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Vermont · Nonprofit

Rutland West Neighborhood Housing Services Inc

Rutland West Neighborhood Housing Services Inc (Vermont) receives grants from 12 organizations whose IRS filings report $4,978,807 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($3,058,289). 5 of them have funded it in more than one year.

Revenue FY2024
$5.7M
Funders on record
12
Grants received
$5.0M
Net assets
$11M
5/12 repeat funderspeak grant-dependency 22%
01What it does

What Rutland West Neighborhood Housing Services Inc does

Mission

To strengthen the development of a regional economy by promoting safe, efficient and stable housing and community projects through education, technical assistance, and financial services.

As stated on its FY2024 Form 990.

Programs

  1. Home Repair Program: The Home Repair Program consists of Neighborworks of Western Vermont project coordinators that oversee a repair project for low-to-moderate income homeowners in Addison, Rutland, and Bennington counties that are receiving a loan and/or grant from Neighborworks of Western Vermont (NWWVT). Typical home repair projects include new wells, septic systems, heating systems, roof replacement, structural work, plumbing, electrical, and weatherization. As the loan and/or grant process proceeds, project coordinators are completing a health and safety evaluation of the home, working with the homeowner to create a scope of work, helping with contractors, and obtaining estimates for the project. Once the loan and/or grant is approved, the project coordination continues with project oversight and escrow payments to contractors, helping at every step until the project is complete, homeowner is satisfied, and the home is repaired and safe.

    $4,221,677 spentof which $3,112,710 as grants
    84% of program spending
  2. Homeownership Program: The Homeownership Program consists of both education and counseling for sustainable homeownership. One-on-one counseling for pre-purchase counseling, financial coaching and limited foreclosure counseling is offered in-person, virtually, or by phone. Pre-purchase education is offered in-person, online and virtually. Foreclosure education and financial capability classes are offered online only. There are approximately 150 participants each year attending homeownership and financial literacy education classes and approximately 250 that take advantage of some counseling services offered.

    $814,988 spent$670,794 earned by the program
    16% of program spending

The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $5,036,665.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($3.2M) Expenses 100 ($2.7M) Net assets 100 ($10M)2018 Revenue 114 ($3.6M) Expenses 144 ($3.9M) Net assets 97 ($10M)2019 Revenue 74 ($2.3M) Expenses 92 ($2.5M) Net assets 95 ($10.0M)2020 Revenue 130 ($4.1M) Expenses 132 ($3.6M) Net assets 100 ($10M)2021 Revenue 127 ($4.0M) Expenses 120 ($3.3M) Net assets 108 ($11M)2022 Revenue 89 ($2.8M) Expenses 104 ($2.8M) Net assets 108 ($11M)2023 Revenue 111 ($3.5M) Expenses 143 ($3.9M) Net assets 104 ($11M)2024 Revenue 180 ($5.7M) Expenses 196 ($5.3M) Net assets 108 ($11M)
'17'18'19'20'21'22'23'24
Revenue (180)Expenses (196)Net assets (108)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $18M to $20M (+13%).

$17M
$17M
$18M
$18M
$17M
$17M
$18M
$20M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 43% · 2018 56% · 2019 45% · 2020 65% · 2021 72% · 2022 63% · 2023 70% · 2024 65%. Grants only. Government contracts and fees sit inside program revenue.

85% of Rutland West Neighborhood Housing Services Inc’s revenue is contributions — more reliant on donations than three-quarters of its peers (39% for the typical peer).

This organization
Typical peer · 4,214 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 8 reported years ran a deficit.

$446k
’17
−$307k
’18
−$175k
’19
$528k
’20
$761k
’21
−$7k
’22
−$365k
’23
$367k
’24
5.3
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Mary Cohen

Executive Director

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed15161713117920
Joined·+1+5+3+6+1+2+12
No longer listed·0478501
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 2 funders to 3 funders, grant income fell $376k → $302k.

4 of 12 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 5% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Rutland West Neighborhood Housing Services Inc’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Rutland West Neighborhood Housing Services Inc leans on a few funders — its largest provides 61% of grant income and the top three 94%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

99% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Rutland West Neighborhood Housing Services Inc.

61%
largest funder
94%
top three
~2
effective funders

Largest funder’s share by year: 2017 98% · 2018 85% · 2019 73% · 2020 95% · 2021 61% · 2022 52% · 2023 98% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

38% of Rutland West Neighborhood Housing Services Inc's funders are still giving 3 years after their first grant; 42% give in more than one year at all.

first grant+1y+2y+3y+4y+5y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

Rutland West Neighborhood Housing Services Inc draws 65% of its grant income from funders outside Vermont, across 5 states in all.

VT
NY
UT
KY
DC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Vermont out of state home

Funder states come from each funder’s own filing. $233k arriving through sponsors registered in 4 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

Rutland West Neighborhood Housing Services Inc runs a healthier operating margin than half of the 3,973 housing & shelter nonprofits its size.

Operating margin6% · above the median
Months of reserve5.3mo · above the median
Revenue growth (annualized)9% · above the median

this organization peer median middle 50% of peers· 3,973 housing & shelter nonprofits $1M–$10M, FY2024

Government funding Rutland West Neighborhood Housing Services Inc receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.9M on record.

Federal$1.9M
grants $1.9Mcontracts $0
18
21
24
Top agencies
  • Department of the Treasury$1.4M
  • Department of Energy$500k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like Rutland West Neighborhood Housing Services Inc

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Vermont

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

94% of spending goes to programs.

Program 94%Management 6%Fundraising 0%

Governance

16
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention–Board reviewed the 990✓Audited financials

Public support

98%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Part of a family of 24 related entities

  • Marble Street LLC · disregarded
  • VT Energy Efficiency Loan Fund LLC · disregarded
  • Housing Trust of Rutland County Inc · exempt
  • Rutland West Housing Limited Partnership · partnership
  • Rutland AFS Limited Partnership · partnership

Screen this organization

A dated, signed PDF of the compliance screen for Rutland West Neighborhood Housing Services Inc: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Rutland West Neighborhood Housing Services Inc?
Rutland West Neighborhood Housing Services Inc (Vermont) receives grants from 12 organizations whose IRS filings report $4,978,807 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($3,058,289). 5 of them have funded it in more than one year.
How many funders does Rutland West Neighborhood Housing Services Inc have?
IRS filings report 12 organizations giving $4,978,807 in grants to Rutland West Neighborhood Housing Services Inc, 5 of which have funded it in more than one year.
Who is the largest funder of Rutland West Neighborhood Housing Services Inc?
NEIGHBORHOOD REINVESTMENT CORPORATION is the largest funder on record, with $3,058,289 in grants. The full list of funders is on this page.
How can an organization like Rutland West Neighborhood Housing Services Inc find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Vermont. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 12 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing