Illinois · Nonprofit
CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC
CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC (Illinois) receives grants from 11 organizations whose IRS filings report $704,354 to it, the largest being NATIONAL FOUNDATION FOR CREDIT COUNSELING INC ($348,704). 5 of them have funded it in more than one year.
- Revenue FY2024
- $835k
- Funders on record
- 11
- Grants received
- $704k
- Net assets
- $461k
What Consumer Credit Counseling Service of Northern Illinois Inc does
Mission
To strengthen and empower communities through counseling, educating, and serving individuals in matters of housing and personal finance.
As stated on its FY2024 Form 990.
Programs
Housing counseling - hud approved counseling including rental, mortgage default and foreclosure prevention, prepurchase education and reverse mortgage counseling.
$653,008 spentof which $188,771 as grants$7,622 earned by the program81% of program spendingDebt management - allows clients to pay off unsecured debt at reduced interest and fees.
$67,546 spent$66,306 earned by the program8% of program spendingEducation - classes and workshops are offered at the agency concerning bankruptcy discharge and pre-purchase certification for down-payment assistance programs. A variety of topics are taught at townships,libraries and social service agencies tailored to the needs of the audience. Classes are taught at agencies serving homeless women and veterans and at townships for those receiving general assistance. Senior service classes address reverse mortgage and scam prevention. Financial literacy workshops presented for people impacted by the justice system as they prepare to re-enter their communities, reducing recidivsm while increasing the individuals' ability to manage their money, remain in their homes and build generational wealth.
$62,682 spent$835 earned by the program8% of program spendingCredit counseling - assist individuals and families to create budgets, stabilize finances and refer clients to other social service agencies.
$12,218 spent$3 earned by the program2% of program spendingBankruptcy counseling & education - assist individuals and families to create budgets, stabilize finances and refer clients to other social service agencies.
$6,121 spent$2,135 earned by the program1% of program spending
The 5 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $801,575.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $501k to $704k (+41%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 77% · 2018 75% · 2019 64% · 2020 48% · 2021 53% · 2022 71% · 2023 61% · 2024 65%. Grants only. Government contracts and fees sit inside program revenue.
90% of CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC’s revenue is contributions — about as donation-reliant as the typical peer (91% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 8 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Donna Rasmussen
Executive director
As listed on its FY2024 Form 990.
The chief executive listed changed between the FY2018 and FY2019, and between the FY2019 and FY2020, and between the FY2022 and FY2023 filings.
Who funds it, year by year
2017 → 2023: the base broadened from 2 funders to 6 funders, grant income rose $80k → $116k.
5 of 11 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 27% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC leans on a few funders — its largest provides 50% of grant income and the top three 86%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
81% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC.
Largest funder’s share by year: 2017 89% · 2018 42% · 2019 70% · 2020 37% · 2021 55% · 2022 53% · 2023 52% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
80% of CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC's funders are still giving 3 years after their first grant; 45% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC draws 69% of its grant income from funders outside Illinois, across 3 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $188k arriving through sponsors registered in 5 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC's funding base is broadening — from 2 funders to 6 as grant income climbed.
this organization peer median middle 50% of peers· 21,616 human services nonprofits $100k–$1M, FY2024
Government funding CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $319k on record.
- Department of Housing and Urban Development$319k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Illinois
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
88% of spending goes to programs.
Governance
Public support
97%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC?
- CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC (Illinois) receives grants from 11 organizations whose IRS filings report $704,354 to it, the largest being NATIONAL FOUNDATION FOR CREDIT COUNSELING INC ($348,704). 5 of them have funded it in more than one year.
- How many funders does CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC have?
- IRS filings report 11 organizations giving $704,354 in grants to CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC, 5 of which have funded it in more than one year.
- Who is the largest funder of CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC?
- NATIONAL FOUNDATION FOR CREDIT COUNSELING INC is the largest funder on record, with $348,704 in grants. The full list of funders is on this page.
- How can an organization like CONSUMER CREDIT COUNSELING SERVICE OF NORTHERN ILLINOIS INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Illinois. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Consumer Credit Counseling Service of Northern Illinois →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 11 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing