Connecticut · Nonprofit
MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC
MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC (Connecticut) receives grants from 4 organizations whose IRS filings report $3,005,010 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($2,800,010). 2 of them have funded it in more than one year.
- Revenue FY2024
- $5.3M
- Funders on record
- 4
- Grants received
- $3.0M
- Net assets
- $3.7M
What Mutual Housing Association of South Central Connecticut Inc does
Mission
To develop, own and operate permanently affordable quality housing that builds strong, healthy and vibrant communities through active resident and community participation and leadership.
As stated on its FY2024 Form 990.
Programs
Real estate developmentthe real estate development division provides a significant source of neighborworks new horizons revenue through the generation of developer's fees upon the completion and occupancy of each development. Real estate development works with municipalities on site selection, obtains funding commitments, selects general contractors and oversees construction.new haven richard street - 23 units consists of 20 units from existing portfolio in need of capital upgrades and 3 units at 19 richard street. Both buildings completed lead-based paint remediation in the summer of 2016. Under construction, completion estimated q4 2025.bridgeport 810 boston ave - 23 units this is an acquisition rehab of an operating supportive housing property. Light rehab of exterior and common area underway completion estimated q2 2026.cheshire jack's farm- 44 units new construction in partnership with cheshire housing authority. 1-3 bedrooms in 3 buildings. Construction underway, completion estimated q2 2027derby trolley pointe 105 units turn key acquisition of new multi-family apartment building. Closing est. Q4 2025guilford woodruff reserve - 16 units new construction with 1-3 bedrooms.…
$60,471 spent$3,117,051 earned by the program0% of program spendingProperty managementthis division is responsible for the daily operations of the portfolio, which encompasses physical plant and applicant and resident compliance. Nwnh's portfolio, which is worth in excess of $75 million, consists of 25 developments (owned or managed) with over 750 units in ansonia, branford, bridgeport, clinton, east haven, guilford, hamden, milford, new haven, pawcatuck, shelton, southington, and waterbury.maintenance employees are responsible for routine and emergency services, cleaning grounds and common areas, general upkeep, and supervising and selecting contracted vendors for capital improvement and landscaping. Property management staff are responsible for resident selection, rent collection, marketing units, initial lease-up of new developments, responding to resident requests- such as transfers, reasonable accommodation requests, fair housing issues, and the annual income recertification and lease renewal. Neighborworks new horizon mutual housing 730 george street, new haven - 58 units. Commonly known as george street, units range from 1 bedroom to 4 bedrooms in size. The building underwent a gut rehab in 1996, and in 2013 the limited partnership…
$18,843,697 spent$282,649 earned by the program98% of program spendingCommunity building and engagementnwnh continues to offer resident services to families and individuals residing in nwnh-managed units. The focus is to connect families and individuals to empowerment, health, food provisions, employment opportunities, financial services, and other social services to improve their quality of life. Nwnh also facilitates youth programming such as after-school and summer programs through leap (leadership excellence, athletic, program) and junior achievement. The community program manager also assists our residents and the property management department in improving communication and intervening when necessary to provide referrals for additional services. The community building staff held virtual panel discussions, budget coaching, and financial literacy workshops. Staff also assisted tenants and landlords eligible for the state funded rental assistance program, known as unitect, by reviewing the applications and handling the recertification process for returning applicants. In addition, nwnh staff helped support continued volunteerism in the community through its community volunteer program, which awards a rent credit incentive to residents who…
$241,887 spent$102,552 earned by the program1% of program spending
The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $19,146,055.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $52M to $40M (−24%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 6% · 2018 13% · 2019 9% · 2020 12% · 2021 34% · 2022 56% · 2023 48% · 2024 32%. Grants only. Government contracts and fees sit inside program revenue.
34% of MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC’s revenue is contributions — about as donation-reliant as the typical peer (39% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Thomas Cruess
President/CEO
Board chair
Hewad Fnu
President/board chair
As listed on its FY2024 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 2 funders to 3 funders, grant income rose $225k → $465k.
1 of 4 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 1% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC leans on a few funders — its largest provides 93% of grant income and the top three 100%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
94% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC.
Largest funder’s share by year: 2017 96% · 2018 100% · 2019 100% · 2020 100% · 2021 100% · 2022 100% · 2023 60% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC draws 100% of its grant income from funders outside Connecticut, across 3 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $20k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC's funding base is broadening — from 2 funders to 3 as grant income climbed.
this organization peer median middle 50% of peers· 3,973 housing & shelter nonprofits $1M–$10M, FY2024
Organizations like MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Connecticut
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
94% of spending goes to programs.
Governance
Public support
86%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Part of a family of 35 related entities
- Elias Howe Mutual Housing LLC · disregarded
- Hill - Mha LLC · disregarded
- Kirkham Mutual Housing Development LLC · disregarded
- Liberty Place Affordable Housing General Partner · disregarded
- Nwnh Holdings LLC · disregarded
Screen this organization
A dated, signed PDF of the compliance screen for MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC?
- MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC (Connecticut) receives grants from 4 organizations whose IRS filings report $3,005,010 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($2,800,010). 2 of them have funded it in more than one year.
- How many funders does MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC have?
- IRS filings report 4 organizations giving $3,005,010 in grants to MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC, 2 of which have funded it in more than one year.
- Who is the largest funder of MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC?
- NEIGHBORHOOD REINVESTMENT CORPORATION is the largest funder on record, with $2,800,010 in grants. The full list of funders is on this page.
- How can an organization like MUTUAL HOUSING ASSOCIATION OF SOUTH CENTRAL CONNECTICUT INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Connecticut. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Mutual Housing Association of South Central Connecticut →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 4 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing