Ohio · Nonprofit
HOMEOWNERSHIP CENTER OF GREATER DAYTON INC
HOMEOWNERSHIP CENTER OF GREATER DAYTON INC (Ohio) receives grants from 8 organizations whose IRS filings report $1,273,574 to it, the largest being THE DAYTON FOUNDATION ($719,235). 5 of them have funded it in more than one year, and 57% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2023
- $1.1M
- Funders on record
- 8
- Grants received
- $1.3M
- Net assets
- $0
What Homeownership Center of Greater Dayton Inc does
Mission
To assist consumers to achieve their homeonwership goals through a variety of services including pre-purchase education and coaching for potential homebuyers; education and guidance regarding mortgage underwriting guidelines, financing, and refinancing; financial literary training; home maintenance classes; assistance to current and potential homeowners in securing available resources to achieve their homeownership goals; post-purchase counseling, reverse mortgage counseling and mortgage delinquency intervention; marketing and consumer information regarding housing opportunities, lending programs, and local resources; downpayment assistance.
As stated on its FY2023 Form 990.
Programs
Neighborhood development grant to citywide & county corp for neighborhood planning and home repair funding.
$0 spent0% of program spendingThe agency provides grant funding for homeowners experiencing a financial hardship due to covid-19. Applications are approved based on program guidelines. Grant funds are provided for eligible households and paid directly to the mortgage company to bring mortgage, property taxes and utilities current.
$109,650 spent24% of program spendingThe agency provides credit counseling to help clients understand credit and money management. Services include education and guidance to achieve financial goals. Debt management plans are offered to clients who are eligible and elect services to assist in unsecured debt repayment.
$125,693 spent$27,324 earned by the program27% of program spendingThe agency provides housing and financial counseling. Housing counseling includes education and guidance about the home purchase process, preparation for mortgage qualification, financial literacy, and resources to support sustainable homeownership. The agency provides services to existing homeowners experiencing mortgage difficulty, including education and guidance regarding options to avoid foreclosure, facilitating payment arrangements with lenders, exploring alternative financing, and long-term goals for sustainability. The agency provides financial wellness and credit counseling. Credit counseling involves understanding credit and money management.
$224,881 spent$78,067 earned by the program49% of program spendingThe agency provides down payment assistance to low-moderate income homebuyers to improve their ability to successfully purchase a home and secure favorable mortgage financing that meets their needs.
$6 spent0% of program spending
The 5 programs described on its FY2022 Form 990, listed largest first by expense. Program spending in total: $460,230.
The organization over time
Each line starts at 100 in 2018, so what you read is the shape rather than the size: 150 means half as much again as 2018, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $1.4M to $0 (−100%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2018 58% · 2019 40% · 2020 83% · 2021 81% · 2022 15% · 2023 18%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 6 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Julie Deacon
Executive director
Board chair
Angela Rahman
Director/chair
As listed on its FY2023 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 1 funder to 3 funders, grant income fell $302k → $12k.
3 of 8 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 57% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
Left out of every figure on this page: $400k from one payer (the payer shares this organization's board, largest County Corp). These are real filings, and they are not money HOMEOWNERSHIP CENTER OF GREATER DAYTON INC raised.
From the IRS filings of HOMEOWNERSHIP CENTER OF GREATER DAYTON INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
HOMEOWNERSHIP CENTER OF GREATER DAYTON INC leans on a few funders — its largest provides 56% of grant income and the top three 94%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
96% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HOMEOWNERSHIP CENTER OF GREATER DAYTON INC.
Largest funder’s share by year: 2017 100% · 2019 95% · 2020 100% · 2021 31% · 2022 71% · 2023 59% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
71% of HOMEOWNERSHIP CENTER OF GREATER DAYTON INC's funders are still giving 2 years after their first grant; 63% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
57% of HOMEOWNERSHIP CENTER OF GREATER DAYTON INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $542k that is directly attributable, 86% of it comes from Ohio funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $732k arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Organizations like HOMEOWNERSHIP CENTER OF GREATER DAYTON INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Ohio
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
87% of spending goes to programs.
Governance
Public support
65%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Part of a family of 1 related entity
- County Corp · exempt
Screen this organization
A dated, signed PDF of the compliance screen for HOMEOWNERSHIP CENTER OF GREATER DAYTON INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds HOMEOWNERSHIP CENTER OF GREATER DAYTON INC?
- HOMEOWNERSHIP CENTER OF GREATER DAYTON INC (Ohio) receives grants from 8 organizations whose IRS filings report $1,273,574 to it, the largest being THE DAYTON FOUNDATION ($719,235). 5 of them have funded it in more than one year, and 57% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does HOMEOWNERSHIP CENTER OF GREATER DAYTON INC have?
- IRS filings report 8 organizations giving $1,273,574 in grants to HOMEOWNERSHIP CENTER OF GREATER DAYTON INC, 5 of which have funded it in more than one year.
- Who is the largest funder of HOMEOWNERSHIP CENTER OF GREATER DAYTON INC?
- THE DAYTON FOUNDATION is the largest funder on record, with $719,235 in grants. The full list of funders is on this page.
- How can an organization like HOMEOWNERSHIP CENTER OF GREATER DAYTON INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Ohio. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2023 (financials across 2018–2023), and the filings of 8 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing