Maryland · Nonprofit
HABITAT FOR HUMANITY OF THE CHESAPEAKE INC
HABITAT FOR HUMANITY OF THE CHESAPEAKE INC (Maryland) receives grants from 62 organizations whose IRS filings report $11,002,108 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($2,550,739). 39 of them have funded it in more than one year.
- Revenue FY2025
- $12M
- Funders on record
- 62
- Grants received
- $11M
- Net assets
- $13M
What Habitat for Humanity of the Chesapeake Inc does
Mission
Habitat for humanity brings people together to build homes, communities and hope.
As stated on its FY2025 Form 990.
Programs
To renovate or build safe, decent and affordable homes in partnership with low-income families and individuals in the service area that includes anne arundel county, baltimore city, baltimore county and howard county. Houses are constructed partly with volunteer labor and future homebuyers contribute 250 hours of "sweat equity." a clustered development strategy also helps to strengthen communities. Houses are sold with no-interest mortgage loans. More than 816 families have purchased homes since 1982.
$6,320,121 spentof which $25,000 as grants$2,661,484 earned by the program59% of program spendingThe organization operates the habitat for humanity "restore", a retail operation, where home furnishings, appliances and other miscellaneous items are donated or purchased and then sold to the community at a greatly reduced price.
$4,348,647 spent$4,523,401 earned by the program41% of program spending
The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $10,668,768.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2017 to 2018, from $36M to $31M (−14%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 6% · 2018 10% · 2019 13% · 2020 4% · 2021 15% · 2022 8% · 2023 11% · 2024 10% · 2025 11%. Grants only. Government contracts and fees sit inside program revenue.
39% of HABITAT FOR HUMANITY OF THE CHESAPEAKE INC’s revenue is contributions — more donation-reliant than the typical peer (13% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Michael Posko
Chief executive officer
Board chair
John Bond
Chair
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 18 funders to 31 funders, grant income rose $1.1M → $1.8M.
17 of 62 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 16% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of HABITAT FOR HUMANITY OF THE CHESAPEAKE INC’s funders (the co-funder graph). Top 30 of 62 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
HABITAT FOR HUMANITY OF THE CHESAPEAKE INC has a broad base — no single funder exceeds 23% of grant income, and it takes 3 funders to reach half.
the vertical line marks half of all grant income — 3 funders to its left
44% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HABITAT FOR HUMANITY OF THE CHESAPEAKE INC.
Largest funder’s share by year: 2017 47% · 2018 38% · 2019 27% · 2020 34% · 2021 30% · 2022 25% · 2023 22% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
53% of HABITAT FOR HUMANITY OF THE CHESAPEAKE INC's funders are still giving 3 years after their first grant; 63% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
64% of HABITAT FOR HUMANITY OF THE CHESAPEAKE INC's grant income comes from Maryland funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $1.8M arriving through sponsors registered in 12 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
HABITAT FOR HUMANITY OF THE CHESAPEAKE INC is better cushioned than half of the 449 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 449 housing & shelter nonprofits $10M–$100M, FY2025
Government funding HABITAT FOR HUMANITY OF THE CHESAPEAKE INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $2.8M on record.
- Grant$2.3M
- Loan$500k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like HABITAT FOR HUMANITY OF THE CHESAPEAKE INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Maryland
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
80% of spending goes to programs.
Governance
Public support
86%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Part of a family of 4 related entities
- Jlr Investments LLC · disregarded
- Chesapeake Chdo · disregarded
- Chesapeake Funding Company I LLC · disregarded
- Botf Inc · exempt
Screen this organization
A dated, signed PDF of the compliance screen for HABITAT FOR HUMANITY OF THE CHESAPEAKE INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds HABITAT FOR HUMANITY OF THE CHESAPEAKE INC?
- HABITAT FOR HUMANITY OF THE CHESAPEAKE INC (Maryland) receives grants from 62 organizations whose IRS filings report $11,002,108 to it, the largest being HABITAT FOR HUMANITY INTERNATIONAL INC ($2,550,739). 39 of them have funded it in more than one year.
- How many funders does HABITAT FOR HUMANITY OF THE CHESAPEAKE INC have?
- IRS filings report 62 organizations giving $11,002,108 in grants to HABITAT FOR HUMANITY OF THE CHESAPEAKE INC, 39 of which have funded it in more than one year.
- Who is the largest funder of HABITAT FOR HUMANITY OF THE CHESAPEAKE INC?
- HABITAT FOR HUMANITY INTERNATIONAL INC is the largest funder on record, with $2,550,739 in grants. The full list of funders is on this page.
- How can an organization like HABITAT FOR HUMANITY OF THE CHESAPEAKE INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Maryland. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 62 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing