California · Nonprofit
REDWOOD CREDIT UNION COMMUNITY FUND INC
REDWOOD CREDIT UNION COMMUNITY FUND INC (California) receives grants from 117 organizations whose IRS filings report $5,643,917 to it, the largest being SONOMA COUNTY COMMUNITY FOUNDATION ($1,072,989). 17 of them have funded it in more than one year, and 53% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $1.4M
- Funders on record
- 117
- Grants received
- $5.6M
- Net assets
- $11M
What Redwood Credit Union Community Fund Inc does
Mission
Redwood credit union community fund, inc. Will help to make a meaningful impact in advancing the well-being of our communities. Our approach is to be respectful and intentional in our giving. We exist to meet the needs of others.
As stated on its FY2025 Form 990.
Programs
On its FY2025 return the organization reported starting a significant new program.
See form 990, part iii, line 4b for a description of the new program service.
Its own explanation, from Schedule O of that return (Part III, line 2).
Community wellness - community wellness including housing.
$313,146 spentof which $313,146 as grants39% of program spendingDown payment assistance - redwood credit union community fund provides down payment assistance grants to help make homeownership more accessible for individuals and families who can afford monthly housing costs but face challenges saving for a down payment. This program bridges a critical financial gap by offering targeted support that enables qualified members to achieve sustainable homeownership. Through this assistance, we promote financial stability, expand access to housing opportunities, and strengthen longterm community wellbeing.
$259,098 spentof which $259,098 as grants32% of program spendingEmployee giving campaign - employees of redwood credit union may donate to the organization through payroll deduction and designate the grantee recipients that are 501(c)(3) public charities.
$134,574 spentof which $134,574 as grants17% of program spendingFinancial wellness - financial literacy initiatives to educate people of all ages in essential money management skills.
$78,500 spentof which $78,500 as grants10% of program spendingDisaster and fire relief - to help return the health and vibrancy to communities affected by natural disasters. This program provides support to partner organizations in affected areas as well as direct support to individuals and families.
$12,500 spentof which $12,500 as grants2% of program spending
The 5 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $797,818.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2017 to 2018, from $12M to $5.0M (−58%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
75% of REDWOOD CREDIT UNION COMMUNITY FUND INC’s revenue is contributions — about as donation-reliant as the typical peer (82% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Who funds it, year by year
2017 → 2022: the base narrowed from 86 funders to 1 funder, grant income fell $2.9M → $500.
29 of 117 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 53% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
Left out of every figure on this page: $8.0M from one payer (the payer shares this organization's board, largest Redwood Credit Union). These are real filings, and they are not money REDWOOD CREDIT UNION COMMUNITY FUND INC raised.
From the IRS filings of REDWOOD CREDIT UNION COMMUNITY FUND INC’s funders (the co-funder graph). Top 30 of 117 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
REDWOOD CREDIT UNION COMMUNITY FUND INC has a broad base — no single funder exceeds 19% of grant income, and it takes 4 funders to reach half.
the vertical line marks half of all grant income — 4 funders to its left
72% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund REDWOOD CREDIT UNION COMMUNITY FUND INC.
Largest funder’s share by year: 2017 35% · 2018 28% · 2019 99% · 2020 66% · 2021 64% · 2022 100% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
3% of REDWOOD CREDIT UNION COMMUNITY FUND INC's funders are still giving 3 years after their first grant; 15% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2022, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
53% of REDWOOD CREDIT UNION COMMUNITY FUND INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $2.7M that is directly attributable, 81% of it comes from California funders.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $3.0M arriving through sponsors registered in 16 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
REDWOOD CREDIT UNION COMMUNITY FUND INC runs a healthier operating margin than three-quarters of the 1,504 philanthropy nonprofits its size.
this organization peer median middle 50% of peers· 1,504 philanthropy nonprofits $1M–$10M, FY2025
Organizations like REDWOOD CREDIT UNION COMMUNITY FUND INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In California
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
94% of spending goes to programs.
Governance
Public support
21%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Part of a family of 1 related entity
- Redwood Credit Union · exempt
Screen this organization
A dated, signed PDF of the compliance screen for REDWOOD CREDIT UNION COMMUNITY FUND INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds REDWOOD CREDIT UNION COMMUNITY FUND INC?
- REDWOOD CREDIT UNION COMMUNITY FUND INC (California) receives grants from 117 organizations whose IRS filings report $5,643,917 to it, the largest being SONOMA COUNTY COMMUNITY FOUNDATION ($1,072,989). 17 of them have funded it in more than one year, and 53% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does REDWOOD CREDIT UNION COMMUNITY FUND INC have?
- IRS filings report 117 organizations giving $5,643,917 in grants to REDWOOD CREDIT UNION COMMUNITY FUND INC, 17 of which have funded it in more than one year.
- Who is the largest funder of REDWOOD CREDIT UNION COMMUNITY FUND INC?
- SONOMA COUNTY COMMUNITY FOUNDATION is the largest funder on record, with $1,072,989 in grants. The full list of funders is on this page.
- How can an organization like REDWOOD CREDIT UNION COMMUNITY FUND INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 117 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing