California · Nonprofit
BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT
BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT (California) receives grants from 150 organizations whose IRS filings report $31,925,904 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($6,204,204). 79 of them have funded it in more than one year.
- Revenue FY2025
- $5.8M
- Funders on record
- 150
- Grants received
- $32M
- Net assets
- $6.4M
What Businesses United in Investing Lending & Development does
Mission
Build's mission is to ignite the power of youth in under-resourced communities to build career success, entrepreneurial mindsets, and opportunity. We help students become the ceo of their own lives! Build facilitates the launching of student-run (continued on schedule o) small businesses, via virtual simulation and hands on learning, and teaches students the 21st century skills needed to improve their academic performance and help them prepare for life after high school. Our youth acquire the knowledge, skills, and experience necessary to succeed in their post-secondary endeavours.
As stated on its FY2025 Form 990.
Programs
Year 1: build your business (y1) freshman, sophomore, junior, and senior year build your business students gain an introduction to entrepreneurship and how build wants them to become the ceo of their own lives. They use the human-centered design process to create and pitch an original product idea to volunteer professionals. They build out these ideas into business pitch decks that they present in a culminating business plan competition event.
$1,836,938 spentof which $83,103 as grants$135,876 earned by the program38% of program spendingYear 2: build your voice (y2) freshman, sophomore, junior, and senior year in build your voice, students develop their unique voice and brand (both personal and business) as they continue their journey to college, career, and life success. They continue building their skills in product design, marketing, production, finances and sales, finishing the year with a selling event and portfolio pitch.
$1,836,938 spentof which $83,103 as grants$135,876 earned by the program38% of program spendingYear 3: build your future (y3) junior and senior year build your future is the bridge that links entrepreneurial skills and mindsets that our students develop in y1 and y2 to their pathways after high school. Our y3 students learn to be ceos - they're learning how to be career-focused, enterprising, and opportunity-oriented. Through their build experience, they are expanding their social and navigational capital. They're growing their networks, and learning how to utilize these networks and resources to be proactive about their future. Build your future empowers build students to learn about potential pathways and how to access them. They are setting themselves up to be successful no matter what their pathway is.
$1,215,011 spentof which $54,967 as grants$89,873 earned by the program25% of program spending
The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $4,888,887.
The organization over time
Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.
Balance sheet
Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $8.6M to $15M (+78%).
How it's funded, over time
Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.
Government-grant reliance: 2017 3% · 2018 2% · 2021 5% · 2023 1% · 2024 1%. Grants only. Government contracts and fees sit inside program revenue.
95% of BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT’s revenue is contributions — more donation-reliant than the typical peer (61% for the typical peer).
Surplus & reserves
Operating surplus or deficit each year, and months of liquidity in hand. 4 of the last 9 reported years ran a deficit.
reserve
Leadership and staff
The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.
Who funds it, year by year
2017 → 2023: the base broadened from 36 funders to 42 funders, grant income rose $2.2M → $3.7M.
32 of 150 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 42% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.
From the IRS filings of BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT’s funders (the co-funder graph). Top 30 of 150 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How concentrated its funding is
BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT has a broad base — no single funder exceeds 19% of grant income, and it takes 7 funders to reach half.
the vertical line marks half of all grant income — 7 funders to its left
49% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT.
Largest funder’s share by year: 2017 23% · 2018 17% · 2019 26% · 2020 15% · 2021 45% · 2022 20% · 2023 13% — diversifying over time.
“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
How long its funders stay
33% of BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT's funders are still giving 3 years after their first grant; 53% give in more than one year at all.
Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.
Where its funders are
BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT draws 65% of its grant income from funders outside California, across 24 states in all.
In-state vs out-of-state, by year
Funder states come from each funder’s own filing. $13M arriving through sponsors registered in 13 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.
Against its field
BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT's funding base is broadening — from 36 funders to 42 as grant income climbed.
this organization peer median middle 50% of peers· 2,127 community improvement nonprofits $1M–$10M, FY2025
Organizations like BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT
Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.
In California
Nationally
Read directly from this organization’s own Form 990, as neutral context.
Where the money goes
63% of spending goes to programs.
Governance
Public support
94%
Share of support from the public (Schedule A) — the basis for its public-charity status.
Footprint & structure
Files a return copy in 8 states
Screen this organization
A dated, signed PDF of the compliance screen for BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.
Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf
Questions and answers
- Who funds BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT?
- BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT (California) receives grants from 150 organizations whose IRS filings report $31,925,904 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($6,204,204). 79 of them have funded it in more than one year.
- How many funders does BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT have?
- IRS filings report 150 organizations giving $31,925,904 in grants to BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT, 79 of which have funded it in more than one year.
- Who is the largest funder of BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT?
- FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $6,204,204 in grants. The full list of funders is on this page.
- How can an organization like BUSINESSES UNITED IN INVESTING LENDING & DEVELOPMENT find more funders?
- Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.
Play a game about who funds Businesses United in Investing Lending & Development →
These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 150 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing