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Maryland · Nonprofit

NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC

NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC (Maryland) receives grants from 27 organizations whose IRS filings report $9,892,292 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($4,461,626). 15 of them have funded it in more than one year.

Revenue FY2024
$7.0M
Funders on record
27
Grants received
$9.9M
Net assets
$26M
15/27 repeat funderspeak grant-dependency 24%
01What it does

What Neighborhood Housing Services of Baltimore Inc does

Mission

Neighborhood housing services of baltimore (nhs) stimulates, protects and preserves homeownership and financial well-being to strengthen communities.

As stated on its FY2024 Form 990.

Programs

  1. Within the lending department, nhs baltimore offers a variety of loans for down payment and closing cost assistance, owner occupied rehab and small dollar consumer loans. Rehab lending is a home improvement loan to assist with structural repair and participants can receive a loan of up to $30,000 depending on the level of work needed for the home. An nhs staff person assists in bidding and overseeing construction. Quick fix small rehab loans are for smaller jobs and participants can receive loans up to $5,000. Small dollar for rehab consumer loans and small dollar consumer loans are available for almost anything to assist in times of need. Tax sale loans are for borrowers in danger of losing their homes to tax sale in baltimore city for small amounts of money.

    $2,260,399 spent$1,045,652 earned by the program
    49% of program spending
  2. Nhs focuses on the greater mondawmin and coppin heights communities of west baltimore securing and deploying resources to improve the community.

    $871,485 spent
    19% of program spending
  3. Nhs baltimore has a variety of educational and counseling programs. The homeownership counseling program is a hud approved program for first time homebuyers looking to obtain a certificate through attending an 8 hours homebuyer workshop and individual counseling. The fast track financial coaching program is geared to help individuals and families develop sound financial management skills in their quest to buy a home. The financial fitness program teaches individuals how to manage income, create a budget, save, and apply for and use credit to your advantage. The expedited counseling program gives individuals access to expedited counseling services more quickly for a fee.

    $1,482,771 spent$11,562 earned by the program
    32% of program spending

The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $4,614,655.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($3.1M) Expenses 100 ($1.9M) Net assets 100 ($15M)2018 Revenue 184 ($5.7M) Expenses 226 ($4.4M) Net assets 108 ($17M)2019 Revenue 153 ($4.7M) Expenses 198 ($3.9M) Net assets 114 ($18M)2020 Revenue 307 ($9.5M) Expenses 413 ($8.0M) Net assets 123 ($19M)2021 Revenue 180 ($5.6M) Expenses 163 ($3.2M) Net assets 139 ($21M)2022 Revenue 263 ($8.1M) Expenses 231 ($4.5M) Net assets 163 ($25M)2023 Revenue 196 ($6.0M) Expenses 282 ($5.5M) Net assets 166 ($26M)2024 Revenue 226 ($7.0M) Expenses 332 ($6.5M) Net assets 170 ($26M)
'17'18'19'20'21'22'23'24
Revenue (226)Expenses (332)Net assets (170)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $25M to $37M (+50%).

$16M
$17M
$24M
$22M
$25M
$37M
$38M
$47M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 76% · 2018 76% · 2019 66% · 2020 75% · 2021 77% · 2022 69% · 2023 56% · 2024 81%. Grants only. Government contracts and fees sit inside program revenue.

106% of NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC’s revenue is contributions — more reliant on donations than three-quarters of its peers (61% for the typical peer).

This organization
Typical peer · 4,434 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$1.1M
’17
$1.3M
’18
$866k
’19
$1.5M
’20
$2.4M
’21
$3.6M
’22
$563k
’23
$511k
’24
11
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Daniel T Ellis

Executive director

Board chair

Darien Nolin

Chair

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed1110121416131718
Joined·+2+5+2+3+6+7+2
No longer listed·3301931
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 4 funders to 12 funders, grant income rose $749k → $1.5M.

6 of 27 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 2% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC leans on a few funders — its largest provides 45% of grant income and the top three 77%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

60% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC.

45%
largest funder
77%
top three
~4
effective funders

Largest funder’s share by year: 2017 47% · 2018 63% · 2019 78% · 2020 47% · 2021 56% · 2022 53% · 2023 41% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

42% of NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC's funders are still giving 3 years after their first grant; 56% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC draws 65% of its grant income from funders outside Maryland, across 6 states in all.

MN
PA
MD
NC
DC
TX

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Maryland out of state home

Funder states come from each funder’s own filing. $190k arriving through sponsors registered in 4 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC runs a healthier operating margin than half of the 4,203 community improvement nonprofits its size.

Operating margin7% · above the median
Months of reserve10.6mo · above the median
Revenue growth (annualized)12% · above the median

this organization peer median middle 50% of peers· 4,203 community improvement nonprofits $1M–$10M, FY2024

Government funding NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $20.7M on record — $13.5M federal, $7.2M state.

Federal$13.5M
grants $13.5Mcontracts $0
17
19
21
23
Top agencies
  • Department of the Treasury$12.7M
  • Department of Health and Human Services$800k
State$7.2M
09
10
11
13
19
20
21
22
23
24
Top programs
  • Grant$6.7M
  • Loan$499k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Maryland

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

80% of spending goes to programs.

Program 80%Management 17%Fundraising 3%

Governance

15
board members
93%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

99%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MD

Part of a family of 1 related entity

  • The Mill on North LLC Investment · partnership

Screen this organization

A dated, signed PDF of the compliance screen for NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC?
NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC (Maryland) receives grants from 27 organizations whose IRS filings report $9,892,292 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($4,461,626). 15 of them have funded it in more than one year.
How many funders does NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC have?
IRS filings report 27 organizations giving $9,892,292 in grants to NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC, 15 of which have funded it in more than one year.
Who is the largest funder of NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC?
NEIGHBORHOOD REINVESTMENT CORPORATION is the largest funder on record, with $4,461,626 in grants. The full list of funders is on this page.
How can an organization like NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Maryland. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Neighborhood Housing Services of Baltimore →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 27 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing