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National Foundation for Credit Counseling Inc at a glanceMostly funded, not a grantmaker: see who funds it →

· Public charity

National Foundation for Credit Counseling Inc

To lead a national movement that better equips americans to manage their financial futures and, in turn, advances the economy and our nation as a whole.

$1.5M
Granted FY2024still arriving
38
Grants FY2024still arriving
23
States reached
$281k
Largest
01What it fundsRead
02The needRead
03Its granteesRead
04Its fieldRead
01What it funds
01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2017 to 2024.

Human Services$16MHousing & Shelter$5.9MEmployment$127kEducation$107kHealth$38k
02FY2024 · 38 grants

Where the money goes

Grants by size, and the largest recipients.

By grant size · FY2024

  • Under $10k4 grants · $31k
  • $10k–50k24 grants · $586k
  • $50k–250k9 grants · $618k
  • $250k+1 grant · $281k
$27,423
Median grant
23
States reached
$6.3M
Total assets
Largest grants
RecipientAmount
MONEY MANAGEMENT INTERNATIONAL$280,650
INCHARGE DEBT SOLUTION$110,189
FAMILY SERVICE ASSOCIATION$82,451
CONSUMER CREDIT COUNSELING OF SPRINGFIELD MISSOURI INC$71,999
CONSUMER CREDIT COUNSELING SERVICE OF CENTRAL OHIO$64,915
SPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT INC$62,672
CAMBRIDGE CREDIT COUNSELING CORP$62,021
CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY$57,736
CONSUMER CREDIT COUNSELING SERVICE OF ROCHESTER$55,160
HOUSING AND CREDIT COUNSELING INC$50,894
NORTH SEATTLE COMMUNITY COLLEGE FOUNDATION$45,905
TAKE CHARGE AMERICA$42,776
AMERICAN CONSUMER CREDIT COUNSELING$40,326
PARACHUTE CREDIT COUNSELING INC$36,653
CONSUMER CREDIT COUNSELING SERVICE OF MID-OHIO VALLEY$33,142
02The need
03

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY17–24, $17.9M) land where the poverty rate runs at 11%, against an area that typically sits at 10%. 56% of those dollars go to grantees based in above-average-need neighborhoods. Most of its grants land in higher-need ZIPs.

area typical 10%TAKE CHARGE AMERICA: $251k → 11%AMERICAN CONSUMER CREDIT COUNSELING: $315k → 8%CAMBRIDGE CREDIT COUNSELING CORP: $261k → 17%CREDIT ADVISORS FOUNDATION: $210k → 12%CCCS OF MONTANA: $317k → 14%CCCS OF DELAWARE VALLEY: $308k → 22%CREDITORG: $134k → 11%MONEY MANAGEMENT INTERNATIONAL: $451k → 8%INCHARGE DEBT SOLUTIONS: $191k → 13%GREENPATH INC: $322k → 8%CONSUMER EDUCATION SERVICES INC: $205k → 8%APPRISEN CCCS OF CENTRAL OHIO INC: $146k → 15%GARDEN STATE CONSUMER CREDIT COUNSELING INC: $271k → 6%TAKE CHARGE AMERICA: $174k → 11%AMERICAN CONSUMER CREDIT COUNSELING: $238k → 8%CAMBRIDGE CREDIT COUNSELING CORP: $122k → 17%CREDIT ADVISORS FOUNDATION: $163k → 12%CCCS OF DELAWARE VALLEY: $125k → 22%CREDITORG: $120k → 11%MONEY MANAGEMENT INTERNATIONAL: $281k → 8%INCHARGE DEBT SOLUTION: $189k → 13%GREENPATH INC: $299k → 8%FAMILY SERVICE ASSOCIATION: $192k → 9%CONSUMER EDUCATION SERVICES INC: $122k → 8%AMERICAN FINANCIAL SOLUTIONS: $164k → 9%NAVICORE A GARDEN STATE CONSUMER CREDIT COUNSELING: $260k → 6%TAKE CHARGE AMERICA: $149k → 11%MONEY MANAGEMENT INTERNATIONAL: $261k → 8%INCHARGE DEBT SOLUTIONS: $170k → 13%GREENPATH INC: $216k → 8%FAMILY SERVICE ASSOCIATION: $183k → 9%GARDEN STATE CONSUMER CREDIT COUNSELING INC: $170k → 6%MONEY MANAGEMENT INTERNATIONAL: $381k → 8%INCHARGE DEBT SOLUTION: $166k → 13%GREENPATH INC: $133k → 8%FAMILY SERVICE ASSOCIATION: $150k → 9%NORTH SEATTLE COMMUNITY COLLEGE FOUNDATION: $159k → 9%NAVICORE A GARDEN STATE CONSUMER CREDIT COUNSELING: $168k → 6%SPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT INC: $295k → 11%MONEY MANAGEMENT INTERNATIONAL: $334k → 8%INCHARGE DEBT SOLUTION: $164k → 13%SPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT INC: $131k → 11%MONEY MANAGEMENT INTERNATIONAL: $187k → 8%INCHARGE DEBT SOLUTION: $129k → 13%CONSUMER CREDIT COUNSELING SERVICE OF CENTRAL OHIO: $128k → 15%SPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT INC: $120k → 11%MONEY MANAGEMENT INTERNATIONAL: $146k → 8%MONEY MANAGEMENT INTERNATIONAL: $143k → 8%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount
How this is measured
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

Which US states its grants reach

WA
MT
ND
MN
IL
WI
MI
NY
MA
OR
NV
SD
IA
OH
PA
NJ
CA
NE
MO
WV
VA
MD
AZ
KS
AR
TN
NC
OK
AL
GA
TX
FL
How this is measured
US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.
03Its grantees
repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

98%of every dollar goes to organizations it has funded before.
$22M · 59 repeat orgs$383k to everyone else

59 repeat relationships: 36 still active in FY2024, 23 since wound down; 2 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

59
14

Total granted

$22M
$360k

Median revenue growth · since first grant

+6%
+41%

Still filing today

88%
57%

New vs renewed · share of each year

In FY2024, 98% of grant dollars renewed an existing relationship; $23k went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Human ServicesHealthCrime & LegalEmploymentOther
How this is measured
First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

  • GI
    GREENPATH INC
    8× · 2017–2024 · $1.2M · revenue +23%
  • GS
    GARDEN STATE CONSUMER CREDIT COUNSELING INC
    8× · 2017–2024 · $1.2M · revenue +25%
  • TC
    TAKE CHARGE AMERICA INC
    8× · 2017–2024 · $991k · revenue +23%

Funded once

  • CC
    CONSUMER CREDIT COUNSELING SERVICE OF SOUTHERN NEVADA
    one grant, 2017 · $120k
  • CC
    CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCEgraduated
    one grant, 2017 · $74k · revenue +115%
  • AP
    ACTION PATHWAYS INC
    one grant, 2017 · $45k · revenue +16%
How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

1
Credit Card Management Services Inc

To educate, advise and empower youth to seniors to handle debt, credit & housing and to provide affordable housing opportunities through the acquisition and rehabilitation of residential properties. Debthelper.com partners with those who…

Human Services
2
Credit Counseling Center

Credit counseling and debt management

Human Services
3
Consolidated Credit Counseling Services Inc

Consolidated credit counseling services, inc.'s mission is to assist individuals and families throughout the united states in ending financial crisis, and solving money management problems through education and professional counseling.

Human Services
4
Family Budget Services Inc

Family Budget Services, Inc. FBSI is a 501 c 3 non-profit credit counseling organization offering counseling services for consumers who have become overextended with excessive debt.

—
5
Center for Consumer Recovery Inc

Center for Consumer Recovery, Inc. is committed to helping people resolve delinquent debt problems, reduce their financial stress and improve family stability. Stable families will foster better health outcomes and educational achievement…

Human Services
6
National Foundation for Credit Counseling Inc

To lead a national movement that better equips americans to manage their financial futures and, in turn, advances the economy and our nation as a whole. founded in 1951, the national foundation for credit counseling (nfcc) is the oldest…

Human Services
7
Family Service Inc

To provide family and individual counseling

—
8
Credit Union of America

Provide lending, savings, and financial services for mutual purpose, including consumer loans, real estate loans, credit cards, savings and certificate accounts, investment options, and multiple methods for member access to their financial…

—
9
Compass of Carolina Inc

Our mission is to provide compassionate direction to individuals and families in need through counseling, education and financial benefits management.

Education
10
Clarity Credit Union

Clarity credit union values people as individuals, helping them realize their goals and achieve their dreams. we build lifelong relationships by providing financial solutions within our community.

—
11
Administration of Resources & Choices

Creating a safer, stronger community through home ownership and housing stability with support for homebuyers, distressed homeowners, renters, and abused elders.

Unclassified
12
Accord

At accord, we make it possible for people living with disabilities or mental health to achieve their personal and career goals and live life to the fullest. we are helping people live their greatest lives!

Human Services
How this is measured
The grantee most central to the portfolio’s shape is Consumer Education Services Inc; the most unlike its peers is Parkview Services. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
04the grantee network

67 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 67 of the 75 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

1
Load-bearing (≥25% of a budget)
9
Early backer (in before they grew)
62/67
Grantees still filing
38/67
Grew since first funded

Where the money sits, by cause and then by grantee

MONEY MANAGEMENT INTERNATIONAL INC: $2,182,575 · Human ServicesMONEY MANAGEMENT INTERNATIONAL INCGREENPATH INC: $1,202,581 · Human ServicesGREENPATH INCINCHARGE DEBT SOLUTIONS: $1,167,835 · Human ServicesINCHARGE DEBT SOLUTIONSGARDEN STATE CONSUMER CREDIT COUNSELING INC: $1,150,112 · Human ServicesGARDEN STATE CONSUMER CREDIT COUNSELING INCSPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT INC: $1,019,436 · Human ServicesSPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT INCTAKE CHARGE AMERICA INC: $991,189 · Human ServicesTAKE CHARGE AMERICA INCAMERICAN CONSUMER CREDIT COUNSELING INC: $949,956 · Human ServicesCONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY: $851,842 · Human ServicesCONSUMER CREDIT COUNSELING SERVICES OF THE MIDWEST INC: $804,579 · Human ServicesNORTH SEATTLE COMMUNITY COLLEGE FOUNDATION: $798,973 · Human ServicesCONSUMER EDUCATION SERVICES INC: $677,184 · Human ServicesCREDIT ADVISORS FOUNDATION: $674,715 · Human ServicesFAMILY SERVICE ASSOCIATION OF SHEBOYGAN INC: $606,989 · Human Services+29 more: $5,092,165 · Human Services+29 moreCCCS OF PUERTO RICO: $766,274 · OtherCCCS OF PUERTO RICOCREDIT COUNSELING CENTERS OF WISCONSIN INC: $514,784 · OtherCREDIT COUNSELING CEN…Housing and Credit Counseling Inc: $435,563 · OtherHousing and Credit Co…CONSUMER CREDIT COUNSELING SERVICE OF MARYLAND AND DELAWARE INC: $430,151 · OtherCONSUMER CREDIT COUNS…Consumer Credit Counseling Service of Springfield: $315,798 · OtherConsumer Credit Couns…CONSUMER CREDIT COUNSELING SERVICE OF THE SAVANNAH AREA INC: $293,086 · OtherCONSUMER CREDIT COUNS…TENFOLD: $225,624 · OtherConsumer Credit Counseling Service Inc: $165,646 · OtherFINANCIAL INFORMATION & SERVICE CENTER: $162,897 · Other+20 more: $1,058,908 · Other+20 moreCHESTNUT RESOLUTIONS INC NFP: $52,907 · Crime & LegalAURORA FAMILY SERVICE INC: $22,660 · HealthCHESTNUT HEALTH SYSTEMS INC: $15,775 · HealthGOODWILL INDUSTRIES KYOWVA AREA INC: $5,196 · Employment
Human Services$18,170,131Other$4,368,731Crime & Legal$52,907Health$38,435Employment$5,196

Each grantee by its size and the funder’s share of it; top left is load-bearing

25%50%75%100%$1.0M$10M$100Mgrantee revenue →↑ funder's share of their budgetMONEY MANAGEMENT INTERNATIONAL INC: $2,182,575 over 8y, 1.3% of budgetGREENPATH INC: $1,202,581 over 8y, 0.8% of budgetINCHARGE DEBT SOLUTIONS: $1,167,835 over 8y, 1.2% of budgetGARDEN STATE CONSUMER CREDIT COUNSELING INC: $1,150,112 over 8y, 2.2% of budgetSPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT INC: $1,019,436 over 8y, 3.0% of budgetTAKE CHARGE AMERICA INC: $991,189 over 8y, 3.4% of budgetAMERICAN CONSUMER CREDIT COUNSELING INC: $949,956 over 8y, 0.8% of budgetCONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY: $851,842 over 8y, 5.4% of budgetCONSUMER CREDIT COUNSELING SERVICES OF THE MIDWEST INC: $804,579 over 8y, 3.1% of budgetNORTH SEATTLE COMMUNITY COLLEGE FOUNDATION: $798,973 over 8y, 3.8% of budgetCONSUMER EDUCATION SERVICES INC: $677,184 over 8y, 2.7% of budgetCREDIT ADVISORS FOUNDATION: $674,715 over 8y, 12% of budgetFAMILY SERVICE ASSOCIATION OF SHEBOYGAN INC: $606,989 over 4y, 38% of budgetCONSUMER DEBT COUNSELORS INC: $544,651 over 8y, 7.3% of budgetCAMBRIDGE CREDIT COUNSELING CORP: $517,042 over 4y, 3.7% of budgetPARACHUTE CREDIT COUNSELING INC: $475,508 over 8y, 7.3% of budgetHousing and Credit Counseling Inc: $435,563 over 8y, 11% of budgetCONSUMER CREDIT COUNSELING SERVICE OF MARYLAND AND DELAWARE INC: $430,151 over 7y, 5.6% of budgetConsumer Credit Counseling Service of Rochester Inc: $423,016 over 8y, 3.1% of budgetADVANTAGE CREDIT COUNSELING SERVICE INC: $368,198 over 8y, 4.7% of budgetCONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC: $348,704 over 8y, 8.9% of budgetRURAL DYNAMICS INC: $335,073 over 2y, 23% of budgetConsumer Credit Counseling Service of Springfield: $315,798 over 8y, 20% of budgetLUTHERAN SOCIAL SERVICE OF MINNESOTA: $296,879 over 8y, 0.1% of budgetCONSUMER CREDIT COUNSELING SERVICE OF THE SAVANNAH AREA INC: $293,086 over 8y, 17% of budgetFINANCIAL PATHWAYS OF THE PIEDMONT: $238,547 over 8y, 3.5% of budgetFamily Counseling Center of Mobile Inc: $236,423 over 8y, 2.1% of budgetCREDIT COUNSELING OF ARKANSAS INC: $235,071 over 8y, 2.6% of budgetTENFOLD: $225,624 over 8y, 1.2% of budgetFAMILY SERVICE OF THE PIEDMONT INC: $183,085 over 4y, 1.1% of budgetConsumer Credit Counseling Service Inc: $165,646 over 5y, 9.4% of budgetFINANCIAL INFORMATION & SERVICE CENTER: $162,897 over 4y, 20% of budgetConsumer Credit Counseling Service of Western North Carolina Inc: $149,893 over 8y, 2.3% of budgetJCVision and Associates Inc: $144,813 over 7y, 7.9% of budgetCONSUMER CREDIT COUNSELING SERVICES OF PUERTO RICO INC: $144,694 over 3y, 7.6% of budgetFAMILY FOUNDATIONS OF NORTHEAST FLORIDA INC: $141,762 over 7y, 1.9% of budgetCONSUMER CREDIT COUNSELING OF THE MID-OHIO VALLEY: $141,490 over 5y, 7.2% of budgetCONSUMER CREDIT COUNSELING SERVICE OF SOUTHERN OREGON INC: $129,824 over 8y, 6.1% of budgetCONSUMER CREDIT COUNSELING SERVICE OF SOUTHERN NEVADA: $119,669 over 1y, 3.0% of budgetTRIANGLE FAMILY SERVICES INC: $97,532 over 5y, 0.9% of budgetFAMILYMEANS: $86,068 over 6y, 0.5% of budgetLUTHERAN SOCIAL SERVICES OF SOUTH DAKOTA: $79,336 over 6y, 0.1% of budgetHOMEOWNERSHIP CENTER OF GREATER DAYTON INC: $74,283 over 3y, 2.9% of budgetCONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCE: $74,242 over 1y, 0.8% of budgetGRACEWORKS LUTHERAN SERVICES AFFILIATES GROUP RETURN: $66,002 over 3y, 0.1% of budgetCHESTNUT RESOLUTIONS INC NFP: $52,907 over 4y, 23% of budgetFAMILY GUIDANCE CENTER INC: $44,840 over 5y, 1.2% of budgetACTION PATHWAYS INC: $44,758 over 1y, 0.2% of budget
Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

  • Who funds MONEY MANAGEMENT INTERNATIONAL INC ↗
  • Who funds GREENPATH INC ↗
  • Who funds INCHARGE DEBT SOLUTIONS ↗
  • Who funds GARDEN STATE CONSUMER CREDIT COUNSELING INC ↗
  • Who funds SPRINGBOARD NONPROFIT CONSUMER CREDIT MANAGEMENT INC ↗
  • Who funds TAKE CHARGE AMERICA INC ↗
  • Who funds AMERICAN CONSUMER CREDIT COUNSELING INC ↗
  • Who funds CONSUMER CREDIT COUNSELING SERVICE OF DELAWARE VALLEY ↗
  • Who funds CONSUMER CREDIT COUNSELING SERVICES OF THE MIDWEST INC ↗
  • Who funds NORTH SEATTLE COMMUNITY COLLEGE FOUNDATION ↗
  • Who funds CONSUMER EDUCATION SERVICES INC ↗
  • Who funds CREDIT ADVISORS FOUNDATION ↗
  • Who funds FAMILY SERVICE ASSOCIATION OF SHEBOYGAN INC ↗
  • Who funds CONSUMER DEBT COUNSELORS INC ↗
  • Who funds CAMBRIDGE CREDIT COUNSELING CORP ↗
  • Who funds PARACHUTE CREDIT COUNSELING INC ↗
  • Who funds Housing and Credit Counseling Inc ↗
  • Who funds CONSUMER CREDIT COUNSELING SERVICE OF MARYLAND AND DELAWARE INC ↗
  • Who funds Consumer Credit Counseling Service of Rochester Inc ↗
  • Who funds ADVANTAGE CREDIT COUNSELING SERVICE INC ↗
  • Who funds CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC ↗
  • Who funds RURAL DYNAMICS INC ↗
  • Who funds Consumer Credit Counseling Service of Springfield ↗
  • Who funds LUTHERAN SOCIAL SERVICE OF MINNESOTA ↗
  • Who funds CONSUMER CREDIT COUNSELING SERVICE OF THE SAVANNAH AREA INC ↗
  • Who funds FINANCIAL PATHWAYS OF THE PIEDMONT ↗
  • Who funds Family Counseling Center of Mobile Inc ↗
  • Who funds CREDIT COUNSELING OF ARKANSAS INC ↗
  • Who funds TENFOLD ↗
  • Who funds FAMILY SERVICE OF THE PIEDMONT INC ↗
  • Who funds Consumer Credit Counseling Service Inc ↗
  • Who funds FINANCIAL INFORMATION & SERVICE CENTER ↗
  • Who funds Consumer Credit Counseling Service of Western North Carolina Inc ↗
  • Who funds JCVision and Associates Inc ↗
  • Who funds CONSUMER CREDIT COUNSELING SERVICES OF PUERTO RICO INC ↗
  • Who funds FAMILY FOUNDATIONS OF NORTHEAST FLORIDA INC ↗
  • Who funds CONSUMER CREDIT COUNSELING OF THE MID-OHIO VALLEY ↗
  • Who funds CONSUMER CREDIT COUNSELING SERVICE OF SOUTHERN OREGON INC ↗

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Wells Fargo FoundationConsumer Credit Couns…Consumer Credit Couns…Neighborhood Reinvest…Behavioral Ideas Lab …Carolinas Credit Unio…The Cannon Foundation…Otto Bremer TrustTruist Foundation IncFirst Interstate Banc…Dollar General Litera…Charities Aid Foundat…
Wells Fargo FoundationMN24.2× affinity12 shared granteesties to 10 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Wells Fargo Foundation · Consumer Credit Counseling Service of Maryland and Delaware Inc · Consumer Credit Counseling Service of San Francisco Dba Balance · Neighborhood Reinvestment Corporation · Behavioral Ideas Lab Inc · Carolinas Credit Union Foundation · The Cannon Foundation Inc · Otto Bremer Trust · Truist Foundation Inc · First Interstate BancSystem Foundation Inc · Dollar General Literacy Foundation · Charities Aid Foundation America

How this is measured
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization National Foundation for Credit Counseling Inc funds: left to right is the share of its income from government, bottom to top the share from National Foundation for Credit Counseling Inc. Bigger dots raise more.

2024
’20’21’22’23’24’25
no gov · 10%3%10%23%40%funder's share of their income ↑0%25%50%75%100%share of the org’s income from government →median 1%
  • Garden State Consumer Credit Counseling Inc: 10% of income from government
  • Consolidated Credit Solutions Inc: 1% of income from government
  • American Consumer Credit Counseling Inc: 0% of income from government
no gov moneyreceives it· size = income
1get no government money at all
30report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
typical government reliance, FY20–25
How this is measured
Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

On method. Every financial figure here is read from IRS e-file XML, the funder’s own 990/990-PF, and from the multi-year returns of the 75 grantees we resolved, each linked to its source. Grantee outcomes are each organization’s own program-service reporting (Form 990, Part III), read as association with funding, never as caused by it. Low-confidence name matches are suppressed rather than guessed. How we build these →

How this is measured
Each figure carries one of six labels. Filed is what the funder reported on its return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears.

Generated from the IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12 to 24 months behind; figures are dated accordingly.

Source object · view filing

Play a game based on National Foundation for Credit Counseling’s filings →

More from the funding graph

The unnamed billions
grants reported with no recipient in the public record
The regranting layer
51% of grant dollars land in the regranting layer
The DAF merry-go-round
$9.7B circulates between donor-advised funds
The endowment market
who holds foundation money, and what just moved
The camps
funders cluster by geography, not ideology
By state
where grant money is based, and what stays home