Texas · Nonprofit
Credit Coalition Inc
Credit Coalition Inc (Texas) receives grants from 6 organizations whose IRS filings report $85,164 to it, the largest being HOUSING OPTIONS PROVIDED FOR THE ELDERLY INCORPORATED ($32,414). 4 of them have funded it in more than one year.
Against its field
Credit Coalition Inc runs a healthier operating margin than three-quarters of the 11,754 human services nonprofits its size.
this organization peer median middle 50% of peers· 11,754 human services nonprofits $100k–$1M, FY2025
Three funders worth looking at
Grantmakers with no record of funding this organization, ranked by how strongly the co-funder graph and the mission embeddings agree. The evidence is in section 03.
- The Houston Fund for Social Justice and Economic Equitylocalportfolio match
- Citi Foundationshared funders
- Homefree USA Incportfolio match
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2024 11% · 2025 9%. Grants only. Government contracts and fees sit inside program revenue.
98% of Credit Coalition Inc’s revenue is contributions — more donation-reliant than the typical peer (91% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.
reserve
Who funds it, year by year
2020 → 2023: the base narrowed from 3 funders to 2 funders, grant income rose $16k → $17k.
1 of 6 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 12% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of Credit Coalition Inc’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
Credit Coalition Inc leans on a few funders — its largest provides 38% of grant income and the top three 74%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
50% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Credit Coalition Inc.
Largest funder’s share by year: 2020 31% · 2021 64% · 2022 85% · 2023 54% — growing more concentrated.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
Credit Coalition Inc draws 100% of its grant income from funders outside Texas, across 5 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $10k arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Funders to approach
Grantmakers that don’t fund you yet, surfaced two ways: they back organizations that share your funders, or their grantees resemble your mission. The ones both signals agree on come first. Your 6 funders put you under-funded among the 400 organizations that share them.
- The Houston Fund for Social Justice and Economic Equitylocalportfolio matchTX · funds 246 organizations near you · its grantees resemble your mission
- Citi Foundationshared fundersNY · backs 37 organizations that share your funders
- Homefree USA Incportfolio matchits grantees resemble your mission
- Consumer Credit Counseling Service of San Francisco Dba Balanceportfolio matchits grantees resemble your mission
- Nueva Esperanza Incportfolio matchits grantees resemble your mission
- The Methodist Hospitalshared funderslocalTX · backs 25 organizations that share your funders · funds 160 organizations near you
- Children's Hospital of Michigan Foundationshared fundersMI · backs 24 organizations that share your funders
- National Foundation for Credit Counseling Incportfolio matchits grantees resemble your mission
- National Community Reinvestment Coalition Incportfolio matchits grantees resemble your mission
- Cba Fundportfolio matchits grantees resemble your mission
- Houston Community Toolbank Incportfolio matchits grantees resemble your mission
- Texas State Affordable Housing Corporationportfolio matchits grantees resemble your mission
From the co-funder graph (funders backing at least two comparable organizations, shrunk for grantee count, donor-advised and mega-funds excluded) and the universe embeddings. A research starting point; overlap is association, not a guarantee of fit.
Organizations like Credit Coalition Inc
Nonprofits whose mission and program text most resemble this one, by semantic similarity over the universe of US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Texas
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
88% of spending goes to programs.
Governance
Public support
99%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Screen this organization
A dated, signed PDF of the compliance screen for Credit Coalition Inc: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds Credit Coalition Inc?
- Credit Coalition Inc (Texas) receives grants from 6 organizations whose IRS filings report $85,164 to it, the largest being HOUSING OPTIONS PROVIDED FOR THE ELDERLY INCORPORATED ($32,414). 4 of them have funded it in more than one year.
- How many funders does Credit Coalition Inc have?
- IRS filings report 6 organizations giving $85,164 in grants to Credit Coalition Inc, 4 of which have funded it in more than one year.
- Who is the largest funder of Credit Coalition Inc?
- HOUSING OPTIONS PROVIDED FOR THE ELDERLY INCORPORATED is the largest funder on record, with $32,414 in grants. The full list of funders is on this page.
- How can an organization like Credit Coalition Inc find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Texas. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 6funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported August 27, 2026. What this page cannot tell you · view filing