Vermont · Nonprofit
COVER HOME REPAIR INC
COVER HOME REPAIR INC (Vermont) receives grants from 35 organizations whose IRS filings report $1,624,144 to it, the largest being New Hampshire Charitable Foundation ($346,198). 24 of them have funded it in more than one year, and 54% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- Revenue FY2025
- $1.1M
- Funders on record
- 35
- Grants received
- $1.6M
- Net assets
- $1.5M
What Cover Home Repair Inc does
Mission
Cover's mission is to foster hope and build community by mobilizing volunteers and homeowners to improve homes and by promoting the sustainable reuse of donated goods.
As stated on its FY2025 Form 990.
Programs
Cover home repair brings community members together to repair and improve homes at little to no charge, enabling homeowners to stay safe, warm, dry, and independent in their homes. Through this work, cover aims to foster connections that strengthen a sense of community and hope among participants. The work consists of urgent home repair, fall prevention, and weatherization services, helping over 70 households in the upper valley of vermont and new hampshire stay in their homes - with the support of 250 volunteers from the community.
$500,908 spent$14,229 earned by the program62% of program spendingThe cover store and cover to cover books sell donated goods, including appliances, furniture, building materials, books and other household goods to help fund low- to no-cost home repair and weatherization projects. The store also provided $12,000 in free essential items to customers-in-need this fiscal year. The stores are also community hubs that promote cover's mission of fostering hope and building community. In fy2025, the stores funded 20% of the home repair program budget and were supported by 240 volunteers.
$304,300 spent$365,287 earned by the program38% of program spending
The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $805,208.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $1.1M to $1.4M (+23%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 1% · 2019 1% · 2020 1% · 2021 0% · 2022 0% · 2023 0% · 2024 0% · 2025 0%. Grants only. Government contracts and fees sit inside program revenue.
93% of COVER HOME REPAIR INC’s revenue is contributions — more reliant on donations than three-quarters of its peers (39% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Chief executive
Helen Hong
Executive director
Board chair
Samantha Gordon
Chair
As listed on its FY2025 Form 990.
Who funds it, year by year
2017 → 2023: the base broadened from 6 funders to 18 funders, grant income rose $132k → $164k.
7 of 35 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 54% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of COVER HOME REPAIR INC’s funders (the co-funder graph). Top 30 of 35 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
COVER HOME REPAIR INC has a broad base — no single funder exceeds 21% of grant income, and it takes 4 funders to reach half.
the vertical line marks half of all grant income — 4 funders to its left
74% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund COVER HOME REPAIR INC.
Largest funder’s share by year: 2017 34% · 2018 42% · 2019 57% · 2020 35% · 2021 24% · 2022 28% · 2023 18% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
47% of COVER HOME REPAIR INC's funders are still giving 3 years after their first grant; 69% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
54% of COVER HOME REPAIR INC's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $740k that is directly attributable, 86% of it comes from funders outside Vermont, across 13 states.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $884k arriving through sponsors registered in 7 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
COVER HOME REPAIR INC runs a healthier operating margin than half of the 2,196 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 2,196 housing & shelter nonprofits $1M–$10M, FY2025
Government funding COVER HOME REPAIR INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $82k on record.
- Department of Agriculture$82k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like COVER HOME REPAIR INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In Vermont
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
78% of spending goes to programs.
Governance
Public support
90%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for COVER HOME REPAIR INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds COVER HOME REPAIR INC?
- COVER HOME REPAIR INC (Vermont) receives grants from 35 organizations whose IRS filings report $1,624,144 to it, the largest being New Hampshire Charitable Foundation ($346,198). 24 of them have funded it in more than one year, and 54% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
- How many funders does COVER HOME REPAIR INC have?
- IRS filings report 35 organizations giving $1,624,144 in grants to COVER HOME REPAIR INC, 24 of which have funded it in more than one year.
- Who is the largest funder of COVER HOME REPAIR INC?
- New Hampshire Charitable Foundation is the largest funder on record, with $346,198 in grants. The full list of funders is on this page.
- How can an organization like COVER HOME REPAIR INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in Vermont. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Cover Home Repair →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 35 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing