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Florida · Nonprofit

Habitat for Humanity Greater Orlando and Osceola County Inc

Habitat for Humanity Greater Orlando and Osceola County Inc (Florida) receives grants from 37 organizations whose IRS filings report $10,588,664 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($5,879,155). 22 of them have funded it in more than one year, and 66% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$11M
Funders on record
37
Grants received
$11M
Net assets
$10M
22/37 repeat funderspeak grant-dependency 47%
01What it does

What Habitat for Humanity Greater Orlando and Osceola County Inc does

Mission

Habitat for humanity greater orlando & osceola's mission is "seeking to put god's love into action, habitat for humanity brings people together to build homes, communities, and hope". We build homes. We revitalize neighborhoods. We strengthen communities.

As stated on its FY2025 Form 990.

Programs

  1. Homeownership program - families in need of a decent place to live build stable and affordable homes in partnership with us. Habitat houses are modestly sized. They are large enough for the homeowner family's needs, but small enough to keep construction and maintenance costs affordable. By using the labor of volunteers and prospective homeowners, employing efficient building methods and keeping house sizes modest, habitat makes its houses affordable for low-income families to purchase. Affordable homeownership helps create the conditions that free families from instability, stress and fear and encourage self-reliance and confidence. Studies show that strong and stable households are foundational to child development and growth. When a home fosters - instead of hinders -health and safety, families can flourish. Owning an affordable home also allows homeowners to lift up their entire family by saving for their futures and investing in educational opportunities, bolstering job opportunities and long-term career growth.

    $7,451,385 spent$6,237,921 earned by the program
    66% of program spending
  2. Community and homebuyer education programs - we believe financial and homeownership education builds a more solid foundation for long-term personal success and helps alleviate any concerns or barriers to being a successful homeowner and citizen. During these free and open to the public education classes, we cover topics such as budgeting; credit cards and credit reports; debt and loans; saving, investing and planning for the future; foreclosure prevention, home maintenance, estate planning, disaster preparedness, and more. A more in-depth understanding of these important concepts is a tool that can be used to build a better future. Housing counseling, through free one-on-one sessions, helps people achieve their housing goals, whether it's to become a homeowner (through habitat or open market), prevent foreclosure, or maintain their existing home. We are a hud-certified local housing counseling agency.

    $2,084,418 spent
    19% of program spending
  3. Home preservation program - our home preservation program is an outreach initiative that seeks to provide a wide range of opportunities for low- to moderate-income homeowners, including veterans and seniors, who are struggling to maintain their homes because of age, disability or family circumstances. We partner with local governments to provide roof replacements at no cost to qualified homeowners as well as critical repairs to help residents recover from disasters and decrease their insurance costs. The program allows families to stay in their home and avoid the uncertainty, trauma and expense of moving. Projects consist of interior and/or exterior repairs intended to alleviate critical health, life and safety issues or code violations.

    $1,692,955 spent
    15% of program spending

The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $11,228,758.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($9.2M) Expenses 100 ($8.7M) Net assets 100 ($8.8M)2019 Revenue 81 ($7.4M) Expenses 97 ($8.5M) Net assets 89 ($7.8M)2020 Revenue 76 ($6.9M) Expenses 82 ($7.2M) Net assets 86 ($7.6M)2021 Revenue 61 ($5.6M) Expenses 56 ($4.9M) Net assets 94 ($8.3M)2022 Revenue 145 ($13M) Expenses 83 ($7.2M) Net assets 163 ($14M)2023 Revenue 86 ($7.9M) Expenses 90 ($7.9M) Net assets 163 ($14M)2024 Revenue 97 ($8.9M) Expenses 125 ($11M) Net assets 141 ($12M)2025 Revenue 123 ($11M) Expenses 152 ($13M) Net assets 118 ($10M)
'17'19'20'21'22'23'24'25
Revenue (123)Expenses (152)Net assets (118)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2021 to 2022, from $19M to $24M (+29%).

$14M
$19M
$19M
$19M
$24M
$23M
$21M
$19M
'17'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 16% · 2019 19% · 2020 5% · 2021 13% · 2022 9% · 2023 16% · 2024 7% · 2025 16%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 5 of the last 8 reported years ran a deficit.

$454k
’17
−$1.1M
’19
−$245k
’20
$710k
’21
$6.1M
’22
−$34k
’23
−$2.0M
’24
−$2.0M
’25
3.1
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Catherine Steck Mcmanus

President & CEO

Board chair

Pete C Barr Jr

Chair

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2019 and FY2020, and between the FY2020 and FY2021 filings.

'17'19'20'21'22'23'24'25
Listed2529262226303443
Joined··+5+1+9+6+4+9
No longer listed··855200
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 6 funders to 14 funders, grant income rose $342k → $1.3M.

11 of 37 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 66% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

Left out of every figure on this page: $120k from 4 payers (the payer shares this organization's board, largest Habitat for Humanity of Florida Inc). These are real filings, and they are not money Habitat for Humanity Greater Orlando and Osceola County Inc raised.

From the IRS filings of Habitat for Humanity Greater Orlando and Osceola County Inc’s funders (the co-funder graph). Top 30 of 37 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Habitat for Humanity Greater Orlando and Osceola County Inc leans on a few funders — its largest provides 56% of grant income and the top three 78%; half comes from just 1 funder.

the vertical line marks half of all grant income — 1 funder to its left

90% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Habitat for Humanity Greater Orlando and Osceola County Inc.

56%
largest funder
78%
top three
~3
effective funders

Largest funder’s share by year: 2017 66% · 2018 64% · 2019 80% · 2020 42% · 2021 52% · 2022 93% · 2023 53% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

53% of Habitat for Humanity Greater Orlando and Osceola County Inc's funders are still giving 3 years after their first grant; 59% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

66% of Habitat for Humanity Greater Orlando and Osceola County Inc's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $3.6M that is directly attributable, 61% of it comes from funders outside Florida, across 10 states.

ME
MI
NY
IA
CT
CA
NC
SC
GA
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Florida out of state home

Funder states come from each funder’s own filing. $7.0M arriving through sponsors registered in 10 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding Habitat for Humanity Greater Orlando and Osceola County Inc receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $50k on record.

Federal$50k
grants $50kcontracts $0
Top agencies
  • Department of Housing and Urban Development$50k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like Habitat for Humanity Greater Orlando and Osceola County Inc

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Florida

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

84% of spending goes to programs.

Program 84%Management 10%Fundraising 6%

Governance

31
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

70%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

FL

Part of a family of 1 related entity

  • Hfhgo Funding Company I LLC · disregarded

Screen this organization

A dated, signed PDF of the compliance screen for Habitat for Humanity Greater Orlando and Osceola County Inc: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Habitat for Humanity Greater Orlando and Osceola County Inc?
Habitat for Humanity Greater Orlando and Osceola County Inc (Florida) receives grants from 37 organizations whose IRS filings report $10,588,664 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($5,879,155). 22 of them have funded it in more than one year, and 66% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does Habitat for Humanity Greater Orlando and Osceola County Inc have?
IRS filings report 37 organizations giving $10,588,664 in grants to Habitat for Humanity Greater Orlando and Osceola County Inc, 22 of which have funded it in more than one year.
Who is the largest funder of Habitat for Humanity Greater Orlando and Osceola County Inc?
FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $5,879,155 in grants. The full list of funders is on this page.
How can an organization like Habitat for Humanity Greater Orlando and Osceola County Inc find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Habitat for Humanity Greater Orlando and Osceola County →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 37 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing