Florida · Nonprofit
Debt Management Credit Counseling Corp
Debt Management Credit Counseling Corp (Florida) receives grants from 2 organizations whose IRS filings report $787,405 to it, the largest being CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCE ($745,629). 2 of them have funded it in more than one year.
- Revenue FY2024
- $1.6M
- Funders on record
- 2
- Grants received
- $787k
- Net assets
- $-332043
What Debt Management Credit Counseling Corp does
Mission
Our mission is to provide consumers education and budget counseling to improve their financial literacy and assist them in the management of their personal finances. We are committed to providing credit counseling through educational programs and materials personal budgeting housing counseling and debt management plans to financially distressed consumers while maintaining fiscal integrity and utilizing the highest quality standards in the industry.
As stated on its FY2024 Form 990.
Programs
Counseling & education:the organizations counseling and education programs focus on the managing of credit and debt budgeting of personal finances and housing issues. Counseling and education services are primarily provided through face-to-face and telephone counseling sessions onsite seminars and workshops at schools community centers and businesses online educational courses and the distribution of free educational materials. The organization is approved by hud to provide comprehensive housing counseling to residents of florida including pre-purchase counseling and homebuyer education non-delinquency post purchase counseling mortgage delinquency and default resolution counseling financial literacy educational workshops reverse mortgage counseling and homeless counseling services.specific program accomplishments achieved were as follows: dmcc conducted financial education seminars and workshops for approximately 500 individuals for first-time homebuyers nonprofit community organizations and employers throughout the state of florida. Dmcc disseminated free financial literature and educational materials to its clients and the general public through seminars the u.s. Mail email and…
$1,123,217 spent$40,422 earned by the program74% of program spendingDebt management plans:the organizations debt management plan program consists of the negotiation and servicing of repayment plans with creditors on behalf of consumer debtors. The provision of such services is regulated by the u.s. Internal revenue service most states and the major banks providing the underlying debt management plan benefits. Regulations include fee restrictions bonding and insurance banking requirements privacy and security policies and controls accreditation and certification of the organization its management and employees and annual licensing and reporting. The organization is also subject to periodic audits by these regulating entities.specific program accomplishments achieved were as follows: dmcc serviced debt management plans for approximately 5,000 clients of which an estimated 75% were low-moderate households earning less than 80% of their area median income based on guidelines published by the u.s. Department of health and human services. Dmcc disbursed over 15 million in debt repayments to the creditors of its debt management plan clients. Dmcc successfully completed over 1,300 debt management plan accounts for clients who repaid their enrolled debts…
$397,981 spent$1,601,962 earned by the program26% of program spendingNot described on the e-filed return.
$0 spent0% of program spendingOther program services, not described on the e-filed return.
$0 spent0% of program spending
The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $1,521,198.
The organization over time
Each line starts at 100 in 2019, so what you read is the shape rather than the size: 150 means half as much again as 2019, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $843k to $2.0M (+142%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2019 11% · 2020 20% · 2021 27% · 2022 14% · 2023 17% · 2024 6%. Grants only. Government contracts and fees sit inside program revenue.
6% of Debt Management Credit Counseling Corp’s revenue is contributions — more earned-revenue than three-quarters of its peers (81% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 6 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Phil Heinemann
President exec director
As listed on its FY2024 Form 990.
Who funds it, year by year
2017 → 2023: the base held at 1 funder, grant income rose $15k → $281k.
From the IRS filings of Debt Management Credit Counseling Corp’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
Debt Management Credit Counseling Corp leans on a few funders — its largest provides 95% of grant income and the top three 100%; half comes from just 1 funder.
the vertical line marks half of all grant income — 1 funder to its left
100% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Debt Management Credit Counseling Corp.
Largest funder’s share by year: 2017 100% · 2018 100% · 2019 100% · 2021 100% · 2022 100% · 2023 100% — broadly stable.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Where its funders are
Debt Management Credit Counseling Corp draws 100% of its grant income from funders outside Florida, across 2 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
Debt Management Credit Counseling Corp's funding has concentrated — grant income rose while the number of funders held roughly flat.
this organization peer median middle 50% of peers· 11,263 human services nonprofits $1M–$10M, FY2024
Government funding Debt Management Credit Counseling Corp receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $472k on record.
- Department of Housing and Urban Development$472k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like Debt Management Credit Counseling Corp
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Florida
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
81% of spending goes to programs.
Governance
Public support
100%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 5 states
Screen this organization
A dated, signed PDF of the compliance screen for Debt Management Credit Counseling Corp: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds Debt Management Credit Counseling Corp?
- Debt Management Credit Counseling Corp (Florida) receives grants from 2 organizations whose IRS filings report $787,405 to it, the largest being CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCE ($745,629). 2 of them have funded it in more than one year.
- How many funders does Debt Management Credit Counseling Corp have?
- IRS filings report 2 organizations giving $787,405 in grants to Debt Management Credit Counseling Corp, 2 of which have funded it in more than one year.
- Who is the largest funder of Debt Management Credit Counseling Corp?
- CONSUMER CREDIT COUNSELING SERVICE OF SAN FRANCISCO DBA BALANCE is the largest funder on record, with $745,629 in grants. The full list of funders is on this page.
- How can an organization like Debt Management Credit Counseling Corp find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Florida. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Debt Management Credit Counseling →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2019–2024), and the filings of 2 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing