Texas · Nonprofit
LIFTFUND INC
LIFTFUND INC (Texas) receives grants from 79 organizations whose IRS filings report $46,631,797 to it, the largest being COMMUNITY FOUNDATION OF THE TEXAS HILL COUNTRY INC ($12,676,573). 39 of them have funded it in more than one year, and 67% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $30M
- Funders on record
- 79
- Grants received
- $47M
- Net assets
- $35M
What Liftfund Inc does
Mission
Liftfunds mission is to transform lives by offering financial resources and support services designed to promote economic empowerment and uplift entrepreneurs, small businesses, their neighbors and surrounding communities.
As stated on its FY2025 Form 990.
Programs
Liftfund provides credit and other services to small businesses that do not haveaccess to loans from commercial sources. Under direct lending operations, liftfundprovided 766 micro and small business loans, and under the sba 504 program, 43 newloans were closed in the fiscal year ended 12/31/2025. With more than $69.9 million in loans outstanding as of december 31, 2025, liftfund is regarded as one of the largest and best performing microfinance institutions in the united states. Liftfundcomplemented its capital with 4,327 hours of technical assistance provided to 2,265entrepreneurs. Through its loans and services, liftfund has helped create or retainthousands of jobs in low to moderate income areas, contributing to the economicrevitalization of underserved communities.
$19,502,779 spent$12,206,135 earned by the program75% of program spendingDuring the year ended december 31, 2025, liftfund worked with several cities,counties, municipalities and foundations to help distribute grants as a subrecipientto small businesses throughout the year. Liftfund awarded 655 grants to various small businesses throughout the communities we serve amounting to over $6.4 million in business support funding.
$6,367,596 spentof which $6,367,596 as grants$6,367,596 earned by the program25% of program spending
The 2 programs described on its FY2025 Form 990, listed largest first by expense. Program spending in total: $25,870,375.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $71M to $114M (+61%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 15% · 2018 17% · 2019 19% · 2020 74% · 2021 70% · 2022 71% · 2023 60% · 2024 16% · 2025 35%. Grants only. Government contracts and fees sit inside program revenue.
54% of LIFTFUND INC’s revenue is contributions — about as donation-reliant as the typical peer (60% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Amy Hereford
President & CEO
Board chair
Rhonda Mcgowan
Chair
As listed on its FY2025 Form 990.
The chief executive listed changed between the FY2023 and FY2024 filings.
Who funds it, year by year
2017 → 2023: the base broadened from 9 funders to 26 funders, grant income rose $3.0M → $3.3M.
18 of 79 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 67% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of LIFTFUND INC’s funders (the co-funder graph). Top 30 of 79 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
LIFTFUND INC has a broad base — no single funder exceeds 27% of grant income, and it takes 3 funders to reach half.
the vertical line marks half of all grant income — 3 funders to its left
81% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund LIFTFUND INC.
Largest funder’s share by year: 2017 51% · 2018 54% · 2019 30% · 2020 27% · 2021 71% · 2022 24% · 2023 25% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
26% of LIFTFUND INC's funders are still giving 3 years after their first grant; 49% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
67% of LIFTFUND INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $15M that is directly attributable, 64% of it comes from funders outside Texas, across 18 states.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $31M arriving through sponsors registered in 12 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
LIFTFUND INC holds deeper cash reserves than three-quarters of the 366 community improvement nonprofits its size.
this organization peer median middle 50% of peers· 366 community improvement nonprofits $10M–$100M, FY2025
Government funding LIFTFUND INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $39.4M on record.
- Small Business Administration$15.1M
- Department of Commerce$12.3M
- Department of the Treasury$10.6M
- Department of Housing and Urban Development$1.0M
- Corporation for National and Community Service$346k
- Department of Health and Human Services$150k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like LIFTFUND INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Texas
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
93% of spending goes to programs.
Governance
Public support
97%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Part of a family of 5 related entities
- At Microloans I LLC · disregarded
- Liftfund Funding III LLC · partnership
- Liftfund Funding IV LLC · partnership
- Liftfund Funding V LLC · partnership
- Liftfund Funding VI LLC · partnership
Screen this organization
A dated, signed PDF of the compliance screen for LIFTFUND INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds LIFTFUND INC?
- LIFTFUND INC (Texas) receives grants from 79 organizations whose IRS filings report $46,631,797 to it, the largest being COMMUNITY FOUNDATION OF THE TEXAS HILL COUNTRY INC ($12,676,573). 39 of them have funded it in more than one year, and 67% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does LIFTFUND INC have?
- IRS filings report 79 organizations giving $46,631,797 in grants to LIFTFUND INC, 39 of which have funded it in more than one year.
- Who is the largest funder of LIFTFUND INC?
- COMMUNITY FOUNDATION OF THE TEXAS HILL COUNTRY INC is the largest funder on record, with $12,676,573 in grants. The full list of funders is on this page.
- How can an organization like LIFTFUND INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Texas. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Liftfund →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 79 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing