Utah · Nonprofit
UTAH MICROENTERPRISE LOAN FUND
UTAH MICROENTERPRISE LOAN FUND (Utah) receives grants from 10 organizations whose IRS filings report $806,466 to it, the largest being JPMORGAN CHASE FOUNDATION ($550,100). 6 of them have funded it in more than one year.
- Revenue FY2025
- $1.7M
- Funders on record
- 10
- Grants received
- $806k
- Net assets
- $1.0M
What Utah Microenterprise Loan Fund does
Mission
Provide funding and management assistance to new and existing businesses that are not able to access traditional sources of funding; including those who are members of the low/moderate income community.
As stated on its FY2025 Form 990.
Program
Loans made up to $50,000 to financially and/or socially disadvantaged individuals who will start or expand a small business and have insufficient resources to do so. During the fiscal year, 20 loans were made totalling $215,233.45.
$399,538 spent$176,750 earned by the program100% of program spending
The program described on its FY2024 Form 990. Program spending in total: $399,538.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2023 to 2024, from $4.0M to $2.7M (−32%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 13% · 2018 2% · 2019 11% · 2020 13% · 2021 32% · 2022 9% · 2023 1% · 2024 11% · 2025 6%. Grants only. Government contracts and fees sit inside program revenue.
41% of UTAH MICROENTERPRISE LOAN FUND’s revenue is contributions — about as donation-reliant as the typical peer (88% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 8 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Ryan Jones
Chair
As listed on its FY2025 Form 990.
The chief executive listed changed between the FY2021 and FY2022 filings.
Who funds it, year by year
2017 → 2023: the base broadened from 1 funder to 2 funders, grant income fell $50k → $15k.
1 of 10 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 12% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of UTAH MICROENTERPRISE LOAN FUND’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
UTAH MICROENTERPRISE LOAN FUND leans on a few funders — its largest provides 68% of grant income and the top three 86%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
Largest funder’s share by year: 2017 100% · 2018 100% · 2020 87% · 2022 90% · 2023 67% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
50% of UTAH MICROENTERPRISE LOAN FUND's funders are still giving 1 year after their first grant; 60% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
UTAH MICROENTERPRISE LOAN FUND draws 95% of its grant income from funders outside Utah, across 5 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $95k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
UTAH MICROENTERPRISE LOAN FUND runs a healthier operating margin than three-quarters of the 497 public benefit nonprofits its size.
this organization peer median middle 50% of peers· 497 public benefit nonprofits $1M–$10M, FY2025
Government funding UTAH MICROENTERPRISE LOAN FUND receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $1.0M on record.
- Small Business Administration$1.0M
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like UTAH MICROENTERPRISE LOAN FUND
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Utah
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
47% of spending goes to programs.
Governance
Public support
67%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Screen this organization
A dated, signed PDF of the compliance screen for UTAH MICROENTERPRISE LOAN FUND: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds UTAH MICROENTERPRISE LOAN FUND?
- UTAH MICROENTERPRISE LOAN FUND (Utah) receives grants from 10 organizations whose IRS filings report $806,466 to it, the largest being JPMORGAN CHASE FOUNDATION ($550,100). 6 of them have funded it in more than one year.
- How many funders does UTAH MICROENTERPRISE LOAN FUND have?
- IRS filings report 10 organizations giving $806,466 in grants to UTAH MICROENTERPRISE LOAN FUND, 6 of which have funded it in more than one year.
- Who is the largest funder of UTAH MICROENTERPRISE LOAN FUND?
- JPMORGAN CHASE FOUNDATION is the largest funder on record, with $550,100 in grants. The full list of funders is on this page.
- How can an organization like UTAH MICROENTERPRISE LOAN FUND find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Utah. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Utah Microenterprise Loan →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 10 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing