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Pennsylvania · Nonprofit

TENFOLD

TENFOLD (Pennsylvania) receives grants from 52 organizations whose IRS filings report $5,399,034 to it, the largest being LANCASTER COUNTY COMMUNITY FOUNDATION ($1,635,726). 31 of them have funded it in more than one year, and 72% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$7.3M
Funders on record
52
Grants received
$5.4M
Net assets
$12M
31/52 repeat funderspeak grant-dependency 21%
01What it does

What Tenfold does

Mission

Tenfold sparks the power in all people to achieve equitable housing and financial security. We are the trusted community partner innovatively building wealth and achieving quality, fair and affordable housing for all, through proactive coaching, education, lending and advocacy.

As stated on its FY2025 Form 990.

Programs

  1. The ann b. Barshinger financial empowerment center for lancaster county provides comprehensive and integrated financial counseling/coaching and education services and programs designed to equip lancaster households with the knowledge and skills needed to achieve self-sufficiency and build financial stability for their future. The following are components of the program. The program includes services in consumer credit counseling, asset development, mortgage counseling, prepurchase counseling and education.

    $1,058,662 spentof which $98,849 as grants$385,527 earned by the program
    26% of program spending
  2. The supportive housing program provides services to individuals living in various housing models owned by the organization. This includes long term rental housing, short term housing, and permanent housing solutions as described below. The program includes the tlc program, the lighthouse project, market view apartments, and beth shalom house.

    $1,369,546 spentof which $738,268 as grants$719,551 earned by the program
    34% of program spending
  3. The homeless and rental counseling program provides services and support for individuals after permanent housing has been obtained to ensure the housing is maintained and financially stable. The programs are described below. The program includes shelter to independent living, supportive housing services, community homeless assessment and referral team, mental health housing programs, community housing solutions, comprehensive housing assistance program and the hearthside program.

    $1,174,018 spentof which $4,058 as grants$47,805 earned by the program
    29% of program spending
  4. The community development program provides resources and services to individuals and organizations to revitalize local neighborhoods in order to provide safe, affordable housing. The following is a component of the program. The program includes sowe.

    $456,839 spent
    11% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $4,059,065.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($3.1M) Expenses 100 ($3.3M) Net assets 100 ($3.6M)2018 Revenue 131 ($4.1M) Expenses 118 ($3.9M) Net assets 104 ($3.8M)2019 Revenue 139 ($4.3M) Expenses 120 ($4.0M) Net assets 114 ($4.1M)2020 Revenue 116 ($3.6M) Expenses 105 ($3.5M) Net assets 117 ($4.2M)2021 Revenue 200 ($6.2M) Expenses 168 ($5.5M) Net assets 268 ($9.7M)2022 Revenue 203 ($6.3M) Expenses 193 ($6.4M) Net assets 263 ($9.5M)2023 Revenue 224 ($7.0M) Expenses 195 ($6.4M) Net assets 278 ($10M)2024 Revenue 179 ($5.6M) Expenses 186 ($6.1M) Net assets 288 ($10M)2025 Revenue 235 ($7.3M) Expenses 188 ($6.2M) Net assets 320 ($12M)
'17'18'19'20'21'22'23'24'25
Revenue (235)Expenses (188)Net assets (320)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $5.8M to $11M (+93%).

$4.8M
$4.9M
$5.3M
$5.8M
$11M
$11M
$11M
$12M
$13M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 54% · 2018 56% · 2019 53% · 2020 53% · 2021 60% · 2022 59% · 2023 42% · 2024 40% · 2025 28%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.

−$194k
’17
$159k
’18
$332k
’19
$136k
’20
$683k
’21
−$94k
’22
$530k
’23
−$556k
’24
$1.1M
’25
9.9
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Shelby Nauman

CEO

Board chair

Jeff Scheuren

Chair

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed151619162121192316
Joined·+2+6+0+9+3+1+9+0
No longer listed·13343357
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 11 funders to 23 funders, grant income rose $250k → $1.5M.

16 of 52 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 72% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of TENFOLD’s funders (the co-funder graph). Top 30 of 52 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

TENFOLD has a broad base — no single funder exceeds 30% of grant income, and it takes 3 funders to reach half.

the vertical line marks half of all grant income — 3 funders to its left

80% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund TENFOLD.

30%
largest funder
52%
top three
~8
effective funders

Largest funder’s share by year: 2017 45% · 2018 46% · 2019 46% · 2020 53% · 2021 46% · 2022 40% · 2023 53% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

44% of TENFOLD's funders are still giving 3 years after their first grant; 60% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

72% of TENFOLD's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $1.5M that is directly attributable, 69% of it comes from Pennsylvania funders.

MN
MI
NY
OH
PA
TN
DC
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Pennsylvania out of state home

Funder states come from each funder’s own filing. $3.9M arriving through sponsors registered in 9 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding TENFOLD receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $5.4M on record.

Federal$5.4M
grants $5.4Mcontracts $0
17
18
19
20
21
22
23
24
25
Top agencies
  • Department of Housing and Urban Development$3.6M
  • Department of Veterans Affairs$1.9M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like TENFOLD

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Pennsylvania

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

66% of spending goes to programs.

Program 66%Management 26%Fundraising 8%

Governance

15
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

93%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

PA

Part of a family of 1 related entity

  • Tenfold Community Lending · exempt

Screen this organization

A dated, signed PDF of the compliance screen for TENFOLD: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds TENFOLD?
TENFOLD (Pennsylvania) receives grants from 52 organizations whose IRS filings report $5,399,034 to it, the largest being LANCASTER COUNTY COMMUNITY FOUNDATION ($1,635,726). 31 of them have funded it in more than one year, and 72% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does TENFOLD have?
IRS filings report 52 organizations giving $5,399,034 in grants to TENFOLD, 31 of which have funded it in more than one year.
Who is the largest funder of TENFOLD?
LANCASTER COUNTY COMMUNITY FOUNDATION is the largest funder on record, with $1,635,726 in grants. The full list of funders is on this page.
How can an organization like TENFOLD find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Pennsylvania. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 52 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing