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· Public charity

Medica Foundation

The foundation generally seeks to improve the health of those in need by investing in community-led initiatives that advance health equity.

$2.9M
Granted FY2024still arriving
79
Grants FY2024still arriving
1
States reached
$200k
Largest
01What you fundRead
02The needRead
03Your edgeRead
04Your fieldRead
05Through PlinthRead
01What you fund
01100% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2017–2024.

Health$8.0MHuman Services$2.8MHousing & Shelter$1.2MEducation$820kYouth Development$735kPhilanthropy$524kCrime & Legal$370kCommunity Improvement$273kOther$0
02FY2024 · 79 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2024

  • Under $10k3 grants · $20k
  • $10k–50k56 grants · $705k
  • $50k–250k20 grants · $2.1M
$10,000
Median grant
1
States reached
$76M
Total assets
Largest grants
RecipientAmount
MEWINZHA ONDAADIZIIKE WIIGAMING$200,000
VETERAN RESILIENCE PROJECT INC$140,000
RECLAIM$140,000
OPEN PATH RESOURCES$140,000
ELLISON CENTER$140,000
RAICES SAGRADAS COMMUNITY MENTAL HEALTH$140,000
FACE TO FACE HEALTH AND COUNSELING SERVICE INC$140,000
UNIVERSITY OF MINNESOTA FOUNDATION$140,000
CONNECTIONS TO INDEPENDENCE$140,000
COMMUNITY CONNECT CENTER$140,000
WOMEN'S ADVOCATES INC$140,000
ANNEX TEEN CLINIC$100,000
MERRICK COMMUNITY SERVICES$50,000
READY SET SMILE PA$50,000
SABATHANI COMMUNITY CENTER$50,000
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY17–24, $3.4M) land where the poverty rate runs at 11%, against an area that typically sits at 8%. 95% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 8%CANVAS HEALTH: $50k → 6%SOUTHERN MINNESOTA CRISIS NURSERY DBA IVY HOUSE: $25k → 8%ANNA MARIE'S ALLIANCE: $55k → 11%AMERICAN RED CROSS: $60k → 14%Canvas Health: $50k → 6%ANNA MARIE'S ALLIANCE: $25k → 11%FAMILY INC: $25k → 12%EL CENTRO DE LAS AMERICAS: $50k → 13%YWCA OF DULUTH: $30k → 15%YWCA OF DULUTH: $25k → 15%MINNESOTA RECOVERY CONNECTION: $50k → 14%NEBRASKA CHILDREN'S HOME SOCIETY: $25k → 12%MINNESOTA RECOVERY CONNECTION: $25k → 14%HEARTLAND FAMILY SERVICE: $50k → 12%HALLIE Q BROWN COMMUNITY CENTER: $25k → 14%FACE TO FACE HEALTH AND COUNSELING SERVICE INC: $140k → 14%MERRICK COMMUNITY SERVICES: $50k → 14%LINCOLN PARK CHILDREN AND FAMILIES COLLABORATIVE: $25k → 15%SOLID GROUND: $50k → 14%THE LINK: $70k → 11%BRIDGE FOR YOUTH: $50k → 11%Solid Ground: $25k → 14%The Link: $50k → 11%LUTHERAN SOCIAL SERVICE OF MINNESOTA: $25k → 14%WAY TO GROW: $25k → 11%WAY TO GROW: $25k → 11%WAY TO GROW: $25k → 11%WAY TO GROW: $25k → 11%YMCA OF THE GREATER TWIN CITIES: $125k → 11%THE BRIDGE FOR YOUTH: $25k → 11%Baby's Space: $25k → 11%Ujamaa Place: $40k → 14%AVIVO: $50k → 11%Minneapolis American Indian Center: $50k → 11%TOUCHSTONE MENTAL HEALTH: $50k → 11%BABYS SPACE A PLACE TO GROW: $50k → 11%CATHOLIC CHARITIES OF ST PAUL & MINNEAPOLIS: $47k → 11%KAREN ORGANIZATION OF MINNESOTA: $50k → 14%KAREN ORGANIZATION OF MINNESOTA: $50k → 14%BABY'S SPACE: $25k → 11%SABATHANI COMMUNITY CENTER: $50k → 11%DIVISION OF INDIAN WORK: $40k → 11%FRASER: $100k → 11%CLARE HOUSING: $50k → 11%East Side Neighborhood Services Inc: $50k → 11%YouthLink: $200k → 11%YOUTHLINK: $50k → 11%YWCA OF MINNEAPOLIS: $50k → 11%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

Which US states your grants reach

ND
MN
WI
SD
IA
NE
VA
DC
TX

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

67%of every dollar goes to organizations you’ve funded before.
$11M · 114 repeat orgs$5.1M to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +40% since the first grant, against +14% for the ones you funded once.

114 repeat relationships — 45 still active in FY2024, 69 since wound down; 31 grantees were first funded in FY2024 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

114
121

Total granted

$11M
$4.0M

Median revenue growth · since first grant

+40%
+14%

Still filing today

96%
88%

New vs renewed · share of each year

In FY2024, 58% of grant dollars renewed an existing relationship; $1.1M went to new ones.

50%100%’17’18’19’20’21’22’23’24
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’17’18’19’20’21’22’23’24
Human ServicesHealthEducationHousing & ShelterCrime & LegalYouth DevelopmentOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • UO
    UNIVERSITY OF MINNESOTA FOUNDATION
    7× · 2017–2024 · $565k · revenue +105%
  • HH
    HENNEPIN HEALTH FOUNDATION
    2× · 2020–2022 · $300k · revenue +74%
  • Y
    YOUTHLINK
    4× · 2017–2024 · $295k · revenue +4%

Funded once

  • H
    HOUSINGLINK
    one grant, 2019 · $200k · revenue -12%
  • VO
    VOLUNTEERS OF AMERICA VOLUNTEERS OF AMERICA - MINNESOTA
    one grant, 2018 · $200k · revenue -14%
  • YM
    YOUNG MENS CHRISTIAN ASSOCIATION OF THE NORTHgraduated
    one grant, 2020 · $125k · revenue +31%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
Mn Community Measurement

Mn community measurement empowers stakeholders with meaningful information to drive improvement.

Health
2
Minnesota Business Partnership

The minnesota business partnership's mission is to maintain a high quality of life for all minnesotans by ensuring that the state's economy remains strong, globally competitive and its prospects for growth bright by working with elected…

—
3
Northern Pines Mental Health Center

Providing direct and indirect services in the areas of mental health, developmental disabilites, and substance use to residents of aitkin, cass, crow wing, morrison, todd, and wadena counties.

Health
4
Community Resource Connections Inc

Improving access to and the effectiveness of services through facilitation and coordination of community services and provision of information and referral services.

Community Improvement
5
Greater Minneapolis Crisis Nursery

The mission of greater minneapolis crisis nursery is to end the abuse and neglect of children and create strong and healthy families.

Human Services
6
NorthPoint Health and Wellness Center Inc

Our mission is "Partnering to Create a Healthier Community." NorthPoint seeks to reduce health disparities, improve health outcomes, and enhance the overall quality of life for all residents of North Minneapolis

Health
7
Lake Superior Community Health Center

To improve access to quality health care for all.

Health
8
Lifeworks Services Inc

Lifeworks' mission is to partner with people with disabilities to drive change by increasing opportunity and access in the community.

Human Services
9
Catholic Charities of the Diocese of St Cloud

At Catholic Charities, we focus our efforts around three core pillars: Food Access, Mental Health and Housing. Guided by our mission - to serve and enhance human dignity for all people - we provide essential services and foster a sense of…

Human Services
10
African Development Center

Grow businesses, build wealth and increase reinvestement in the african communities of minnesota

Human Services
11
Regional West Health Services

Health care services for the people of western nebraska and eastern wyoming.

Health
12
Connectability of Mn Inc

Connectability of mn, inc. works to advance the independence, productivity, and full citizenship of people experiencing physical or invisible barriers.

—

For reference, the grantee most central to the portfolio’s shape is Touchstone Mental Health and the most unlike its peers is Just Kids Dental Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

For each theme you fund, this compares how the sector’s money is shifting with how your own giving is shifting.

← shrinkinggrowing →↓ leaning in → pulling backsteadyCommunity Development Inter…Family Philanthropic Founda…Companion Animal Rescue & A…Youth Sports LeaguesSenior Housing & Care Servi…
the sector your giving your giving is ahead of the sector the sector’s ahead of you· dot size = how much the theme matters to each side
Ordered by the change in your giving — leaning in on top, pulling back at the bottom. The bar between the two dots is how out of step you are with the sector. Hover any row for detail.

Sector change and giving change are each shown relative to their own range, growing (right) or shrinking (left); both normalized, so inflation isn’t mistaken for growth.

Your grantees are a median of 35 years old; the field is 19. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number19%1%<5yr13%6%5–10yr19%16%10–20yr17%27%20–35yr16%30%35–55yr16%20%55yr+
THE FIELDby orgYOUR MONEYby value19%0%<5yr13%8%5–10yr19%15%10–20yr17%22%20–35yr16%30%35–55yr16%25%55yr+

The field is 19% startups (under 5 years old) — 1% of your grantees by number, and just 0% of your money.

Closures · last 5 years

The orgs you fund almost never close — 0.7% lost their exemption, against 11% of the field you don’t fund.

orgs you fund
0.7%2/270
the rest of the field
11%
3,302/28,775

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

251 grantees tracked through their own filings, 2017–2026.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 2017–2026, not grant rows in a single year — so this will not match the grant count on the cover. 251 of the 270 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

4
Load-bearing (≥25% of a budget)
47
Early backer (in before they grew)
247/251
Grantees still filing
168/251
Grew since you first funded

Where your money sits — by cause, then by grantee

HENNEPIN HEALTH FOUNDATION — $300,000 · HealthHENNEPIN HEALTH FOUNDATIONHealthFinders Collaborative Inc — $290,000 · HealthHealthFinders Collaborative IncCHILDREN'S DENTAL SERVICES INC — $290,000 · HealthCHILDREN'S DENTAL SERVICES INCMEWINZHA ONDAADIZIIKE WIIGAMING — $240,000 · HealthRAICES SAGRADAS COMMUNITY MENTAL HEALTH — $240,000 · HealthWashburn Center for Children — $215,000 · HealthMARCH OF DIMES INC — $210,000 · HealthRECLAIM — $180,000 · HealthELLISON CENTER — $160,000 · Health+43 more — $2,475,500 · Health+43 moreYOUTHLINK — $295,000 · Human ServicesYOUTHLINKBABY'S SPACE A PLACE TO GROW — $150,000 · Human ServicesWAY TO GROW — $150,000 · Human ServicesFRASER — $150,000 · Human ServicesFace to Face Health and Counseling Service Inc — $140,000 · Human ServicesAmerican National Red Cross & Its Constituent Chapters and Branches — $130,000 · Human ServicesYOUNG MENS CHRISTIAN ASSOCIATION OF THE NORTH — $125,000 · Human ServicesTHE LINK — $120,000 · Human ServicesDIVISION OF INDIAN WORK — $110,000 · Human Services+39 more — $1,847,000 · Human Services+39 moreCHC CREATING HEALTHIER COMMUNITIES — $288,500 · OtherCHC CREATING HEALTHIER COMMUNITI…CHURCHES UNITED IN MINISTRY — $201,000 · OtherVOLUNTEERS OF AMERICA VOLUNTEERS OF AMERICA - MINNESOTA — $200,000 · OtherWAYSIDE HOUSE INC — $190,000 · OtherCOMMUNIDADES LATINAS UNIDAS EN SERVICO INC — $145,000 · Other+68 more — $3,223,595 · Other+68 moreUNIVERSITY OF MINNESOTA FOUNDATION — $565,000 · EducationMOVEFWD INC — $100,000 · EducationMarnitas Table Inc — $75,000 · EducationCreighton University — $30,000 · Education+5 more — $115,295 · EducationEMMA NORTON SERVICES — $275,000 · Housing & ShelterHOUSINGLINK — $200,000 · Housing & ShelterWOMEN'S ADVOCATES INC — $190,000 · Housing & ShelterAMERICAN INDIAN COMMUNITY DEVELOPMENT CORPORATION — $25,000 · Housing & ShelterJEREMIAH PROGRAM — $25,000 · Housing & ShelterST DAVID'S CENTER — $240,000 · Youth DevelopmentCONNECTIONS TO INDEPENDENCE — $140,000 · Youth DevelopmentLIFE HOUSE INC — $90,000 · Youth DevelopmentBANISTER'S LEADERSHIP ACADEMY — $70,000 · Youth DevelopmentOpen Doors For Youth — $70,000 · Youth DevelopmentThe Cookie Cart — $25,000 · Youth DevelopmentGREATER TWIN CITIES UNITED WAY — $356,500 · PhilanthropyPROPEL NONPROFITS — $88,000 · PhilanthropyTHE MINNEAPOLIS FOUNDATION — $50,000 · PhilanthropyWEST CENTRAL INITIATIVE — $40,000 · PhilanthropyUNITED WAY OF THE MIDLANDS — $30,000 · Philanthropy+2 more — $40,000 · Philanthropy
Health$4,600,500Human Services$3,217,000Other$4,248,095Education$885,295Housing & Shelter$715,000Youth Development$635,000Philanthropy$604,500

Showing your 200 largest grantees by grant value.

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$100k$1.0M$10M$100Mgrantee revenue →↑ your share of their budgetUNIVERSITY OF MINNESOTA FOUNDATION — $565,000 over 7y, 0.1% of budgetGREATER TWIN CITIES UNITED WAY — $356,500 over 7y, 0.2% of budgetHENNEPIN HEALTH FOUNDATION — $300,000 over 2y, 1.3% of budgetYOUTHLINK — $295,000 over 4y, 4.5% of budgetHealthFinders Collaborative Inc — $290,000 over 3y, 11% of budgetCHILDREN'S DENTAL SERVICES INC — $290,000 over 4y, 3.4% of budgetCHC CREATING HEALTHIER COMMUNITIES — $288,500 over 8y, 0.2% of budgetEMMA NORTON SERVICES — $275,000 over 4y, 4.5% of budgetMEWINZHA ONDAADIZIIKE WIIGAMING — $240,000 over 2y, 11% of budgetST DAVID'S CENTER — $240,000 over 5y, 0.5% of budgetRAICES SAGRADAS COMMUNITY MENTAL HEALTH — $240,000 over 3y, 32% of budgetWashburn Center for Children — $215,000 over 5y, 0.5% of budgetMARCH OF DIMES INC — $210,000 over 7y, 0.1% of budgetCHURCHES UNITED IN MINISTRY — $201,000 over 6y, 1.4% of budgetHOUSINGLINK — $200,000 over 1y, 18% of budgetVOLUNTEERS OF AMERICA VOLUNTEERS OF AMERICA - MINNESOTA — $200,000 over 1y, 0.5% of budgetWOMEN'S ADVOCATES INC — $190,000 over 2y, 1.7% of budgetWAYSIDE HOUSE INC — $190,000 over 4y, 0.8% of budgetRECLAIM — $180,000 over 2y, 12% of budgetELLISON CENTER — $160,000 over 3y, 15% of budgetBABY'S SPACE A PLACE TO GROW — $150,000 over 5y, 1.5% of budgetWAY TO GROW — $150,000 over 6y, 0.9% of budgetFRASER — $150,000 over 3y, 0.3% of budgetCOMMUNIDADES LATINAS UNIDAS EN SERVICO INC — $145,000 over 4y, 0.3% of budgetVeteran Resilience Project Inc — $140,000 over 1y, 30% of budgetONEWORLD COMMUNITY HEALTH CENTERS INC — $140,000 over 3y, 0.1% of budgetCONNECTIONS TO INDEPENDENCE — $140,000 over 1y, 6.2% of budgetOPEN PATH RESOURCES — $140,000 over 1y, 22% of budgetFace to Face Health and Counseling Service Inc — $140,000 over 1y, 2.0% of budgetAnnex Teen Clinic Inc — $140,000 over 2y, 3.1% of budgetAmerican National Red Cross & Its Constituent Chapters and Branches — $130,000 over 7y, 0.0% of budgetCORNERHOUSE — $125,000 over 3y, 2.5% of budgetYOUNG MENS CHRISTIAN ASSOCIATION OF THE NORTH — $125,000 over 1y, 0.1% of budgetTHE LINK — $120,000 over 2y, 0.6% of budgetCOMMUNITY DENTAL CARE — $120,000 over 5y, 0.2% of budgetNATIVE AMERICAN COMMUNITY CLINIC — $110,000 over 3y, 0.9% of budgetDIVISION OF INDIAN WORK — $110,000 over 4y, 1.0% of budgetMENTAL HEALTH RESOURCES INC — $100,000 over 1y, 0.4% of budgetCANVAS HEALTH INC — $100,000 over 2y, 0.3% of budgetMOVEFWD INC — $100,000 over 2y, 8.8% of budgetHOPESPOKE — $100,000 over 3y, 0.4% of budgetKAREN ORGANIZATION OF MINNESOTA — $100,000 over 2y, 1.9% of budgetPROJECT HARMONY — $100,000 over 3y, 0.3% of budgetMISSISSIPPI HEADWATERS AREA DENTAL DBA NORTHERN DENTAL ACCESS CENTER — $95,000 over 5y, 0.6% of budgetCHARLES DREW HEALTH CENTER INC — $90,000 over 2y, 0.3% of budgetAMERICAN INDIAN FAMILY CENTER — $90,000 over 2y, 2.5% of budgetLIFE HOUSE INC — $90,000 over 2y, 1.8% of budgetPROPEL NONPROFITS — $88,000 over 8y, 0.2% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Otto Bremer TrustGreater Twin Cities U…Mardag FoundationSaint Paul & Minnesot…The Sauer Family Foun…Allina Health SystemUcare FoundationThe Minneapolis Found…Fr Bigelow FoundationWomen's Foundation of…Pohlad Family Foundat…Target Foundation
Otto Bremer TrustMN171.5× affinity151 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Otto Bremer Trust · Greater Twin Cities United Way · Mardag Foundation · Saint Paul & Minnesota Foundation · The Sauer Family Foundation · Allina Health System · Ucare Foundation · The Minneapolis Foundation · Fr Bigelow Foundation · Women's Foundation of Minnesota · Pohlad Family Foundation · Target Foundation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Medica Foundation funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
’20’21’22’23’24’25
no gov · 00%4%15%34%60%your share of their income ↑0%25%50%75%100%share of the org’s income from government →
    no gov moneyreceives it· size = income
    0get no government money at all
    88report government grants on their 990 we could not trace to a source (not plotted)
    0rely on government for over half their income
    typical government reliance, FY20–25

    Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

    05Through Plinth

    Warm introductions · Powered by PlinthPlus

    How do I get to Medica Foundation?

    Find your warmest path to Medica Foundation through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

    Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

    On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 270 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

    Generated from your IRS Form 990 e-file return for fiscal year 2024, released 2024. Filings run roughly 12–24 months behind; figures are dated accordingly.

    Source object · view filing

    More from the funding graph

    The unnamed billions
    grants reported with no recipient in the public record
    The regranting layer
    51% of grant dollars land in the regranting layer
    The DAF merry-go-round
    $9.7B circulates between donor-advised funds
    The camps
    funders cluster by geography, not ideology
    By state
    where grant money is based, and what stays home
    State money flows
    the interactive map of money crossing state lines