Illinois · Nonprofit
Family Credit Counseling Service
Family Credit Counseling Service (Illinois) receives grants from 1 organization whose IRS filings report $12,171 to it, the largest being NATIONAL FOUNDATION FOR CREDIT COUNSELING INC ($12,171). 1 of them have funded it in more than one year.
- Revenue FY2025
- $10M
- Funders on record
- 1
- Grants received
- $12k
- Net assets
- $11M
What Family Credit Counseling Service does
Mission
Family Credit Counseling Service,Inc. DBA Family Credit Management exists to improve the financial well-being of individuals and families through financial education, counseling, and debt repayment assistance, with a focus on consumers experiencing financial hardship, excessive debt, or limited financial resources.
As stated on its FY2025 Form 990.
Programs
Counseling Services: Family Credit Management provided individualized financial counseling and education services through telephone, online, and in-person channels. Services were designed to assist consumers in addressing financial distress, improving financial literacy, and achieving greater financial stability. Counseling services included budget analysis, spending plans, review of credit reports, evaluation of debt repayment options, housing counseling,and pre-bankruptcy counseling. Counselors worked with clients to assess income, expenses, and liabilities and develop action plans tailored to each households circumstances. Family Credit is approved by the U.S. Department of Justice to provide pre-filing bankruptcy counseling and issue certificates in accordance with federal requirements. Services were delivered by trained and supervised staff under established internal policies and procedures.
$970,101 spent15% of program spendingEducation Services: Family Credit Management provided financial education services through workshops, seminars, digital content, and community outreach initiatives. These services were designed to improve financial literacy and promote informed financial decision-making, particularly for individuals and families experiencing financial hardship or limited financial resources. Educational topics included budgeting, saving, credit management, responsible use of credit, debt reduction strategies, and consumer awareness. Resources were provided through in-person presentations, virtual platforms, websites, publications, and other digital channels. Additional outreach included media appearances and educational programming focused on budgeting, money management, and consumer financial education.
$1,376,803 spent21% of program spendingDebt Management Program: Family Credit Management administered debt management plans for consumers seeking structured repayment assistance with unsecured debts. Under these plans, Family Credit worked with participating creditors to facilitate repayment through consolidated monthly payments, which may include reduced interest rates or fees when available. Participants also received ongoing counseling, budget reviews, and financial education designed to support sustainable financial habits and long-term financial stability.
$4,173,121 spent$8,711,513 earned by the program64% of program spending
The 3 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $6,520,025.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $8.7M to $11M (+22%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2021 6%. Grants only. Government contracts and fees sit inside program revenue.
8% of Family Credit Counseling Service’s revenue is contributions — about as donation-reliant as the typical peer (21% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Peyton Mendez
Chairman
As listed on its FY2025 Form 990.
Who funds it, year by year
Grant support over time, funder by funder — shade shows the grant size each year.
From the IRS filings of Family Credit Counseling Service’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
Family Credit Counseling Service draws 100% of its grant income from funders outside Illinois, across 1 state in all.
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
Family Credit Counseling Service runs a healthier operating margin than three-quarters of the 2,297 human services nonprofits its size.
this organization peer median middle 50% of peers· 2,297 human services nonprofits $10M–$100M, FY2025
Organizations like Family Credit Counseling Service
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Illinois
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
80% of spending goes to programs.
Governance
Public support
82%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 6 states
Screen this organization
A dated, signed PDF of the compliance screen for Family Credit Counseling Service: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds Family Credit Counseling Service?
- Family Credit Counseling Service (Illinois) receives grants from 1 organization whose IRS filings report $12,171 to it, the largest being NATIONAL FOUNDATION FOR CREDIT COUNSELING INC ($12,171). 1 of them have funded it in more than one year.
- How many funders does Family Credit Counseling Service have?
- IRS filings report 1 organization giving $12,171 in grants to Family Credit Counseling Service, 1 of which have funded it in more than one year.
- Who is the largest funder of Family Credit Counseling Service?
- NATIONAL FOUNDATION FOR CREDIT COUNSELING INC is the largest funder on record, with $12,171 in grants. The full list of funders is on this page.
- How can an organization like Family Credit Counseling Service find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Illinois. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Family Credit Counseling Service →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 1 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing