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California · Nonprofit

COMMUNITY VISION CAPITAL & CONSULTING

COMMUNITY VISION CAPITAL & CONSULTING (California) receives grants from 37 organizations whose IRS filings report $49,966,333 to it, the largest being NATIONAL PHILANTHROPIC TRUST ($25,000,000). 18 of them have funded it in more than one year, and 56% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2024
$25M
Funders on record
37
Grants received
$50M
Net assets
$49M
18/37 repeat funderspeak grant-dependency 69%
01What it does

What Community Vision Capital & Consulting does

Mission

Community Vision Capital & Consulting promotes economic justice and alleviates poverty by increasing the financial resilience and sustainability of community-based nonprofits and enterprises. Through flexible financial products and sound advice, we create opportunities to make socially responsible investments that revitalize northern california communities.

As stated on its FY2024 Form 990.

Programs

  1. Capital solutions: since 1987, community vision has made 697 loans totaling $398 million to nonprofits and social enterprises serving disinvested communities in northern and central california, leveraging over $2.16 billion in additional project funding. These loans have helped create or preserve 8,166 affordable housing units for low-income families and individuals, and financed over 5.9 million square feet of neighborhood-serving commercial and residential space. Thes loans have also helped created or preserve 29,881 permanent and construction jobs, and helped finance projects by organizations that serve over 6 million individuals. At the end of fy25, community vision managed a portfolio of 91 loans worth $120 million to 80 organizations. During the course of fy25, community vision closed 18 loans totaling $50 million.

    $18,902,054 spentof which $139,363 as grants$6,206,740 earned by the program
    86% of program spending
  2. Real estate solutions (res): since the inception of our consulting & training program, community vision has provided 1,383 real estate and financial management consulting engagements and served 8,964 participants through workshops on these topics. During fy25, the program completed 75 consulting engagements, and hosted 18 workshops. Res also manages the calcore program, a five-year state-wide initiative that brings together cohorts of community-based developers, with a focus on black, indigenous, people of color-led (bipoc) real estate organizations, particularly community development corporations (cdcs) and community land trusts (clts).

    $1,369,061 spentof which $6,000 as grants$1,035,606 earned by the program
    6% of program spending
  3. Communications and impact: community vision conducts ongoing evaluation of programs and initiatives. We develop and distribute information about our programs both internally and externally via multiple channels.

    $784,575 spent
    4% of program spending
  4. Capitalization: community vision was founded as a vehicle to channel capital from socially responsible and mission motivated investors to projects that benefit low-income people. We provide education on sustainable, socially responsible investing. At the end of fy2025, investments made by over 330 banks, foundations, individuals, religious organizations, nonprofit organizations and hospital systems into our revolving loan fund totaled $114.2 million.new markets tax credits: community vision has received a total of $212 million in new markets tax credit (nmtc) allocations for use in our california service area. We highly leverage and invest tax credit capital in high impact businesses and nonprofits in qualifying low-income communities, creating jobs and spurring additional economic development. Our nmtc program has helped to created or preserve 5,637 jobs, created 1,038,826 square feet of community facility space, helped to develop 84 units of affordable housing and leveraged an additional $340 million in private investment. Over 962,000 individuals across 8 counties spanning california are served by the projects developed using these funds.

    $899,865 spent
    4% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $21,955,555.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($7.9M) Expenses 100 ($6.9M) Net assets 100 ($20M)2019 Revenue 158 ($12M) Expenses 127 ($8.7M) Net assets 143 ($29M)2020 Revenue 152 ($12M) Expenses 168 ($12M) Net assets 147 ($30M)2021 Revenue 262 ($21M) Expenses 130 ($9.0M) Net assets 202 ($41M)2022 Revenue 169 ($13M) Expenses 169 ($12M) Net assets 184 ($38M)2023 Revenue 132 ($10M) Expenses 201 ($14M) Net assets 185 ($38M)2024 Revenue 313 ($25M) Expenses 240 ($17M) Net assets 241 ($49M)
2017201920202021202220232024
Revenue (313)Expenses (240)Net assets (241)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $130M to $162M (+25%).

$77M
$90M
$99M
$119M
$120M
$130M
$162M
2017201920202021202220232024
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 7% · 2019 26% · 2020 19% · 2021 6% · 2022 22% · 2023 17% · 2024 6%. Grants only. Government contracts and fees sit inside program revenue.

71% of COMMUNITY VISION CAPITAL & CONSULTING’s revenue is contributions — more donation-reliant than the typical peer (61% for the typical peer).

This organization
Typical peer · 696 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 7 reported years ran a deficit.

$969k
’17
$3.7M
’19
$364k
’20
$12M
’21
$1.6M
’22
−$3.5M
’23
$8.0M
’24
33
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Board chair

Anita Addison

Board chair

As listed on its FY2024 Form 990.

2017201920202021202220232024
Listed20192120191825
Joined··+9+9+3+5+9
No longer listed··710462
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 5 funders to 11 funders, grant income rose $356k → $1.8M.

10 of 37 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 56% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of COMMUNITY VISION CAPITAL & CONSULTING’s funders (the co-funder graph). Top 30 of 37 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

COMMUNITY VISION CAPITAL & CONSULTING leans on a few funders — its largest provides 50% of grant income and the top three 84%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

59% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund COMMUNITY VISION CAPITAL & CONSULTING.

50%
largest funder
84%
top three
~3
effective funders

Largest funder’s share by year: 2017 49% · 2018 70% · 2019 47% · 2020 58% · 2021 71% · 2022 64% · 2023 51% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

32% of COMMUNITY VISION CAPITAL & CONSULTING's funders are still giving 3 years after their first grant; 49% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

56% of COMMUNITY VISION CAPITAL & CONSULTING's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $22M that is directly attributable, 86% of it comes from California funders.

MN
IL
WI
MI
NY
MA
OR
CT
CA
NC
DC
AL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
California out of state home

Funder states come from each funder’s own filing. $28M arriving through sponsors registered in 6 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

COMMUNITY VISION CAPITAL & CONSULTING runs a healthier operating margin than three-quarters of the 659 community improvement nonprofits its size.

Operating margin33% · top quartile
Months of reserve33.0mo · top quartile
Revenue growth (annualized)18% · above the median

this organization peer median middle 50% of peers· 659 community improvement nonprofits $10M–$100M, FY2024

Government funding COMMUNITY VISION CAPITAL & CONSULTING receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $17.2M on record.

Federal$17.2M
grants $17.2Mcontracts $0
17
18
19
21
23
24
Top agencies
  • Department of the Treasury$17.2M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like COMMUNITY VISION CAPITAL & CONSULTING

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In California

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

91% of spending goes to programs.

Program 91%Management 7%Fundraising 2%

Governance

11
board members
91%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

85%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

CA

Part of a family of 13 related entities

  • Credit Enhancement 1 LLC · disregarded
  • 3105 San Pablo LLC · disregarded
  • Northern California Community Loan Fund Nmtc Sub-Cde 17 LLC · partnership
  • Northern California Community Loan Fund Nmtc Sub-Cde 18 LLC · partnership
  • Northern California Community Loan Fund Nmtc Sub-Cde 19 LLC · partnership

Screen this organization

A dated, signed PDF of the compliance screen for COMMUNITY VISION CAPITAL & CONSULTING: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds COMMUNITY VISION CAPITAL & CONSULTING?
COMMUNITY VISION CAPITAL & CONSULTING (California) receives grants from 37 organizations whose IRS filings report $49,966,333 to it, the largest being NATIONAL PHILANTHROPIC TRUST ($25,000,000). 18 of them have funded it in more than one year, and 56% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does COMMUNITY VISION CAPITAL & CONSULTING have?
IRS filings report 37 organizations giving $49,966,333 in grants to COMMUNITY VISION CAPITAL & CONSULTING, 18 of which have funded it in more than one year.
Who is the largest funder of COMMUNITY VISION CAPITAL & CONSULTING?
NATIONAL PHILANTHROPIC TRUST is the largest funder on record, with $25,000,000 in grants. The full list of funders is on this page.
How can an organization like COMMUNITY VISION CAPITAL & CONSULTING find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 37 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing