· Public charity
Consumer Credit Counseling Service of Maryland and Delaware Inc
To improve the financial lives of the individuals and communities we serve.credit counseling service of md & de, inc.
What you funded, over time
Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2019–2023.
Where the money goes
Your grants by size, and where they go.
By grant size · FY2023
- Under $10k2 grants · $12k
- $10k–50k4 grants · $63k
- $50k–250k3 grants · $535k
- $250k+1 grant · $490k
| Recipient | Amount |
|---|---|
| MONEY MANAGEMENT INTERNATIONAL INC | $490,295 |
| CONSUMER EDUCATION SERVICES INC CESI | $245,434 |
| CONSUMER DEBT COUNSELORS | $193,920 |
| TAKECHARGE | $95,950 |
| PARACHUTE CREDIT COUNSELING | $27,484 |
| FAMILYMEANS | $13,000 |
| CCCS OF BUFFALO | $12,342 |
| RESERVOIR HILL IMPROVEMENT COUNCIL | $10,234 |
| SERVICES OF HOPE | $9,819 |
| CLARIFI | $1,950 |
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
Your human-services grants (FY19–23, $3.0M) land where the poverty rate runs at 10%, against an area that typically sits at 11%. 44% of those dollars go to grantees based in above-average-need neighborhoods. Your grants spread fairly evenly across need levels.
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
Which US states your grants reach
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.
Who you back again
Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.
9 repeat relationships — 8 still active in FY2023, 1 since wound down; 1 grantees were first funded in FY2023 (too recent to call).
How the two cohorts compare
Organizations
Total granted
Median revenue growth · since first grant
Still filing today
New vs renewed · share of each year
In FY2023, 99% of grant dollars renewed an existing relationship; $13k went to new ones.
Where new relationships form · theme of each grantee’s first grant
First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.
Backed again, and grew
- CDCONSUMER DEBT COUNSELORS INC4× · 2020–2023 · $775k · revenue +12%
- MMMONEY MANAGEMENT INTERNATIONAL INC2× · 2022–2023 · $772k · revenue +46%
- TCTAKE CHARGE AMERICA INC3× · 2019–2023 · $359k · revenue +8%
Funded once
- NRNEIGHBORHOOD REINVESTMENT CORPORATIONone grant, 2021 · $35k · revenue +15%
Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
As a nonprofit organization, the agency provides meaningful, professional and confidential consumer education and budget/credit counseling and develops effective debt reduction programs for all segments of the community. the agency…
To recognize and address the financial challenges of our clients and our community. through professional counseling and education, we endeavor to promote financial stability.
Family Credit Counseling Service,Inc. DBA Family Credit Management exists to improve the financial well-being of individuals and families through financial education, counseling, and debt repayment assistance, with a focus on consumers…
The specific purpose of the corporation shall be to educate consumers on various options available to address their credit and debt issues, empower consumers to achieve long-term financial self-sufficiency, promote financial literacy,…
Center for Consumer Recovery, Inc. is committed to helping people resolve delinquent debt problems, reduce their financial stress and improve family stability. Stable families will foster better health outcomes and educational achievement…
A nonprofit organization focused on the financial wellness of families and individuals. Our certified professionals provide confidential counseling, educational services, and other credit solutions that enable our clients to take control…
To educate, advise and empower youth to seniors to handle debt, credit & housing and to provide affordable housing opportunities through the acquisition and rehabilitation of residential properties. Debthelper.com partners with those who…
To improve the quality of life of individuals and families through financial education, credit and housing counseling, and money management services.
The credit coalition's purpose is to empower its clients through financial and homebuyer counseling and education, to be able to make informed, reasonable and responsible decisions in regard to their financial and specific housing goals.
Our mission is to provide consumers education and budget counseling to improve their financial literacy and assist them in the management of their personal finances. we are committed to providing credit counseling through educational…
Charitable assistence for the poor and distressed and financial education for the public.
The organization specializes in providing education and counseling services to individuals and groups who are concerned about their financial situation. If appropriate, the organization also helps individuals establish affordable and…
For reference, the grantee most central to the portfolio’s shape is Consumer Education Services Inc and the most unlike its peers is Service of Hope Entities Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
11 grantees tracked through their own filings, 2017–2025.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.
Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover.
Where your money sits — by cause, then by grantee
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds CONSUMER EDUCATION SERVICES INC ↗
- Who funds CONSUMER DEBT COUNSELORS INC ↗
- Who funds MONEY MANAGEMENT INTERNATIONAL INC ↗
- Who funds TAKE CHARGE AMERICA INC ↗
- Who funds PARACHUTE CREDIT COUNSELING INC ↗
- Who funds RESERVOIR HILL IMPROVEMENT COUNCIL INC ↗
- Who funds NEIGHBORHOOD REINVESTMENT CORPORATION ↗
- Who funds CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY ↗
- Who funds SERVICE OF HOPE ENTITIES INC ↗
- Who funds Consumer Credit Counseling Service Inc ↗
- Who funds FAMILYMEANS ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Open a dossier: National Foundation for Credit Counseling Inc · Consumer Credit Counseling Service of San Francisco Dba Balance · The Bank of America Charitable Foundation Inc · American Online Giving Foundation Inc · Amazonsmile Foundation
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organization Consumer Credit Counseling Service of Maryland and Delaware Inc funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
- Reservoir Hill Improvement Council Inc — 68% of income from government
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.
Warm introductions · Powered by PlinthPlus
How do I get to Consumer Credit Counseling Service of Maryland and Delaware Inc?
Find your warmest path to Consumer Credit Counseling Service of Maryland and Delaware Inc through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.
Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.