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Vermont · Nonprofit

WINDHAM & WINDSOR HOUSING TRUST INC

WINDHAM & WINDSOR HOUSING TRUST INC (Vermont) receives grants from 20 organizations whose IRS filings report $3,777,693 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($2,789,862). 12 of them have funded it in more than one year.

Revenue FY2024
$7.7M
Funders on record
20
Grants received
$3.8M
Net assets
$27M
12/20 repeat funderspeak grant-dependency 13%
01What it does

What Windham & Windsor Housing Trust Inc does

Mission

Windham & windsor housing trust (wwht)strengthens the communities of southeast vermont through the development and stewardship of permanently affordable housing and through ongoing support and advocacy for its residents.

As stated on its FY2024 Form 990.

Programs

  1. Lending: accounts for all lending activity related to the rehab loan fund program. In 2024, our lending documentation successfully passed all federal and state monitoring and licensing inspections. The lending program also provides construction management services for all borrowers to ensure the scope of work meets all federal and state requirements.

    $2,934,586 spentof which $2,422,386 as grants$29,301 earned by the program
    53% of program spending
  2. Property management: accounts for all activity relating to leasing and maintaining rental housing units. In 2024, the department signed a contract to transition to a new property management software that will increase the efficiency of the department operations and provide new communication tools for staff and tenants.

    $1,551,206 spent$785,238 earned by the program
    28% of program spending
  3. Housing development: accounts for all activity relating to acquisition and rehabilitation or construction of housing units. In 2024 wwht started construction on central & main(25 units) and received full funding and permitting for alice holway drive(25 units, to start construction in 2025). Additionally, wwht completed schematic design work on chalet phase 1(31 units), which includes applications for funding and permitting.

    $249,857 spent$81,677 earned by the program
    5% of program spending
  4. Homeownership: accounts for all activity relating to facilitating the ownership & stewardship of single-family homes, facilitating home purchase and improvement loans and providing hud-certified housing counseling services to local homebuyers and homeowners through the community land trust model and facilitating grants to multifamily property owners to make health and safety repairs to apartments. In 2024, the homeownership program successfully passed all federal and state monitoring inspections. Support and services at home for all(sash) and sash for all(sfa) provides a broad and flexible spectrum of support and resources for adults living in wwht properties in the greater brattleboro area. Participants receive support from a full-time sash coordinator, part-time wellness nurse and a part-time social emotional wellness clinician to address health and wellness goals for themselves and their families. The sfa team provides support to participants and coordinates services to address food insecurity, social isolation, financial instability, and mental and physical health challenges.

    $792,451 spentof which $177,752 as grants$588,537 earned by the program
    14% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $5,528,100.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($3.0M) Expenses 100 ($2.1M) Net assets 100 ($17M)2018 Revenue 152 ($4.5M) Expenses 126 ($2.6M) Net assets 113 ($19M)2019 Revenue 91 ($2.7M) Expenses 127 ($2.6M) Net assets 115 ($19M)2020 Revenue 224 ($6.7M) Expenses 158 ($3.3M) Net assets 135 ($23M)2021 Revenue 156 ($4.6M) Expenses 209 ($4.3M) Net assets 137 ($23M)2022 Revenue 172 ($5.1M) Expenses 197 ($4.1M) Net assets 143 ($24M)2023 Revenue 213 ($6.3M) Expenses 233 ($4.8M) Net assets 153 ($25M)2024 Revenue 259 ($7.7M) Expenses 294 ($6.1M) Net assets 162 ($27M)
'17'18'19'20'21'22'23'24
Revenue (259)Expenses (294)Net assets (162)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $20M to $24M (+23%).

$17M
$19M
$20M
$24M
$24M
$25M
$26M
$28M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 31% · 2018 27% · 2019 47% · 2020 57% · 2021 45% · 2022 44% · 2023 39% · 2024 48%. Grants only. Government contracts and fees sit inside program revenue.

77% of WINDHAM & WINDSOR HOUSING TRUST INC’s revenue is contributions — more donation-reliant than the typical peer (39% for the typical peer).

This organization
Typical peer · 4,214 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$901k
’17
$1.9M
’18
$82k
’19
$3.4M
’20
$311k
’21
$1.0M
’22
$1.5M
’23
$1.6M
’24
7.6
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24
Listed1417181814171617
Joined·+4+6+4+1+4+6+4
No longer listed·1545173
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 3 funders to 8 funders, grant income rose $298k → $493k.

9 of 20 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 9% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of WINDHAM & WINDSOR HOUSING TRUST INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

WINDHAM & WINDSOR HOUSING TRUST INC leans on a few funders — its largest provides 74% of grant income and the top three 84%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

88% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund WINDHAM & WINDSOR HOUSING TRUST INC.

74%
largest funder
84%
top three
~2
effective funders

Largest funder’s share by year: 2017 99% · 2018 61% · 2019 81% · 2020 87% · 2021 57% · 2022 84% · 2023 56% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

42% of WINDHAM & WINDSOR HOUSING TRUST INC's funders are still giving 3 years after their first grant; 60% give in more than one year at all.

first grant+1y+2y+3y+4y+5y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

WINDHAM & WINDSOR HOUSING TRUST INC draws 92% of its grant income from funders outside Vermont, across 7 states in all.

ME
VT
MN
MA
CT
CO
DC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Vermont out of state home

Funder states come from each funder’s own filing. $346k arriving through sponsors registered in 8 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

WINDHAM & WINDSOR HOUSING TRUST INC runs a healthier operating margin than half of the 3,973 housing & shelter nonprofits its size.

Operating margin21% · above the median
Months of reserve7.6mo · above the median
Revenue growth (annualized)15% · above the median

this organization peer median middle 50% of peers· 3,973 housing & shelter nonprofits $1M–$10M, FY2024

Government funding WINDHAM & WINDSOR HOUSING TRUST INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $44.9M on record.

State$44.9M
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12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
Top programs
  • Grants$22.3M
  • Loans$19.6M
  • Other Grants$1.6M
  • ARPA-SLFRF Rev Replacement$1.1M
  • Other Direct Grant Expense$194k
  • Other Contr and 3rd Pty Serv$30k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like WINDHAM & WINDSOR HOUSING TRUST INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Vermont

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

91% of spending goes to programs.

Program 91%Management 7%Fundraising 2%

Governance

15
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

95%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Part of a family of 37 related entities

  • 65 State Street Housing LP · partnership
  • Abbott Neighborhood Housing LP · partnership
  • Algiers Family Housing LP · partnership
  • Bellows Falls Garage Housing LP · partnership
  • Birge Worden LP · partnership

Screen this organization

A dated, signed PDF of the compliance screen for WINDHAM & WINDSOR HOUSING TRUST INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds WINDHAM & WINDSOR HOUSING TRUST INC?
WINDHAM & WINDSOR HOUSING TRUST INC (Vermont) receives grants from 20 organizations whose IRS filings report $3,777,693 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($2,789,862). 12 of them have funded it in more than one year.
How many funders does WINDHAM & WINDSOR HOUSING TRUST INC have?
IRS filings report 20 organizations giving $3,777,693 in grants to WINDHAM & WINDSOR HOUSING TRUST INC, 12 of which have funded it in more than one year.
Who is the largest funder of WINDHAM & WINDSOR HOUSING TRUST INC?
NEIGHBORHOOD REINVESTMENT CORPORATION is the largest funder on record, with $2,789,862 in grants. The full list of funders is on this page.
How can an organization like WINDHAM & WINDSOR HOUSING TRUST INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Vermont. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 20 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing