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Washington, D.C. · Public charity

National Foundation for Credit Counseling Inc

To lead a national movement that better equips americans to manage their financial futures and, in turn, advances the economy and our nation as a whole. Founded in 1951, the national foundation for credit counseling (nfcc) is the oldest nonprofit dedicated to improving people's financial well-being. With 52 member agencies and over 1,200…

$1.5M
Granted FY2024(still arriving)
38
Grants FY2024
40
Organizations funded FY2023
5%
First-time grantees FY2023
Read the full brief
Median grant, FY2024
$27,423
Largest grant, FY2024
$280,650
Organizations funded a year
39 to 61
FY2017 to FY2023
States reached, FY2024
23
Total assets, FY2024
$6.3M

How open it is to new grantees

In FY2023, 5% of the organizations National Foundation for Credit Counseling Inc funded were first-time grantees, receiving 0% of its grant dollars.

New vs renewed · share of each year

In FY2023, 100% of grant dollars renewed an existing relationship; $15k went to new ones.

50%100%’18’19’20’21’22’23
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’18’19’20’21’22’23
Human ServicesHealthEmploymentOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.
The numbers by year
Fiscal yearOrganizations fundedTo those organizationsFirst-time grantees
FY2024still arriving38$1.5M5%
FY202340$3.3M5%
FY202239$2.8M3%
FY202143$2.7M14%
FY202039$2.6M3%
FY201942$2.0M0%
FY201851$3.0M4%
FY201761$4.7Mn/a
100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Human Services$16MHousing & Shelter$5.9MEmployment$127kEducation$107kHealth$38k

Where its grants go

Grant dollars by states, across the years we hold.

Which US states its grants reach

WA
MT
ND
MN
IL
WI
MI
NY
MA
OR
NV
SD
IA
OH
PA
NJ
CA
NE
MO
WV
VA
MD
AZ
KS
AR
TN
NC
OK
AL
GA
TX
FL

Top grantees

Largest recipients by total granted, FY2017 to FY2024, and the share of each one’s budget the grants supplied at peak.

Show all 75 grantees
All grantees of National Foundation for Credit Counseling Inc by total granted
GranteeTotal grantedYearsShare of their budget
Money Management International Inc$2,182,57581%
Greenpath Inc$1,202,58181%
Incharge Debt Solutions$1,167,83581%
Garden State Consumer Credit Counseling Inc$1,150,11282%
Springboard Nonprofit Consumer Credit Management Inc$1,019,43683%
Take Charge America Inc$991,18983%
American Consumer Credit Counseling Inc$949,95681%
Consumer Credit Counseling Service of Delaware Valley$851,84285%
Consumer Credit Counseling Services of the Midwest Inc$804,57983%
North Seattle Community College Foundation$798,97384%
Cccs of Puerto Rico$766,2744n/a
Consumer Education Services Inc$677,18483%
Credit Advisors Foundation$674,715812%
Family Service Association of Sheboygan Inc$606,989438%
Consumer Debt Counselors Inc$544,65187%
Cambridge Credit Counseling Corp$517,04244%
Credit Counseling Centers of Wisconsin Inc$514,7844n/a
Parachute Credit Counseling Inc$475,50887%
Housing and Credit Counseling Inc$435,563811%
Consumer Credit Counseling Service of Maryland and Delaware Inc$430,15176%
Consumer Credit Counseling Service of Rochester Inc$423,01683%
Advantage Credit Counseling Service Inc$368,19885%
Consumer Credit Counseling Service of Northern Illinois Inc$348,70489%
Rural Dynamics Inc$335,073223%
Consumer Credit Counseling Service of Springfield$315,798820%
Lutheran Social Service of Minnesota$296,87980%
Consumer Credit Counseling Service of the Savannah Area Inc$293,086817%
Financial Pathways of the Piedmont$238,54783%
Family Counseling Center of Mobile Inc$236,42382%
Credit Counseling of Arkansas Inc$235,07183%
Tenfold$225,62481%
Family Service of the Piedmont Inc$183,08541%
Consumer Credit Counseling Service Inc$165,64659%
Financial Information & Service Center$162,897420%
Consumer Credit Counseling Service of Western North Carolina Inc$149,89382%
JCVision and Associates Inc$144,81378%
Consumer Credit Counseling Services of Puerto Rico Inc$144,69438%
Family Foundations of Northeast Florida Inc$141,76272%
Consumer Credit Counseling of the Mid-Ohio Valley$141,49057%
Consumer Credit Counseling Service of Southern Oregon Inc$129,82486%
Consumer Credit Counseling Service of Southern Nevada$119,66913%
Triangle Family Services Inc$97,53251%
Familymeans$86,06861%
Lutheran Social Services of South Dakota$79,33660%
Homeownership Center of Greater Dayton Inc$74,28333%
Consumer Credit Counseling Service of San Francisco Dba Balance$74,24211%
Graceworks Lutheran Services Affiliates Group Return$66,00230%
Chestnut Resolutions Inc Nfp$52,907423%
Family Guidance Center Inc$44,84051%
Action Pathways Inc$44,75810%
Goodwill Industries of North Central Wisconsin Inc$43,81130%
Consumer Credit Counseling Service of Northeastern Iowa Inc$42,22437%
Services of Hope$34,0051n/a
Family & Community Services Inc$31,91330%
Village Family Service Center$27,97830%
Horizon Cccs$26,4182n/a
Consumer Credit Counseling Service of Central Oklahoma Inc$24,445212%
Partnership for Families Children & Adults$22,9362n/a
Aurora Family Service Inc$22,66020%
The Family Center of Columbus Inc Dba the Family Center$19,5133n/a
Consolidated Credit Solutions Inc$17,61520%
Christian Credit Counselors Inc$17,49020%
Chestnut Health Systems Inc$15,77510%
Parkview Services$14,51610%
Family Credit Counseling Service$12,17120%
Family Guidance Center Corporation$11,64510%
Cccs of Alabama Inc$11,2501n/a
Catholic Charities of the Diocese$8,63010%
Cccs of Orange County$8,3951n/a
Family Services Inc$8,34310%
Lifespan Inc$7,25010%
Young Women's Christian Association El Paso del Norte Region$7,25010%
Center for Child and Family Services Inc$6,49710%
Cccs Kern and Tulane County$5,3751n/a
Goodwill Industries Kyowva Area Inc$5,19610%

Where it is load-bearing

National Foundation for Credit Counseling Inc supplied at least a quarter of the budget for 1 of its grantees at some point. The chart plots its 66 largest grantees; load-bearing ones sit top left.

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetMoney Management International Inc: $2,182,575 over 8y, 1.3% of budgetGreenpath Inc: $1,202,581 over 8y, 0.8% of budgetIncharge Debt Solutions: $1,167,835 over 8y, 1.2% of budgetGarden State Consumer Credit Counseling Inc: $1,150,112 over 8y, 2.2% of budgetSpringboard Nonprofit Consumer Credit Management Inc: $1,019,436 over 8y, 3.0% of budgetTake Charge America Inc: $991,189 over 8y, 3.4% of budgetAmerican Consumer Credit Counseling Inc: $949,956 over 8y, 0.8% of budgetConsumer Credit Counseling Service of Delaware Valley: $851,842 over 8y, 5.4% of budgetConsumer Credit Counseling Services of the Midwest Inc: $804,579 over 8y, 3.1% of budgetNorth Seattle Community College Foundation: $798,973 over 8y, 3.8% of budgetConsumer Education Services Inc: $677,184 over 8y, 2.7% of budgetCredit Advisors Foundation: $674,715 over 8y, 12% of budgetFamily Service Association of Sheboygan Inc: $606,989 over 4y, 38% of budgetConsumer Debt Counselors Inc: $544,651 over 8y, 7.3% of budgetCambridge Credit Counseling Corp: $517,042 over 4y, 3.7% of budgetParachute Credit Counseling Inc: $475,508 over 8y, 7.3% of budgetHousing and Credit Counseling Inc: $435,563 over 8y, 11% of budgetConsumer Credit Counseling Service of Maryland and Delaware Inc: $430,151 over 7y, 5.6% of budgetConsumer Credit Counseling Service of Rochester Inc: $423,016 over 8y, 3.1% of budgetAdvantage Credit Counseling Service Inc: $368,198 over 8y, 4.7% of budgetConsumer Credit Counseling Service of Northern Illinois Inc: $348,704 over 8y, 8.9% of budgetRural Dynamics Inc: $335,073 over 2y, 23% of budgetConsumer Credit Counseling Service of Springfield: $315,798 over 8y, 20% of budgetLutheran Social Service of Minnesota: $296,879 over 8y, 0.1% of budgetConsumer Credit Counseling Service of the Savannah Area Inc: $293,086 over 8y, 17% of budgetFinancial Pathways of the Piedmont: $238,547 over 8y, 3.5% of budgetFamily Counseling Center of Mobile Inc: $236,423 over 8y, 2.1% of budgetCredit Counseling of Arkansas Inc: $235,071 over 8y, 2.6% of budgetTenfold: $225,624 over 8y, 1.2% of budgetFamily Service of the Piedmont Inc: $183,085 over 4y, 1.1% of budgetConsumer Credit Counseling Service Inc: $165,646 over 5y, 9.4% of budgetFinancial Information & Service Center: $162,897 over 4y, 20% of budgetConsumer Credit Counseling Service of Western North Carolina Inc: $149,893 over 8y, 2.3% of budgetJCVision and Associates Inc: $144,813 over 7y, 7.9% of budgetConsumer Credit Counseling Services of Puerto Rico Inc: $144,694 over 3y, 7.6% of budgetFamily Foundations of Northeast Florida Inc: $141,762 over 7y, 1.9% of budgetConsumer Credit Counseling of the Mid-Ohio Valley: $141,490 over 5y, 7.2% of budgetConsumer Credit Counseling Service of Southern Oregon Inc: $129,824 over 8y, 6.1% of budgetConsumer Credit Counseling Service of Southern Nevada: $119,669 over 1y, 3.0% of budgetTriangle Family Services Inc: $97,532 over 5y, 0.9% of budgetFamilymeans: $86,068 over 6y, 0.5% of budgetLutheran Social Services of South Dakota: $79,336 over 6y, 0.1% of budgetHomeownership Center of Greater Dayton Inc: $74,283 over 3y, 2.9% of budgetConsumer Credit Counseling Service of San Francisco Dba Balance: $74,242 over 1y, 0.8% of budgetGraceworks Lutheran Services Affiliates Group Return: $66,002 over 3y, 0.1% of budgetChestnut Resolutions Inc Nfp: $52,907 over 4y, 23% of budgetFamily Guidance Center Inc: $44,840 over 5y, 1.2% of budgetAction Pathways Inc: $44,758 over 1y, 0.2% of budget

Tap a dot to name the grantee.

How this is measured
Share of budget is the funder’s grant in a year over the grantee’s total revenue that year, at its highest across the years we hold; revenue is from all sources. Only grantees confirmed against their own filings, whose grants do not exceed their revenue, are plotted: the largest 66.

Nonprofits that may fit its grantmaking

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Wells Fargo FoundationMN24.2× affinity12 shared granteesties to 10 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Wells Fargo Foundation · Consumer Credit Counseling Service of Maryland and Delaware Inc · Consumer Credit Counseling Service of San Francisco Dba Balance · Neighborhood Reinvestment Corporation · Behavioral Ideas Lab Inc · Carolinas Credit Union Foundation · The Cannon Foundation Inc · Otto Bremer Trust · Truist Foundation Inc · First Interstate BancSystem Foundation Inc · Dollar General Literacy Foundation · Charities Aid Foundation America

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

Compare National Foundation for Credit Counseling Inc with peer funders

About National Foundation for Credit Counseling Inc

How much does National Foundation for Credit Counseling Inc give?
National Foundation for Credit Counseling Inc reported 38 grants totaling $1,538,301 in its FY2024 IRS filing. It funded between 39 and 61 organizations a year over FY2017 to FY2023.
What does National Foundation for Credit Counseling Inc fund?
By grant dollars over FY2017 to FY2024, its largest causes are Human Services (73%), Housing & Shelter (26%), Employment (1%).
Who are National Foundation for Credit Counseling Inc's largest grantees?
By total granted over FY2017 to FY2024: Money Management International Inc ($2.2M), Greenpath Inc ($1.2M), Incharge Debt Solutions ($1.2M).
Does National Foundation for Credit Counseling Inc fund new organizations?
In FY2023, 5% of the organizations it funded were first-time grantees.
Which funders back the same organizations as National Foundation for Credit Counseling Inc?
Its strongest co-funders, measured against what their size predicts, include Wells Fargo Foundation, Consumer Credit Counseling Service of Maryland and Delaware Inc, Consumer Credit Counseling Service of San Francisco Dba Balance.
Where is National Foundation for Credit Counseling Inc based?
National Foundation for Credit Counseling Inc is based in DC.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 75 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

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