Texas · Nonprofit
NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS
NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS (Texas) receives grants from 31 organizations whose IRS filings report $38,356,023 to it, the largest being JPMORGAN CHASE FOUNDATION ($8,600,002). 14 of them have funded it in more than one year.
- Revenue FY2024
- $15M
- Funders on record
- 31
- Grants received
- $38M
- Net assets
- $22M
What National Association for Latino Community Asset Builders does
Mission
Nalcab strengthens the economy by advancing economic mobility in latino communities.
As stated on its FY2024 Form 990.
Programs
Organizational capacity building - as a us treasury-certified cdfi lender and grantmaker, nalcab strengthens, coordinates, and builds the systems and capacity of its national network members, other nonprofits, and government partners to advance economic mobility in communities across the united states, with a particular focus on low- and moderate-income latino communities. Nalcab creates capital, capacity, collective voice, and community by increasing access to grants and investment capital; unlocking access to technical assistance resources; sharing research to improve organizational effectiveness and resources; creating and strengthening asset-building practitioner peer networks; using culturally relevant training to develop leaders in the asset-building field; and developing a strategic national voice for more than 200 organizations and the communities they serve. These activities strengthen local leadership, expand opportunity for families and entrepreneurs, and contribute to stronger local economies and a more prosperous nation.
$6,900,206 spentof which $2,178,100 as grants$155,125 earned by the program80% of program spendingPolicy education and field building - the policy advocacy and field-building program provides members and decision-makers with research, policy education, and advocacy efforts to influence private, philanthropic, and governmental investors to responsibly meet the asset-building needs and opportunities of low- and moderate income communities. Through nalcab's support and the benefit of the collective nalcab network, members may develop and advocate for policy strategies that serve their communities at the local, state, and federal levels. Nalcab publishes research and case studies on issues such as small business growth in latino communities, housing stability, and place-based economic investment. These activities strengthen the field of asset building, enhance the visibility of community-based organizations, and contribute to a more resilient and prosperous national economy.
$484,934 spent6% of program spendingLending and asset management - as a u.s. Treasury-certified cdfi and intermediary lender, nalcab provides culturally relevant financial products and services that expand access to capital and advance economic mobility in communities across the united states, with a particular focus on latino and low- and moderate-income communities that face barriers to investment. Nalcab supplies its members and borrowers with capital, liquidity, and scale to finance affordable housing, support small-business growth, and strengthen family financial capability. Offerings include commercial real-estate loans, small-business loan capital, affordable-housing project loans, loan participation financing, loan guarantees, and blended packages that combine lending with technical assistance or grants. Lending capital is sourced from revenues, cash reserves, private philanthropy, bank financing, the cdfi fund, and the us hud, including the rural capacity building program. Escalera community investments, llc (escalera), an asset management company owned by nalcab, manages two mission-driven investment vehicles: nalcab catalyst fund I, llc (the catalyst fund and the acceso loan fund, llc (acceso). The…
$1,081,994 spent$985,665 earned by the program13% of program spendingMembership -membership activities include recruitment, outreach, dues management, and stewardship of nalcab's national network of nonprofit organizations. These efforts strengthen relationships, foster collaboration, and connect members with resources that advance their organizational capacity and impact. Activities may include technical assistance or troubleshooting provided by staff outside of specific program or grant engagements. Related costs include client-relationship-management software and regional convenings of members within shared geographies.
$128,903 spent$184,075 earned by the program1% of program spending
The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $8,596,037.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2018 to 2019, from $8.6M to $20M (+128%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 29% · 2018 23% · 2019 9% · 2020 13% · 2021 29% · 2022 21% · 2023 30% · 2024 21%. Grants only. Government contracts and fees sit inside program revenue.
89% of NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS’s revenue is contributions — more donation-reliant than the typical peer (61% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Marla Bilonick
President & CEO
Board chair
Raul Raymundo
Chair
As listed on its FY2024 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 6 funders to 13 funders, grant income rose $905k → $5.0M.
8 of 31 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 20% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS’s funders (the co-funder graph). Top 30 of 31 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS has a broad base — no single funder exceeds 22% of grant income, and it takes 3 funders to reach half.
the vertical line marks half of all grant income — 3 funders to its left
Largest funder’s share by year: 2017 39% · 2018 94% · 2019 55% · 2020 46% · 2021 71% · 2022 43% · 2023 25% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
41% of NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS's funders are still giving 3 years after their first grant; 45% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS draws 100% of its grant income from funders outside Texas, across 11 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $7.6M arriving through sponsors registered in 5 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS runs a healthier operating margin than three-quarters of the 659 community improvement nonprofits its size.
this organization peer median middle 50% of peers· 659 community improvement nonprofits $10M–$100M, FY2024
Government funding NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $21.3M on record.
- Department of Housing and Urban Development$13.9M
- Department of the Treasury$3.6M
- Department of Commerce$1.6M
- Small Business Administration$1.4M
- Corporation for National and Community Service$740k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Texas
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
72% of spending goes to programs.
Governance
Public support
64%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 2 states
Part of a family of 3 related entities
- Escalera Community Investments LLC · disregarded
- Nalcab Catalyst Fund I LLC · partnership
- Acceso Loan Fund LLC · partnership
Screen this organization
A dated, signed PDF of the compliance screen for NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS?
- NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS (Texas) receives grants from 31 organizations whose IRS filings report $38,356,023 to it, the largest being JPMORGAN CHASE FOUNDATION ($8,600,002). 14 of them have funded it in more than one year.
- How many funders does NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS have?
- IRS filings report 31 organizations giving $38,356,023 in grants to NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS, 14 of which have funded it in more than one year.
- Who is the largest funder of NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS?
- JPMORGAN CHASE FOUNDATION is the largest funder on record, with $8,600,002 in grants. The full list of funders is on this page.
- How can an organization like NATIONAL ASSOCIATION FOR LATINO COMMUNITY ASSET BUILDERS find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Texas. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 31 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing