Vermont · Nonprofit
VERMONT HOUSING FINANCE AGENCY
VERMONT HOUSING FINANCE AGENCY (Vermont) receives grants from 4 organizations whose IRS filings report $3,176,000 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($3,000,000). 1 of them have funded it in more than one year, and 94% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $40M
- Funders on record
- 4
- Grants received
- $3.2M
- Net assets
- $124M
What Vermont Housing Finance Agency does
Mission
To finance and promote affordable, safe and decent housing opportunities for low- and moderate-income vermonters. To provide elderly and low-income persons with housing facilities and sevices specially designed to meet their physical, social, and psychological need and to promote their health, safety, security happiness and usefulness in longer living.
As stated on its FY2025 Form 990.
Programs
Monies from the single family, multi-family, multi-purpose, and general operating program funds have been used by the agency to purchase mortgage backed securities and finance mortgage loans on single and multi-family residential housing units for persons and families of low and moderate income within the state of vermont.
$29,953,313 spent$32,376,042 earned by the program90% of program spendingThe agency participates in the following federal funding programs under the american rescue plan act (arpa): homeowner assistance program (hap). The agency participates in the following treasury department's cdfi funded program: capital magnet funds 2021, 2023 and 2024.
$3,177,117 spentof which $1,373,316 as grants$3,177,129 earned by the program10% of program spending
The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $33,130,430.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $593M to $705M (+19%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
0% of VERMONT HOUSING FINANCE AGENCY’s revenue is contributions — more earned-revenue than three-quarters of its peers (13% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Maura Collins
Executive director
As listed on its FY2025 Form 990.
Who funds it, year by year
Grant support over time, funder by funder — shade shows the grant size each year.
1 of 4 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 94% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of VERMONT HOUSING FINANCE AGENCY’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
VERMONT HOUSING FINANCE AGENCY leans on a few funders — its largest provides 94% of grant income and the top three 100%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund VERMONT HOUSING FINANCE AGENCY.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
94% of VERMONT HOUSING FINANCE AGENCY's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $176k that is directly attributable, 95% of it comes from Vermont funders.
Funder states come from each funder’s own filing. $3.0M arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
VERMONT HOUSING FINANCE AGENCY holds deeper cash reserves than three-quarters of the 449 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 449 housing & shelter nonprofits $10M–$100M, FY2025
Government funding VERMONT HOUSING FINANCE AGENCY receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $109.4M on record — $13.0M federal, $96.4M state.
- Department of the Treasury$13.0M
- Other Grants$52.8M
- Grants$43.5M
- Other Contr and 3rd Pty Serv$88k
- Sponsorships$26k
- Registration for Meetings&Conf$15k
- Grants to Municipalities$9k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like VERMONT HOUSING FINANCE AGENCY
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Vermont
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
98% of spending goes to programs.
Governance
Footprint & structure
Part of a family of 1 related entity
- State of Vermont · exempt
Screen this organization
A dated, signed PDF of the compliance screen for VERMONT HOUSING FINANCE AGENCY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds VERMONT HOUSING FINANCE AGENCY?
- VERMONT HOUSING FINANCE AGENCY (Vermont) receives grants from 4 organizations whose IRS filings report $3,176,000 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($3,000,000). 1 of them have funded it in more than one year, and 94% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does VERMONT HOUSING FINANCE AGENCY have?
- IRS filings report 4 organizations giving $3,176,000 in grants to VERMONT HOUSING FINANCE AGENCY, 1 of which have funded it in more than one year.
- Who is the largest funder of VERMONT HOUSING FINANCE AGENCY?
- FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $3,000,000 in grants. The full list of funders is on this page.
- How can an organization like VERMONT HOUSING FINANCE AGENCY find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Vermont. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 4 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing