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California · Nonprofit

Rural Community Assistance Corporation

Rural Community Assistance Corporation (California) receives grants from 31 organizations whose IRS filings report $60,194,490 to it, the largest being NATIONAL PHILANTHROPIC TRUST ($50,000,000). 17 of them have funded it in more than one year, and 84% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$91M
Funders on record
31
Grants received
$60M
Net assets
$133M
17/31 repeat funderspeak grant-dependency 40%
01What it does

What Rural Community Assistance Corporation does

Mission

RCAC provides training, technical and financial resources and advocacy so rural communities achieve their goals and visions.

As stated on its FY2025 Form 990.

Programs

  1. Community & Environmental Services:RCAC assisted 1,068 rural communities to build, improve, manage, operate or finance drinking water, wastewater or solid waste systems. RCAC reached more than 10,000 training participants through 369 workshops on technical, managerial, and financial topics related to environmental infrastructure. RCAC provided more than 170,000 hours of technical assistance and training to Indigenous communities in the West.

    $28,682,334 spentof which $695,568 as grants
    50% of program spending
  2. Loan Fund:The Department had a year record breaking year. The Loan Fund closed 72 loans for over $104 million in our rural communities. This generated 815 of affordable housing units, helped produce and repair 10,465 waste/water connections, created 3,910 in community facility space and helped create or retain 2,173 jobs. RCAC began making loans to Native owned businesses through the SSBCI program, closing 3 loans for a total of $500,000 in partnership with the Cahuilla and San Pasqual tribes. The pipeline of applications remains strong, the outstanding portfolio stood at over $151.8 million with a delinquency rate of less than 6% percent. A new Assistant Director position was created and filled.

    $11,732,131 spentof which $1,993,398 as grants
    20% of program spending
  3. Rcacs other services include capacity building, training, and resources for other nonprofit organizations.

    $7,886,336 spentof which $454,688 as grants
    14% of program spending
  4. Housing: Mutual Self Help Housing RCAC assisted our 41 grantees to build 456 new construction homes and rehabilitate 60 homes, despite frequent pauses in Federal funding. The Housing Counseling program provided training both on-line and in person. 34 on-line trainings educated 742 attendees and 14 in person trainings educated 224 attendees. Staff continues to support 13 local housing counseling organizations with HUD funding and technical assistance. Staff is preparing to on-board at least three new organizations in FY26.Development Solutions continues to work with non-profits in Hawaii, Montana, Utah, California, Guam, Oregon, and Washington to assist them in building housing development and operational capacity.The Homeownership Program continued to support USDA Rural Developments Section 502 Direct mortgage loan program through training, intermediary processing services, and general promotion to underserved communities. 93 Section 502 loan packagers received the five-day training. Staff also processed 130 loans submitted by local packagers with 98 home loans closing during the fiscal year. Eight Washington homeownership organizations received RCAC support in preparing and…

    $6,885,437 spentof which $524,801 as grants
    12% of program spending
  5. Building Rural Economies:RCAC's Building Rural Economies department closed out FY25 strong, working alongside 41 community partners throughout RCAC's service area providing training, technical assistance and small business coaching. BRE facilitated trainings that included 836 participants where 32% belonged to Native or Indigenous communities. BRE partnered alongside 11 Native American Tribes and 3 Native CDFIs. BRE staff have completed or have in progress 60 Smart Growth Projects including several Recharge Our Community's Economy (ROCE) workshop series and 26 Entrepreneurial Ecosystem projects including the facilitation of Start, Grow, Revive Your Business (SGR) workshops and trainings within Native and Indigenous communities. Additionally, BRE provided one on one individual coaching to 51 small businesses and assisted businesses in accessing more than $411,000 in capital. BRE's partner communities have leveraged $975,627.

    $2,530,430 spentof which $200,800 as grants
    4% of program spending

The 5 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $57,716,668.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($19M) Expenses 100 ($17M) Net assets 100 ($37M)2018 Revenue 128 ($24M) Expenses 113 ($19M) Net assets 115 ($43M)2021 Revenue 276 ($52M) Expenses 143 ($24M) Net assets 217 ($80M)2022 Revenue 174 ($33M) Expenses 169 ($28M) Net assets 230 ($85M)2023 Revenue 210 ($40M) Expenses 205 ($34M) Net assets 249 ($92M)2024 Revenue 311 ($59M) Expenses 303 ($50M) Net assets 273 ($101M)2025 Revenue 480 ($91M) Expenses 352 ($59M) Net assets 361 ($133M)
2017201820212022202320242025
Revenue (480)Expenses (352)Net assets (361)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $221M to $257M (+17%).

$96M
$103M
$209M
$197M
$197M
$221M
$257M
2017201820212022202320242025
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 79% · 2018 75% · 2021 84% · 2022 73% · 2023 69% · 2024 70% · 2025 79%. Grants only. Government contracts and fees sit inside program revenue.

88% of Rural Community Assistance Corporation’s revenue is contributions — more donation-reliant than the typical peer (60% for the typical peer).

This organization
Typical peer · 698 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 7 reported years ran a deficit.

$2.3M
’17
$5.5M
’18
$29M
’21
$4.7M
’22
$5.5M
’23
$8.4M
’24
$32M
’25
19
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Suzanne Anarde-Devenport

CEO

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2022 and FY2023 filings.

2017201820212022202320242025
Listed19181919211921
Joined·+5·+3+6+1+5
No longer listed·6·3433
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 5 funders to 8 funders, grant income rose $1.2M → $1.5M.

4 of 31 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 84% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

Left out of every figure on this page: $30M from 5 payers (the payer shares this organization's board, largest Rural Community Assistance Partnership Incorporated). These are real filings, and they are not money Rural Community Assistance Corporation raised.

From the IRS filings of Rural Community Assistance Corporation’s funders (the co-funder graph). Top 30 of 31 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Rural Community Assistance Corporation leans on a few funders — its largest provides 83% of grant income and the top three 91%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

93% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Rural Community Assistance Corporation.

83%
largest funder
91%
top three
~1
effective funders

Largest funder’s share by year: 2017 82% · 2018 67% · 2019 36% · 2020 22% · 2021 96% · 2022 40% · 2023 76% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

28% of Rural Community Assistance Corporation's funders are still giving 3 years after their first grant; 55% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

84% of Rural Community Assistance Corporation's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $9.4M that is directly attributable, 85% of it comes from funders outside California, across 16 states.

MN
WI
MI
NY
OR
SD
CT
CA
UT
MO
KY
VA
MD
NM
NC
DC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
California out of state home

Funder states come from each funder’s own filing. $51M arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

Rural Community Assistance Corporation runs a healthier operating margin than three-quarters of the 366 community improvement nonprofits its size.

Operating margin36% · top quartile
Months of reserve18.8mo · top quartile
Revenue growth (annualized)22% · top quartile

this organization peer median middle 50% of peers· 366 community improvement nonprofits $10M–$100M, FY2025

Government funding Rural Community Assistance Corporation receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $119.1M on record — $119.1M federal, $25 state.

Federal$119.1M
grants $87.0Mcontracts $32.1M
17
18
19
20
21
22
23
24
25
26
Top agencies
  • Department of Agriculture$32.4M
  • Department of the Treasury$31.2M
  • Environmental Protection Agency$19.6M
  • Department of Housing and Urban Development$18.0M
  • Department of Health and Human Services$11.6M
  • Department of Commerce$5.5M
State$25
Top programs
  • REFUNDS - GENERAL $25

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like Rural Community Assistance Corporation

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In California

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

99% of spending goes to programs.

Program 99%Management 0%Fundraising 1%

Governance

9
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

96%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 7 states

AK
WA
OR
CA
UT
CO
NM

Part of a family of 7 related entities

  • Rural Quality LLC · disregarded
  • Rural Integrity LLC · disregarded
  • RCAC Maili LLC · disregarded
  • Wingate Village GP LLC · disregarded
  • RCAC Rooted Equity Fund LLC · disregarded

Screen this organization

A dated, signed PDF of the compliance screen for Rural Community Assistance Corporation: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Rural Community Assistance Corporation?
Rural Community Assistance Corporation (California) receives grants from 31 organizations whose IRS filings report $60,194,490 to it, the largest being NATIONAL PHILANTHROPIC TRUST ($50,000,000). 17 of them have funded it in more than one year, and 84% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does Rural Community Assistance Corporation have?
IRS filings report 31 organizations giving $60,194,490 in grants to Rural Community Assistance Corporation, 17 of which have funded it in more than one year.
Who is the largest funder of Rural Community Assistance Corporation?
NATIONAL PHILANTHROPIC TRUST is the largest funder on record, with $50,000,000 in grants. The full list of funders is on this page.
How can an organization like Rural Community Assistance Corporation find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 31 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing