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Minnesota · Nonprofit

ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED

ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED (Minnesota) receives grants from 34 organizations whose IRS filings report $4,129,265 to it, the largest being HEARTH CONNECTION ($904,594). 22 of them have funded it in more than one year.

Revenue FY2025
$52M
Funders on record
34
Grants received
$4.1M
Net assets
$29M
22/34 repeat funderspeak grant-dependency 2%
01What it does

What Arrowhead Economic Opportunity Agency Incorporated does

Mission

Arrowhead Economic Opportunity Agency (AEOA) strengthens communities by providing opportunities for people experiencing social and economic challenges.

As stated on its FY2025 Form 990.

Programs

  1. Housing Services Mission: To build our communities by helping people meet their needs, have affordable, quality housing, and improve their quality of living. Our services are available in Cook, Lake, and St Louis Counties. The Housing Services provided include Energy Assistance, Single-Family Rehabilitation, Weatherization, Business Energy Retrofit, Downtown Business Rehabilitation.

    $9,516,693 spent$10,387,225 earned by the program
    23% of program spending
  2. Arrowhead Transit Mission: To provide affordable, safe, accessible public transportation and supports independent living and self-reliance. Services provided, public transportation which is handicap accessible, for the residents of ten counties in Minnesota, the counties are: Aitkin, Carlton, Chisago, Cook, Itasca, Isanti, Koochiching, Lake, Pine and St. Louis. We provide flexible and affordable routes in every county, including Dial-a-Ride in several cities. In addition to public transportation Arrowhead Transit coordinates a volunteer driver program to meet medical needs in Koochiching, Lake, Carlton, and St. Louis Counties

    $14,883,164 spent$21,075,357 earned by the program
    36% of program spending
  3. Senior & Nutrition Services Mission: To help individuals meet the demands of daily living, improve the quality of their lives, and gain access to nutritious food. Our services offered are: Bone Builder exercise classes, Farmers Markets EBT clerks, Grocery Delivery services, SNAP Outreach and application assistance, Medical Loan Closet, Tax Assistance, Volunteer Services (AmeriCorps Seniors Arrowhead RSVP and Arrowhead Volunteers, and nutrition services for seniors including frozen bundled meals, Meals on Wheels, and Senior dining sites.

    $3,295,804 spent$5,190,254 earned by the program
    8% of program spending
  4. Head Start Mission: To work with young children and families on healthy pre-natal and early childhood development, school readiness, and supporting their success in life. Some of the programs Arrowhead Head Start has are pre-school center based, pre-school home base, and Early Head Start Home based.

    $5,242,681 spent$6,330,901 earned by the program
    13% of program spending
  5. Employment and Training Mission: To enhance the employability and skills of individuals so that they may achieve their life goals. Some of the programs included are Adult Basic Education, Career Force, Divisionary Work Program, Dislocated Worker Program, Homeless Youth Services, Dislocated Worker Program, Minnesota Family Investment Program, Minnesota Family Resiliency Program, Senior Community Service Employment Program, SNAP Outreach and employment services supports, and YouthBuild.

    $3,694,124 spent$4,333,262 earned by the program
    9% of program spending
  6. Housing Resources Mission: To empower our communities by connecting people to programs that help them achieve their basic living needs, affordable housing, and improve their quality of living. Our services are available in Cook, Lake, and St Louis Counties. The Housing Resources provided include Emergency & Transitional Housing, Homeless Youth Housing, Homeownership Education & Financial Assistance, Homeless Prevention & Re-housing, Housing Support Services for Adults with Serious Mental Illness, MNSure Marketplace Assistance, and Permanent Supportive Housing.

    $4,984,772 spent$5,159,679 earned by the program
    12% of program spending

The 6 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $41,617,238.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($36M) Expenses 100 ($35M) Net assets 100 ($14M)2018 Revenue 104 ($37M) Expenses 101 ($35M) Net assets 145 ($20M)2019 Revenue 107 ($38M) Expenses 106 ($37M) Net assets 154 ($21M)2020 Revenue 96 ($34M) Expenses 100 ($35M) Net assets 148 ($20M)2021 Revenue 98 ($35M) Expenses 101 ($35M) Net assets 144 ($20M)2022 Revenue 109 ($39M) Expenses 110 ($39M) Net assets 148 ($20M)2023 Revenue 131 ($47M) Expenses 123 ($43M) Net assets 177 ($24M)2024 Revenue 139 ($50M) Expenses 134 ($47M) Net assets 199 ($27M)2025 Revenue 146 ($52M) Expenses 145 ($51M) Net assets 209 ($29M)
'17'18'19'20'21'22'23'24'25
Revenue (146)Expenses (145)Net assets (209)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2017 to 2018, from $30M to $33M (+10%).

$30M
$33M
$33M
$34M
$33M
$34M
$35M
$36M
$37M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 65% · 2018 72% · 2019 72% · 2020 75% · 2021 73% · 2022 75% · 2023 77% · 2024 76% · 2025 79%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 2 of the last 9 reported years ran a deficit.

$717k
’17
$1.8M
’18
$868k
’19
−$714k
’20
−$530k
’21
$587k
’22
$3.9M
’23
$2.7M
’24
$1.4M
’25
1.9
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Scott Zahorik

Executive Director

Board chair

Jeff Kletscher

Board Member-Chairperson

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2020 and FY2021 filings.

'17'18'19'20'21'22'23'24'25
Listed323641413637413840
Joined·+6+5+7+2+2+7+7+8
No longer listed·207713106
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 10 funders to 16 funders, grant income rose $360k → $835k.

8 of 34 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 7% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED’s funders (the co-funder graph). Top 30 of 34 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED has a broad base — no single funder exceeds 22% of grant income, and it takes 3 funders to reach half.

the vertical line marks half of all grant income — 3 funders to its left

72% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED.

22%
largest funder
57%
top three
~8
effective funders

Largest funder’s share by year: 2017 54% · 2018 66% · 2019 74% · 2020 31% · 2021 48% · 2022 37% · 2023 36% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

40% of ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED's funders are still giving 3 years after their first grant; 65% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

74% of ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED's grant income comes from Minnesota funders.

MN
OH
VA
MD
DE
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Minnesota out of state home

Funder states come from each funder’s own filing. $288k arriving through sponsors registered in 3 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Government funding ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $46.7M on record.

Federal$46.7M
grants $46.7Mcontracts $0
17
18
19
20
21
22
23
24
25
26
Top agencies
  • Department of Health and Human Services$41.0M
  • Department of Housing and Urban Development$3.4M
  • Corporation for National and Community Service$1.6M
  • Department of Labor$732k
  • Department of Agriculture$11k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Minnesota

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

81% of spending goes to programs.

Program 81%Management 19%Fundraising 0%

Governance

26
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED?
ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED (Minnesota) receives grants from 34 organizations whose IRS filings report $4,129,265 to it, the largest being HEARTH CONNECTION ($904,594). 22 of them have funded it in more than one year.
How many funders does ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED have?
IRS filings report 34 organizations giving $4,129,265 in grants to ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED, 22 of which have funded it in more than one year.
Who is the largest funder of ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED?
HEARTH CONNECTION is the largest funder on record, with $904,594 in grants. The full list of funders is on this page.
How can an organization like ARROWHEAD ECONOMIC OPPORTUNITY AGENCY INCORPORATED find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Minnesota. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Arrowhead Economic Opportunity Agency →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 34 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing