Texas · Nonprofit
WACO HABITAT FOR HUMANITY
WACO HABITAT FOR HUMANITY (Texas) receives grants from 19 organizations whose IRS filings report $2,609,093 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($1,037,420). 12 of them have funded it in more than one year, and 63% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $3.0M
- Funders on record
- 19
- Grants received
- $2.6M
- Net assets
- $5.4M
What Waco Habitat for Humanity does
Mission
Seeking to put god's love into action, habitat for humanity brings people together to build homes, communities, and hope to realize our vision of a world where everyone has a decent place to live. Waco Habitat for Humanity adheres to a strict non-proselytizing policy and will not offer assistance on the expressed or implied condition that people must adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith.
As stated on its FY2025 Form 990.
Programs
Homeownership program: families in need of a decent place to live build safe and affordable homes in partnership with us. Habitat houses are modestly sized. They are large enough for the homeowner family's needs, but small enough to keep construction and maintenance costs affordable. By using the labor of volunteers and prospective homeowners, employing efficient building methods, keeping house sizes modest, using donated construction materials and appliances, and issuing non-profit, zero-interest loans, whfh makes its houses affordable for low-income families to purchase. Affordable homeownership helps create the conditions that free families from instability, stress, and fear and encourage self-reliance and confidence. Studies show that strong and stable households are foundational to child development and growth. When a home fosters --- instead of hinders --- health and safety, families can flourish. Owning an affordable home also allows homeowners to lift up their entire family by saving for their futures and investing in educational opportunities, bolstering job opportunities and career growth. During fiscal year 2027-2025, whfh built and sold 1 new home and completed and…
$737,012 spentof which $18,000 as grants$405,888 earned by the program47% of program spendingCritical home repair and wheelchair ramp program: whfh performs critical home repairs for low-income homeowners. In addition, whfh builds wheelchair ramps for low-income homeowners. In the period of july 2024 - june 2025, whfh completed 87 wheelchair ramps and 10 critical home repair projects. Total repair and wheelchair ramp projects for all years is 653.
$178,029 spent11% of program spendingFinancial and homebuyer education programs: as part of the homeownership process, we believe financial education builds a more solid foundation for long-term personal success and helps alleviate any concerns or barriers on the path to homeownership. During these financial education classes, we cover topics such as budgeting; credit cards and credit reports; debt and loans; saving, investing and planning for the future; emergency situations; and habitat homeowner mortgages. A more in-depth understanding of these important concepts is a tool that can be used to build a better future.
$123,427 spent8% of program spendingThe restore accepts donations of new and used building materials and sells them to the public to raise funds for waco habitat's housing ministry.
$520,735 spent33% of program spending
The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $1,559,203.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $4.5M to $5.6M (+25%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 12% · 2018 9% · 2019 14% · 2020 10% · 2021 20% · 2022 0% · 2023 9% · 2024 9% · 2025 1%. Grants only. Government contracts and fees sit inside program revenue.
83% of WACO HABITAT FOR HUMANITY’s revenue is contributions — more donation-reliant than the typical peer (39% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
John Alexander
Executive director
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 7 funders to 13 funders, grant income rose $95k → $709k.
6 of 19 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 63% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of WACO HABITAT FOR HUMANITY’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
WACO HABITAT FOR HUMANITY leans on a few funders — its largest provides 40% of grant income and the top three 70%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
89% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund WACO HABITAT FOR HUMANITY.
Largest funder’s share by year: 2017 32% · 2018 68% · 2019 48% · 2020 38% · 2021 28% · 2022 83% · 2023 72% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
60% of WACO HABITAT FOR HUMANITY's funders are still giving 3 years after their first grant; 63% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
63% of WACO HABITAT FOR HUMANITY's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $958k that is directly attributable, 71% of it comes from Texas funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $1.7M arriving through sponsors registered in 6 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
WACO HABITAT FOR HUMANITY runs a healthier operating margin than three-quarters of the 2,196 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 2,196 housing & shelter nonprofits $1M–$10M, FY2025
Government funding WACO HABITAT FOR HUMANITY receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $122k on record.
- Department of Agriculture$122k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like WACO HABITAT FOR HUMANITY
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Texas
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
83% of spending goes to programs.
Governance
Public support
64%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Screen this organization
A dated, signed PDF of the compliance screen for WACO HABITAT FOR HUMANITY: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds WACO HABITAT FOR HUMANITY?
- WACO HABITAT FOR HUMANITY (Texas) receives grants from 19 organizations whose IRS filings report $2,609,093 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($1,037,420). 12 of them have funded it in more than one year, and 63% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does WACO HABITAT FOR HUMANITY have?
- IRS filings report 19 organizations giving $2,609,093 in grants to WACO HABITAT FOR HUMANITY, 12 of which have funded it in more than one year.
- Who is the largest funder of WACO HABITAT FOR HUMANITY?
- FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $1,037,420 in grants. The full list of funders is on this page.
- How can an organization like WACO HABITAT FOR HUMANITY find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Texas. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 19 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing