Florida · Nonprofit
CONSOLIDATED CREDIT SOLUTIONS INC
CONSOLIDATED CREDIT SOLUTIONS INC (Florida) receives grants from 4 organizations whose IRS filings report $177,115 to it, the largest being Wells Fargo Foundation ($80,000). 3 of them have funded it in more than one year.
- Revenue FY2025
- $22M
- Funders on record
- 4
- Grants received
- $177k
- Net assets
- $318k
What Consolidated Credit Solutions Inc does
Mission
To assist individuals who are experiencing financial difficulties through professional counseling and financial education.
As stated on its FY2025 Form 990.
Programs
Consolidated credit solutions offers loss mitigation and foreclosure prevention counseling, 1st time homebuyer education, a substantial financial literacy program, credit counseling, and reverse mortgage counseling. Consolidated credit solutions is committed to bringing financial education programs to individuals and families with a focus on households in low, low-to-moderate and moderate income census tracks. To accomplish this, consolidated credit solutions provides free, monthly community seminars and webinars on topics including budgeting, credit management, pre-purchase counseling, foreclosure prevention, and reverse mortgages.see attached statement of program service accomplishments.
$666,778 spentof which $41,760 as grants$850,179 earned by the program3% of program spendingDebt and budget counseling services are provided to individuals experiencing financial difficulties. A certified credit counselor helps to assess the financial situation of the consumer, develop a detailed household budget and action plan. These counseling sessions are provided in person, by telephone or through the internet. Additionally, all consumers are offered financial education tailored to their life situations. Where applicable, some consumers choose a debt management plan (dmp) to assist with their unsecured debts. Under a dmp, the consumer makes a monthly payment to consolidated credit solutions which in turn pay the unsecured debt covered under the program.
$18,999,404 spent$21,120,955 earned by the program97% of program spending
The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $19,666,182.
The organization over time
Each line starts at 100 in 2021, so what you read is the shape rather than the size: 150 means half as much again as 2021, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $8.5M to $6.6M (−22%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2022 5%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 5 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Who funds it, year by year
2020 → 2023: the base broadened from 1 funder to 2 funders, grant income rose $8k → $33k.
1 of 4 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 41% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of CONSOLIDATED CREDIT SOLUTIONS INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
CONSOLIDATED CREDIT SOLUTIONS INC leans on a few funders — its largest provides 45% of grant income and the top three 96%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
51% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CONSOLIDATED CREDIT SOLUTIONS INC.
Largest funder’s share by year: 2020 100% · 2023 75% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
CONSOLIDATED CREDIT SOLUTIONS INC draws 100% of its grant income from funders outside Florida, across 3 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $72k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Government funding CONSOLIDATED CREDIT SOLUTIONS INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $718k on record — $718k federal, $50 state.
- Department of Housing and Urban Development$718k
- REFUNDS - GENERAL $50
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like CONSOLIDATED CREDIT SOLUTIONS INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Florida
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
88% of spending goes to programs.
Governance
Public support
99%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 4 states
Screen this organization
A dated, signed PDF of the compliance screen for CONSOLIDATED CREDIT SOLUTIONS INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds CONSOLIDATED CREDIT SOLUTIONS INC?
- CONSOLIDATED CREDIT SOLUTIONS INC (Florida) receives grants from 4 organizations whose IRS filings report $177,115 to it, the largest being Wells Fargo Foundation ($80,000). 3 of them have funded it in more than one year.
- How many funders does CONSOLIDATED CREDIT SOLUTIONS INC have?
- IRS filings report 4 organizations giving $177,115 in grants to CONSOLIDATED CREDIT SOLUTIONS INC, 3 of which have funded it in more than one year.
- Who is the largest funder of CONSOLIDATED CREDIT SOLUTIONS INC?
- Wells Fargo Foundation is the largest funder on record, with $80,000 in grants. The full list of funders is on this page.
- How can an organization like CONSOLIDATED CREDIT SOLUTIONS INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2021–2025), and the filings of 4 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing