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Minnesota · Nonprofit

TWIN CITIES HABITAT FOR HUMANITY

TWIN CITIES HABITAT FOR HUMANITY (Minnesota) receives grants from 146 organizations whose IRS filings report $51,438,365 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($12,897,318). 105 of them have funded it in more than one year.

Revenue FY2025
$42M
Funders on record
146
Grants received
$51M
Net assets
$70M
105/146 repeat funderspeak grant-dependency 30%
01What it does

What Twin Cities Habitat for Humanity does

Mission

To create, preserve, and promote affordable homeownership in the seven-county metro area of minneapolis and st. Paul.

As stated on its FY2025 Form 990.

Programs

  1. Creating homeownership: low- and moderate-income twin cities families partner with Twin Cities Habitat for Humanity to achieve stable, affordable homeownership. Tc habitat builds and rehabilitates affordable homes, and offers homebuying programs and services to first-time homebuyer clients to set each up for long-term success through one-on-one financial coaching, training courses, post-purchase support, and an affordable mortgage through our subsidiary community development financial institution , tchfh lending, inc. Philanthropic donations and other support ensure the mortgage is affordable for the homebuyer. Tc habitat works with homebuyers and homeowners of all backgrounds across the twin cities 7-county metro. Eligibility requirements vary by program, with a focus on supporting clients who earn less than 80% of area median income. Tc habitat is an equal opportunity employer and equal housing lender. More than 2,000 families have purchased homes since 1985. In fy 2025, 455 families/households participated in the first time homebuyer program. 120 families who achieved homeownership, 53 households who graduated from financial coaching, and 223 individual who completed homebuyer…

    $31,329,554 spentof which $1,420,101 as grants$11,919,265 earned by the program
    70% of program spending
  2. Financing homeownership: long-term mortgage financing is a key component that makes homeownership with tc habitat successful. Habitat built or repaired homes are sold to eligible partner families. Clients may also choose to find a home on the open market and access affordable home financing through tchfh lending inc., for down payment, closing cost assistance, and an affordable truepath mortgage that ensures households pay no more than 30% of their monthly income toward housing costs. In fy 2025, 113 clients accessed mortgage financing through tchfh lending, inc.

    $6,203,374 spent
    14% of program spending
  3. Community engagement: tchfh brings together a broad range of community volunteers, supporters, advocates, and partners to help create, preserve, and promote affordable homeownership. In fy 2025 about 10,525 volunteers gave a total of 146,775 hours on habitat build sites, home repair projects, at restore outlets, for advocacy efforts, and more. Additionally, 41 americorps members served more than 15,715 hours to advance the mission.

    $778,183 spent
    2% of program spending
  4. Other program services: tc habitat and its cdfi tchfh lending, inc. Use down payment assistance support to homebuyers by participating in two region-wide down payment assistance programs. Clients outside of the tc habitat homeownership program received dpa support in the form of forgivalbe and repayable loans, and post-purchase coaching and savings subsidies. Through these programs, 152 additional first-time homebuyers were supported in purchasing their first home. Preserving homeownership focuses on helping existing homeowners remain in their homes. A brush with kindness provides painting and home repair services to qualifying low-income homeowners struggling to maintain their homes. Priority is given to aging homeowners, veterans, those with disabilities, and single parents. A brush with kindness partnered with 20 local homeowners in fy 2025. More than 2,000 paint and repair projects have been completed since a brush with kindness was started in 1998. Tc habitat also preserves homeownership through a mortgage foreclosure prevention program. The program serves homeowners facing foreclosure by providing hud-certified foreclosure counseling support, free financial reviews and…

    $6,266,647 spent
    14% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $44,577,758.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($23M) Expenses 100 ($18M) Net assets 100 ($37M)2018 Revenue 136 ($32M) Expenses 144 ($27M) Net assets 114 ($42M)2019 Revenue 117 ($27M) Expenses 158 ($29M) Net assets 109 ($40M)2020 Revenue 123 ($29M) Expenses 140 ($26M) Net assets 120 ($45M)2021 Revenue 135 ($31M) Expenses 141 ($26M) Net assets 136 ($50M)2022 Revenue 190 ($44M) Expenses 151 ($28M) Net assets 179 ($66M)2023 Revenue 174 ($40M) Expenses 192 ($35M) Net assets 189 ($70M)2024 Revenue 242 ($56M) Expenses 243 ($45M) Net assets 220 ($81M)2025 Revenue 180 ($42M) Expenses 291 ($54M) Net assets 188 ($70M)
'17'18'19'20'21'22'23'24'25
Revenue (180)Expenses (291)Net assets (188)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $105M to $122M (+16%).

$71M
$75M
$78M
$82M
$81M
$95M
$105M
$122M
$128M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 7% · 2018 9% · 2019 12% · 2020 12% · 2021 18% · 2022 11% · 2023 11% · 2024 10% · 2025 18%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.

$4.8M
’17
$5.1M
’18
−$1.8M
’19
$2.9M
’20
$5.4M
’21
$16M
’22
$4.8M
’23
$11M
’24
−$12M
’25
2.8
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24'25
Listed464545384039474143
Joined·+9+2+10+10+5+10+13+7
No longer listed·10217862195
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 35 funders to 68 funders, grant income rose $1.6M → $12M.

28 of 146 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 21% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

Left out of every figure on this page: $18M from 14 payers (the payer shares this organization's board, largest The Chicago Community Trust). These are real filings, and they are not money TWIN CITIES HABITAT FOR HUMANITY raised.

From the IRS filings of TWIN CITIES HABITAT FOR HUMANITY’s funders (the co-funder graph). Top 30 of 146 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

TWIN CITIES HABITAT FOR HUMANITY has a broad base — no single funder exceeds 25% of grant income, and it takes 3 funders to reach half.

the vertical line marks half of all grant income — 3 funders to its left

56% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund TWIN CITIES HABITAT FOR HUMANITY.

25%
largest funder
54%
top three
~8
effective funders

Largest funder’s share by year: 2017 50% · 2018 47% · 2019 33% · 2020 20% · 2021 20% · 2022 27% · 2023 50% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

50% of TWIN CITIES HABITAT FOR HUMANITY's funders are still giving 3 years after their first grant; 72% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

62% of TWIN CITIES HABITAT FOR HUMANITY's grant income comes from Minnesota funders.

WA
MN
IL
WI
MI
NY
MA
WY
SD
IN
NJ
CT
CA
CO
MO
DE
AZ
AR
NC
DC
GA
TX
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Minnesota out of state home

Funder states come from each funder’s own filing. $11M arriving through sponsors registered in 19 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding TWIN CITIES HABITAT FOR HUMANITY receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $3.5M on record.

Federal$3.5M
grants $3.5Mcontracts $0
18
20
21
23
Top agencies
  • Department of Housing and Urban Development$2.1M
  • Department of the Treasury$1.5M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like TWIN CITIES HABITAT FOR HUMANITY

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Minnesota

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

83% of spending goes to programs.

Program 83%Management 8%Fundraising 8%

Governance

30
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

76%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MN

Part of a family of 2 related entities

  • Habitat Heights LLC · disregarded
  • Tchfh Lending Inc · exempt

Screen this organization

A dated, signed PDF of the compliance screen for TWIN CITIES HABITAT FOR HUMANITY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds TWIN CITIES HABITAT FOR HUMANITY?
TWIN CITIES HABITAT FOR HUMANITY (Minnesota) receives grants from 146 organizations whose IRS filings report $51,438,365 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($12,897,318). 105 of them have funded it in more than one year.
How many funders does TWIN CITIES HABITAT FOR HUMANITY have?
IRS filings report 146 organizations giving $51,438,365 in grants to TWIN CITIES HABITAT FOR HUMANITY, 105 of which have funded it in more than one year.
Who is the largest funder of TWIN CITIES HABITAT FOR HUMANITY?
HABITAT FOR HUMANITY INTERNATIONAL INC is the largest funder on record, with $12,897,318 in grants. The full list of funders is on this page.
How can an organization like TWIN CITIES HABITAT FOR HUMANITY find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Minnesota. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 146 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing