New York · Nonprofit
WESTCHESTER RESIDENTIAL OPPORTUNITIES INC
WESTCHESTER RESIDENTIAL OPPORTUNITIES INC (New York) receives grants from 18 organizations whose IRS filings report $1,524,274 to it, the largest being ENTERPRISE COMMUNITY PARTNERS INC ($934,035). 9 of them have funded it in more than one year.
- Revenue FY2024
- $4.5M
- Funders on record
- 18
- Grants received
- $1.5M
- Net assets
- $5.2M
What Westchester Residential Opportunities Inc does
Mission
Westchester residential opportunities (wro) is a hud-certified housing counseling agency with specialized programs to combat housing discrimination, market affordable housing opportunities, and to assist first time homebuyers, the elderly and those facing eviction or mortgage default. Additionally, wro provides housing and case management for people with mental illness. Wro promotes housing mobility, affordability and stability for marginalized populations and low-to-moderate income groups.
As stated on its FY2024 Form 990.
Programs
Independent living programthe independent living program consists of our supported housing apartment program, our single room occupancy (sro) program, and an education and outreach component. In 2025, the supported housing program provided individualized housing-related case management services and rental assistance to 45 adults diagnosed with serious mental illness, who wish to obtain permanent, affordable, and independent housing. The single room occupancy program staff provided housing and supportive services and supervision to adults residing in our nine bedroom sro in 2025.additionally, wro provides homeless outreach to assist homeless people with mental illness to find housing.
$1,592,586 spentof which $986,342 as grants$246,078 earned by the program40% of program spendingHome ownership programswro provides assistance to qualified households in three areas: (a) first-time homebuying (providing education and counseling programs in spanish and english on the homebuying process, as well as facilitating access to various down-payment and closing cost assistance programs). In 2025, 175 individuals completed our homebuying education program, and 10 clients purchased a home, utilizing over $252,000 in grants funds secured to help purchase their homes. (b) mortgage foreclosure prevention (assisting homeowners who are facing foreclosure due to temporary interruptions in income or financial hardship, including exploring possible options available with their lender). In 2025, wro served 200 clients, and closed on 50 loan modifications or reinstatements.(c) property tax foreclosure prevention (assisting households facing foreclosure due to property tax arrears). In 2025, we assisted two households, including securing almost $20,500 in grant funds.
$1,050,615 spentof which $361,573 as grants$75,151 earned by the program27% of program spendingFair housing programwro's fair housing program works to eliminate discrimination in the housing and lending markets. The program handles complaints and conducts investigations, including both systemic and complaint-based testing, and accessible design and construction investigations. Wro's fair housing program provides education and outreach to consumers, civic and business and other non-profit organizations, and trains real estate professionals, co-op boards and management companies to comply with fair housing laws. In 2025, 164 families and individuals were assisted with fair housing complaints, and 170 individual real estate professionals and 94 co-op apartment directors were trained in our fair housing workshops.additionally, wro manages an affirmative housing marketing program for rent and resale of fair and affordable homes. As part of this program, wro collects applications and administers a lottery for eligible applicants. In 2025, wro marketed 40 rental units in two rental developments and six ownership units in two developments, and assisted in the closing of two re-sales of existing affordable homes.
$663,050 spentof which $59 as grants$253,170 earned by the program17% of program spendingEviction prevention & rental assistance program wro assists qualified households facing rental and/or utility arrears, by providing financial assistance grants against those arrears. Wro also works with households looking to secure rental housing by providing financial assistance grants for security deposits, moving expenses, first month's rent, etc.in addition to providing financial assistance, the program (1) provides counseling to primarily low-to-moderate income households to find and maintain affordable housing, (2) negotiates with landlords to help keep people housed, and (3) makes referrals as appropriate to locate additional sources of financial and other forms of assistance. In 2025, the program assisted 284 individuals and families, and disbursed almost $190,000 in rental arrears grants to 43 households.
$652,571 spentof which $290,771 as grants16% of program spending
The 4 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $3,958,822.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $3.3M to $5.1M (+56%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 82% · 2018 83% · 2019 76% · 2020 67% · 2021 71% · 2022 70% · 2023 67% · 2024 77%. Grants only. Government contracts and fees sit inside program revenue.
83% of WESTCHESTER RESIDENTIAL OPPORTUNITIES INC’s revenue is contributions — more donation-reliant than the typical peer (39% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Marlene Zarfes
Executive director
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 3 funders to 5 funders, grant income rose $20k → $73k.
5 of 18 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 8% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of WESTCHESTER RESIDENTIAL OPPORTUNITIES INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
WESTCHESTER RESIDENTIAL OPPORTUNITIES INC leans on a few funders — its largest provides 61% of grant income and the top three 84%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
70% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund WESTCHESTER RESIDENTIAL OPPORTUNITIES INC.
Largest funder’s share by year: 2017 98% · 2018 68% · 2019 59% · 2020 83% · 2021 94% · 2022 53% · 2023 69% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
25% of WESTCHESTER RESIDENTIAL OPPORTUNITIES INC's funders are still giving 3 years after their first grant; 50% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
WESTCHESTER RESIDENTIAL OPPORTUNITIES INC draws 84% of its grant income from funders outside New York, across 5 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $116k arriving through sponsors registered in 4 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
WESTCHESTER RESIDENTIAL OPPORTUNITIES INC runs a healthier operating margin than half of the 3,973 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 3,973 housing & shelter nonprofits $1M–$10M, FY2024
Government funding WESTCHESTER RESIDENTIAL OPPORTUNITIES INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $4.3M on record.
- Department of Housing and Urban Development$3.8M
- Department of Health and Human Services$500k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like WESTCHESTER RESIDENTIAL OPPORTUNITIES INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In New York
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
86% of spending goes to programs.
Governance
Public support
95%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Part of a family of 1 related entity
- Birnam Wood Associates Ltd · exempt
Screen this organization
A dated, signed PDF of the compliance screen for WESTCHESTER RESIDENTIAL OPPORTUNITIES INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds WESTCHESTER RESIDENTIAL OPPORTUNITIES INC?
- WESTCHESTER RESIDENTIAL OPPORTUNITIES INC (New York) receives grants from 18 organizations whose IRS filings report $1,524,274 to it, the largest being ENTERPRISE COMMUNITY PARTNERS INC ($934,035). 9 of them have funded it in more than one year.
- How many funders does WESTCHESTER RESIDENTIAL OPPORTUNITIES INC have?
- IRS filings report 18 organizations giving $1,524,274 in grants to WESTCHESTER RESIDENTIAL OPPORTUNITIES INC, 9 of which have funded it in more than one year.
- Who is the largest funder of WESTCHESTER RESIDENTIAL OPPORTUNITIES INC?
- ENTERPRISE COMMUNITY PARTNERS INC is the largest funder on record, with $934,035 in grants. The full list of funders is on this page.
- How can an organization like WESTCHESTER RESIDENTIAL OPPORTUNITIES INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in New York. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 18 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing