Maryland · Nonprofit
HABITAT FOR HUMANITY CHOPTANK INC
HABITAT FOR HUMANITY CHOPTANK INC (Maryland) receives grants from 25 organizations whose IRS filings report $3,780,725 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($2,581,650). 18 of them have funded it in more than one year, and 74% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $6.2M
- Funders on record
- 25
- Grants received
- $3.8M
- Net assets
- $8.9M
What Habitat for Humanity Choptank Inc does
Mission
Seeking to put god's love into action, habitat for humanity brings people together to build homes, communities and hope to realize our vision of a world where everyone has a decent place to live. Habitat for humanity choptank adheres to a strict non-proselytizing policy and will not offer assistance on the expressed or implied condition that people must adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith.
As stated on its FY2025 Form 990.
Programs
Howeownerhip program: families in need of a decent place to live build safe and affordable homes in partnership with us. Habitat houses are modestly sized. They are large enough for the homeowner family's needs, but small enough to keep construction and maintenance costs affordable. By using the labor of volunteers and prospective homeowners, employing efficient building methods, keeping house sizes modest, using donated construction materials and appliances, and issuing no-profit loans, habitat make its houses affordable for low-income families to purchase. Affordable homeownership helps create the conditions that free families from instability, stress and fear and encourage self-reliance and confidence. Studies show that strong and stable households are foundational to child development and growth. When a home fosters - instead of hinders - health and safety, families can flourish. Owning an affordable home also allows homeowners to lift up their entire family by saving for their futures and investing in educational opportunities, bolstering job opportunities and career growth. Since the inception of habitat for humanity choptank 30 years ago, we have built 115 homes providing…
$2,968,246 spent$1,321,058 earned by the program75% of program spendingNeighborhood revitalization program: through our neighborhood revitalization work, we tailor our efforts by partnering locally with residents and community leaders and organizations to best address the real concerns of the community and improve the lives of the people who live there. Using a data-driven and customizable approach, we focus on first understanding the concerns of the residents and then empowering these residents to lead the projects they want to see. Alongside habitat, residents work with churches, schools, new and longstanding neighborhood coalitions, local goverment entities, and other community partners to achieve their goals. Because each neighborhood's challenges and aspirations are different, the framework acts as a guide that can be tailored to the goals of each community. That's why neighborhood revitalization can look like anything from developing public parks to organizing safety meetings with the local police department to rehabbing and reopening schools, stores and homes. The neighboorhood revitalization program served approximately 25 individuals during fiscal year 2024.
$346,085 spentof which $58,008 as grants9% of program spendingRestore program: habitat for humanity choptank operates a habitat for humanity choptank restore, a retail operation where donated furniture, appliances, building materials, and other miscellaneous items are sold to the community at a greatly reduced price. The restore funds the mission of the organization and provides operating income for the organization plus additional net income for home building and home repair programs.
$660,059 spent$655,851 earned by the program17% of program spending
The 3 programs described on its FY2023 Form 990, listed largest first by expense. Program spending in total: $3,974,390.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $7.5M to $10.0M (+32%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 22% · 2018 20% · 2019 22% · 2020 7% · 2021 14% · 2022 16% · 2023 11% · 2024 32% · 2025 20%. Grants only. Government contracts and fees sit inside program revenue.
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Joann Hansen
Chief executive officer
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 9 funders to 10 funders, grant income rose $83k → $147k.
8 of 25 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 74% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of HABITAT FOR HUMANITY CHOPTANK INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
HABITAT FOR HUMANITY CHOPTANK INC leans on a few funders — its largest provides 68% of grant income and the top three 83%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
86% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund HABITAT FOR HUMANITY CHOPTANK INC.
Largest funder’s share by year: 2017 48% · 2018 41% · 2019 46% · 2020 33% · 2021 33% · 2022 92% · 2023 45% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
50% of HABITAT FOR HUMANITY CHOPTANK INC's funders are still giving 3 years after their first grant; 72% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
74% of HABITAT FOR HUMANITY CHOPTANK INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $970k that is directly attributable, 53% of it comes from Maryland funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $2.8M arriving through sponsors registered in 7 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Government funding HABITAT FOR HUMANITY CHOPTANK INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.6M on record — $450k federal, $1.1M state.
- Department of Housing and Urban Development$450k
- Grant$1.1M
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like HABITAT FOR HUMANITY CHOPTANK INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Maryland
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
91% of spending goes to programs.
Governance
Public support
94%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Part of a family of 1 related entity
- Hfhc Funding Company I LLC · disregarded
Screen this organization
A dated, signed PDF of the compliance screen for HABITAT FOR HUMANITY CHOPTANK INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds HABITAT FOR HUMANITY CHOPTANK INC?
- HABITAT FOR HUMANITY CHOPTANK INC (Maryland) receives grants from 25 organizations whose IRS filings report $3,780,725 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($2,581,650). 18 of them have funded it in more than one year, and 74% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does HABITAT FOR HUMANITY CHOPTANK INC have?
- IRS filings report 25 organizations giving $3,780,725 in grants to HABITAT FOR HUMANITY CHOPTANK INC, 18 of which have funded it in more than one year.
- Who is the largest funder of HABITAT FOR HUMANITY CHOPTANK INC?
- FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $2,581,650 in grants. The full list of funders is on this page.
- How can an organization like HABITAT FOR HUMANITY CHOPTANK INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Maryland. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Habitat for Humanity Choptank →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 25 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing