New York · Nonprofit
COMMUNITY CAPITAL NEW YORK INC
COMMUNITY CAPITAL NEW YORK INC (New York) receives grants from 17 organizations whose IRS filings report $1,327,324 to it, the largest being OPPORTUNITY FINANCE NETWORK ($650,000). 11 of them have funded it in more than one year.
- Revenue FY2025
- $1.8M
- Funders on record
- 17
- Grants received
- $1.3M
- Net assets
- $7.1M
What Community Capital New York Inc does
Mission
Community capital is a nonprofit lender that has revitalized communities and transformed lives in the mid-hudson valley, bronx and fairfield county, ct for 36 years. Our mission is to foster economic opportunity for underserved individuals and low wealth communities by providing innovative loans and business training that supports entrepreneurs, and the development of affordable homes so that all residents can be stakeholders in a more inclusive economy.
As stated on its FY2025 Form 990.
Programs
See schedule o - small business lending and technical assistancecommunity capital began working with small business owners in 2003 and received sba certification to offer micro loans in 2007. Since then, community capital has made $15.9 million in loans to over 530 businesses and has emerged as the largest nonprofit small business lender in the hudson valley. Most of our small business clients are low- to moderate-income, women, and minorities who have had difficulty accessing capital from traditional banks to grow their businesses. At community capital we work to identify the best solutions for each individual business owner. We offer fair, transparent loans and lines of credit with flexible rates and terms. Borrowers also receive free, on-going financial coaching, one-on-one consulting and business training services to ensure sustainable results.
$1,665,007 spent$764,981 earned by the program85% of program spendingSee schedule o - community development and affordable housing lending programcommunity capital new york partners with private and nonprofit real estate developers to expand affordable housing opportunities for low- and moderate-income individuals and families across new york state. As a flexible and mission driven lender, ccny is committed to supporting affordable housing developers with both capital and technical assistance. Through a revolving loan fund, community capital new york works collaboratively and creatively to address the capital needs of affordable housing development projects. Ccny provides early-stage pre-development loans, acquisition loans, bridge loans, and construction loan financing. Ccny supports new construction, rehabilitation, adaptive re-use, multi-family, single-family, mixed-use, mixed-income and supportive affordable housing for seniors, veterans, and people with disabilities or experiencing homelessness. Ccny provides financing to developers building both affordable homeownership and multifamily rental units. Ccny provides technical assistance when it is needed to help move affordable housing projects through development. Ccny finances high-impact…
$300,417 spent$171,651 earned by the program15% of program spending
The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $1,965,424.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $9.2M to $13M (+42%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 62% · 2018 67% · 2019 56% · 2020 36% · 2021 59% · 2022 73% · 2023 23% · 2024 39% · 2025 20%. Grants only. Government contracts and fees sit inside program revenue.
38% of COMMUNITY CAPITAL NEW YORK INC’s revenue is contributions — about as donation-reliant as the typical peer (39% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Board chair
Richard St Paul Esq
Chairman
As listed on its FY2025 Form 990.
The chief executive listed changed between the FY2021 and FY2022, and between the FY2022 and FY2023 filings.
Who funds it, year by year
2017 → 2023: the base broadened from 1 funder to 5 funders, grant income rose $25k → $56k.
5 of 17 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 3% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of COMMUNITY CAPITAL NEW YORK INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
COMMUNITY CAPITAL NEW YORK INC leans on a few funders — its largest provides 49% of grant income and the top three 71%; half comes from just 2 funders.
the vertical line marks half of all grant income — 2 funders to its left
59% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund COMMUNITY CAPITAL NEW YORK INC.
Largest funder’s share by year: 2017 100% · 2019 99% · 2020 49% · 2021 31% · 2022 75% · 2023 54% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
57% of COMMUNITY CAPITAL NEW YORK INC's funders are still giving 3 years after their first grant; 65% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
COMMUNITY CAPITAL NEW YORK INC draws 90% of its grant income from funders outside New York, across 7 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $43k arriving through sponsors registered in 5 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
COMMUNITY CAPITAL NEW YORK INC holds deeper cash reserves than three-quarters of the 2,367 housing & shelter nonprofits its size.
this organization peer median middle 50% of peers· 2,367 housing & shelter nonprofits $1M–$10M, FY2025
Government funding COMMUNITY CAPITAL NEW YORK INC receives
Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $7.6M on record.
- Small Business Administration$3.5M
- Department of the Treasury$3.3M
- Department of Health and Human Services$800k
Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.
Organizations like COMMUNITY CAPITAL NEW YORK INC
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In New York
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
79% of spending goes to programs.
Governance
Public support
93%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 1 state
Screen this organization
A dated, signed PDF of the compliance screen for COMMUNITY CAPITAL NEW YORK INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds COMMUNITY CAPITAL NEW YORK INC?
- COMMUNITY CAPITAL NEW YORK INC (New York) receives grants from 17 organizations whose IRS filings report $1,327,324 to it, the largest being OPPORTUNITY FINANCE NETWORK ($650,000). 11 of them have funded it in more than one year.
- How many funders does COMMUNITY CAPITAL NEW YORK INC have?
- IRS filings report 17 organizations giving $1,327,324 in grants to COMMUNITY CAPITAL NEW YORK INC, 11 of which have funded it in more than one year.
- Who is the largest funder of COMMUNITY CAPITAL NEW YORK INC?
- OPPORTUNITY FINANCE NETWORK is the largest funder on record, with $650,000 in grants. The full list of funders is on this page.
- How can an organization like COMMUNITY CAPITAL NEW YORK INC find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in New York. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 17 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing