spentof which $41,795,010 as grants$5,166,217 earned by the program79% of program spending1. Since 1984, our community services financing has supported essential services, including center- and home-based early childhood education, by helping nonprofit organizations buy, renovate, or build facilities. The community loan fund has made 143 community services loans totaling over $38.3 million. In fy2025, the community loan fund made 7 community services loans for $1,491,000.2. Since 2023, usda is partnering with the community loan fund to make available $186,705,000 in grants through two nation-wide programs: the local meat capacity grant program and the meat and poultry processing expansion program. The programs aim to promote fairer, more competitive and more resilient meat and poultry supply chains. The community loan fund will help usda administer the pass-through grants over six years (2024-2029). These regranting activities are managed under the community loan fund's sustainable food systems program (sfsp). In fy2025, the community loan fund disbursed $41,706,985 in pass through grants.
$124,509 spent$270,960 earned by the program0% of program spendingOther programs
$512,545 earned by the program
The 5 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $56,395,651.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $189M to $220M (+16%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 13% · 2018 12% · 2019 15% · 2020 4% · 2021 10% · 2022 21% · 2023 13% · 2024 35% · 2025 57%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Steve Saltzman
President & CEO
Board chair
Jamie Richardson
Board chair
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 11 funders to 13 funders, grant income rose $677k → $799k.
11 of 45 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 85% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
Left out of every figure on this page: $27k from one payer (the payer shares this organization's board, largest Roc USA LLC). These are real filings, and they are not money NEW HAMPSHIRE COMMUNITY LOAN FUND INC raised.
From the IRS filings of NEW HAMPSHIRE COMMUNITY LOAN FUND INC’s funders (the co-funder graph). Top 30 of 45 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
NEW HAMPSHIRE COMMUNITY LOAN FUND INC leans on a few funders — its largest provides 64% of grant income and the top three 83%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
86% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund NEW HAMPSHIRE COMMUNITY LOAN FUND INC.
Largest funder’s share by year: 2017 77% · 2018 53% · 2019 54% · 2020 40% · 2021 34% · 2022 25% · 2023 56% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
48% of NEW HAMPSHIRE COMMUNITY LOAN FUND INC's funders are still giving 3 years after their first grant; 62% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
85% of NEW HAMPSHIRE COMMUNITY LOAN FUND INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $3.3M that is directly attributable, 81% of it comes from funders outside New Hampshire, across 9 states.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $19M arriving through sponsors registered in 10 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Government funding NEW HAMPSHIRE COMMUNITY LOAN FUND INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $210.7M on record — $210.7M federal, $16k state.
- Department of Agriculture$199.6M
- Department of the Treasury$10.7M
- Department of Housing and Urban Development$343k
- Small Business Administration$100k
- Other Direct Grant Expense$16k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like NEW HAMPSHIRE COMMUNITY LOAN FUND INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In New Hampshire
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
97% of spending goes to programs.
Governance
Public support
97%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Part of a family of 2 related entities
- Caledonia Community Loan Fund Holdings LLC · disregarded
- Housing Affordability Partnership LLC · disregarded
Screen this organization
A dated, signed PDF of the compliance screen for NEW HAMPSHIRE COMMUNITY LOAN FUND INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds NEW HAMPSHIRE COMMUNITY LOAN FUND INC?
- NEW HAMPSHIRE COMMUNITY LOAN FUND INC (New Hampshire) receives grants from 45 organizations whose IRS filings report $21,978,492 to it, the largest being GS DONOR ADVISED PHILANTHROPY FUND FOR WEALTH MANAGEMENT INC ($14,000,000). 28 of them have funded it in more than one year, and 85% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does NEW HAMPSHIRE COMMUNITY LOAN FUND INC have?
- IRS filings report 45 organizations giving $21,978,492 in grants to NEW HAMPSHIRE COMMUNITY LOAN FUND INC, 28 of which have funded it in more than one year.
- Who is the largest funder of NEW HAMPSHIRE COMMUNITY LOAN FUND INC?
- GS DONOR ADVISED PHILANTHROPY FUND FOR WEALTH MANAGEMENT INC is the largest funder on record, with $14,000,000 in grants. The full list of funders is on this page.
- How can an organization like NEW HAMPSHIRE COMMUNITY LOAN FUND INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in New Hampshire. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 45 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing