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Missouri · Nonprofit

Consumer Credit Counseling Service of Springfield

Consumer Credit Counseling Service of Springfield (Missouri) receives grants from 1 organization whose IRS filings report $315,798 to it, the largest being NATIONAL FOUNDATION FOR CREDIT COUNSELING INC ($315,798). 1 of them have funded it in more than one year.

Revenue FY2025
$938k
Funders on record
1
Grants received
$316k
Net assets
$256k
1/1 repeat funderspeak grant-dependency 20%
01What it does

What Consumer Credit Counseling Service of Springfield does

Mission

Improving economic security through financial education and coaching. Organization vision statement: Financial Freedom for All.

As stated on its FY2025 Form 990.

Program

  1. Consumer Credit Counseling of the Heartland is a nonprofit agency serving Missouri and Kansas. The Organization helped 897 clients pay off $3,414,171 in debt through its Debt Management Program. Every counseling session contained budget education, an action plan, goals, and options to eliminate their debt. As a HUD Housing Agency, the Organization provided 131 pre-foreclosure counseling sessions to client at risk of losing their homes. The Organization assisted 10 with a Home Equity Conversion Mortgage (HECM) by providing the HUD required education which allows those clients to remain in their homes. The Organization provided 202 of pre-filing bankruptcy counseling session to those filing bankruptcy and provided required Department of Justice pre-discharge education sessions to 137 clients. There were 93 financial workshops completed, reaching 788 attendees. In all, the Organization served 1,492 unique households with counseling services and education.

    $599,729 spent
    100% of program spending

The program described on its FY2023 Form 990. Program spending in total: $599,729.

02The organization over time

The organization over time

Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended.

100 = 20182018 Revenue 100 ($363k) Expenses 100 ($434k) Net assets 100 ($894k)2019 Revenue 121 ($440k) Expenses 117 ($509k) Net assets 92 ($825k)2021 Revenue 66 ($241k) Expenses 71 ($310k) Net assets 73 ($650k)2022 Revenue 1145 ($4.2M) Expenses 932 ($4.0M) Net assets 84 ($751k)2023 Revenue 981 ($3.6M) Expenses 865 ($3.8M) Net assets 65 ($585k)2024 Revenue 134 ($488k) Expenses 179 ($779k) Net assets 35 ($311k)2025 Revenue 258 ($938k) Expenses 228 ($992k) Net assets 29 ($256k)
2018201920212022202320242025
Revenue (258)Expenses (228)Net assets (29)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $1.7M to $728k (−58%).

$998k
$958k
$864k
$1.7M
$728k
$524k
$467k
2018201920212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2018
2019
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2018 3% · 2019 4% · 2021 26% · 2022 93% · 2023 93% · 2024 29% · 2025 27%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 6 of the last 7 reported years ran a deficit.

−$71k
’18
−$69k
’19
−$69k
’21
$109k
’22
−$191k
’23
−$290k
’24
−$54k
’25
5.5
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Holly Wilson

Executive Director

As listed on its FY2025 Form 990.

2018201920212022202320242025
Listed87877109
Joined·+0·+0+3+8+0
No longer listed·1·1351
03Who funds it

Who funds it, year by year

2017 → 2023: the base held at 1 funder, grant income rose $9k → $52k.

Funder
'17
'18
'19
'20
'21
'22
'23
'24*
total
funders
1
1
1
1
1
1
1
1

From the IRS filings of Consumer Credit Counseling Service of Springfield’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

Where its funders are

Consumer Credit Counseling Service of Springfield draws 100% of its grant income from funders outside Missouri, across 1 state in all.

DC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Missouri out of state home

Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like Consumer Credit Counseling Service of Springfield

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Missouri

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

75% of spending goes to programs.

Program 75%Management 25%Fundraising 0%

Governance

5
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for Consumer Credit Counseling Service of Springfield: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Consumer Credit Counseling Service of Springfield?
Consumer Credit Counseling Service of Springfield (Missouri) receives grants from 1 organization whose IRS filings report $315,798 to it, the largest being NATIONAL FOUNDATION FOR CREDIT COUNSELING INC ($315,798). 1 of them have funded it in more than one year.
How many funders does Consumer Credit Counseling Service of Springfield have?
IRS filings report 1 organization giving $315,798 in grants to Consumer Credit Counseling Service of Springfield, 1 of which have funded it in more than one year.
Who is the largest funder of Consumer Credit Counseling Service of Springfield?
NATIONAL FOUNDATION FOR CREDIT COUNSELING INC is the largest funder on record, with $315,798 in grants. The full list of funders is on this page.
How can an organization like Consumer Credit Counseling Service of Springfield find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Missouri. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Consumer Credit Counseling Service of Springfield →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2018–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing