Vermont · Nonprofit
CHAMPLAIN HOUSING TRUST
CHAMPLAIN HOUSING TRUST (Vermont) receives grants from 46 organizations whose IRS filings report $32,872,940 to it, the largest being The Chicago Community Trust ($20,005,833). 24 of them have funded it in more than one year, and 72% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $56M
- Funders on record
- 46
- Grants received
- $33M
- Net assets
- $144M
What Champlain Housing Trust does
Mission
Champlain Housing Trust's mission statement asserts our primary exempt purpose as follows: cht is a community land trust that supports the people of northwest vermont and strengthens their communities through the development and stewardship of permanently affordable homes and related community assets.
As stated on its FY2025 Form 990.
Programs
The organization owns and manages property to provide access to permanently affordable housing for low and moderate income households. The organization also provides a wide range of tenant and resident services to help alleviate homelessness and promote housing and financial stability.
$19,920,768 spent$21,177,073 earned by the program59% of program spendingThe organization provides a suite of homeownership services including education to assist with credit, budgeting, home purchase, and post-purchase topics; affordable loans to assist with the purchase or essential repair of homes; and access to affordable home purchases through its signature shared equity program. The organization also provides ongoing stewardship of its permanently affordable, owner-occupied home portfolio, including facilitation of home purchases and sales.
$3,693,561 spentof which $1,623,157 as grants11% of program spendingThe organization is engaged in real estate development, focused on providing affordable housing for low and moderate income households as well as nonprofit community facilities.
$10,337,540 spent30% of program spending
The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $33,951,869.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2017 to 2018, from $84M to $111M (+32%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 9% · 2018 14% · 2019 9% · 2020 54% · 2021 35% · 2022 63% · 2023 17% · 2024 8% · 2025 50%. Grants only. Government contracts and fees sit inside program revenue.
60% of CHAMPLAIN HOUSING TRUST’s revenue is contributions — more donation-reliant than the typical peer (13% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Michael Monte
CEO
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 5 funders to 21 funders, grant income rose $804k → $22M.
9 of 46 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 72% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of CHAMPLAIN HOUSING TRUST’s funders (the co-funder graph). Top 30 of 46 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
CHAMPLAIN HOUSING TRUST leans on a few funders — its largest provides 61% of grant income and the top three 87%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
93% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CHAMPLAIN HOUSING TRUST.
Largest funder’s share by year: 2017 75% · 2018 70% · 2019 74% · 2020 52% · 2021 47% · 2022 50% · 2023 91% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
56% of CHAMPLAIN HOUSING TRUST's funders are still giving 3 years after their first grant; 52% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
72% of CHAMPLAIN HOUSING TRUST's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $9.2M that is directly attributable, 79% of it comes from funders outside Vermont, across 13 states.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $24M arriving through sponsors registered in 9 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
CHAMPLAIN HOUSING TRUST runs a healthier operating margin than three-quarters of the 449 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 449 housing & shelter nonprofits $10M–$100M, FY2025
Government funding CHAMPLAIN HOUSING TRUST receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $7.1M on record.
- Department of Housing and Urban Development$7.0M
- Department of Agriculture$63k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like CHAMPLAIN HOUSING TRUST
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Vermont
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
86% of spending goes to programs.
Governance
Public support
95%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Part of a family of 58 related entities
- Cht Ethan Allen LLC (Dissolved in 2025) · disregarded
- Lake Street Housing Corporation · exempt
- Champlain Housing Loan Fund Inc · exempt
- 10th Cavalry Housing Limited Partnership · partnership
- Alburg Family Housing LP · partnership
Screen this organization
A dated, signed PDF of the compliance screen for CHAMPLAIN HOUSING TRUST: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds CHAMPLAIN HOUSING TRUST?
- CHAMPLAIN HOUSING TRUST (Vermont) receives grants from 46 organizations whose IRS filings report $32,872,940 to it, the largest being The Chicago Community Trust ($20,005,833). 24 of them have funded it in more than one year, and 72% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does CHAMPLAIN HOUSING TRUST have?
- IRS filings report 46 organizations giving $32,872,940 in grants to CHAMPLAIN HOUSING TRUST, 24 of which have funded it in more than one year.
- Who is the largest funder of CHAMPLAIN HOUSING TRUST?
- The Chicago Community Trust is the largest funder on record, with $20,005,833 in grants. The full list of funders is on this page.
- How can an organization like CHAMPLAIN HOUSING TRUST find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Vermont. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 46 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing