· Public charity
Monterra Community Fund
MONTERRA COMMUNITY FUND is a 501(c)(3) nonprofit fund created by monterra credit union to support our commitment to financial wellness in our community.
What you funded, over time
Every grant placed by its stated purpose and the recipient’s mission, by year — across FY2020–2024.
Where the money goes
Your grants by size, and where they go.
The 1 grants below total $17,000 — the rows itemised in this filing. The $61,968 headline is the total grant expense reported on the return, so the remaining $44,968 is giving the schedule does not break out: grants under the $5,000 itemisation floor, grants to individuals, and grants reported on other schedules. Every figure below describes the itemised rows only.
| Recipient | Amount |
|---|---|
| THRIVE ALLIANCE | $17,000 |
Do your dollars go where the need is?
Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.
Your human-services grants (FY20–22, $2.9M) land where the poverty rate runs at 8%, against an area that typically sits at 9%. 40% of those dollars go to grantees based in above-average-need neighborhoods. Your grants skew toward lower-need ZIPs.
Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.
US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.
Who you back again
Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.
And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +62% since the first grant, against +32% for the ones you funded once.
138 repeat relationships — 1 still active in FY2024, 137 since wound down.
How the two cohorts compare
Organizations
Total granted
Median revenue growth · since first grant
Still filing today
New vs renewed · share of each year
In FY2024, 100% of grant dollars renewed an existing relationship; $0 went to new ones.
Where new relationships form · theme of each grantee’s first grant
First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.
Backed again, and grew
- BGBOYS & GIRLS CLUBS OF THE PENINSULA3× · 2020–2022 · $1.2M · revenue +133%
- YMYOUNG MEN'S CHRISTIAN ASSOCIATION OF SAN FRANCISCO3× · 2020–2022 · $1.1M · revenue +28%
- FCFOOTSTEPS CHILD CARE INC2× · 2020–2022 · $251k · revenue +69%
Funded once
- NCNEWTON CENTER INCgraduatedone grant, 2021 · $359k · revenue +77%
- BSBELMONT-REDWOOD SHORES SCHOOL DISTRICTone grant, 2022 · $260k
- DCDALY CITY PENINSULA PARTNERSHIP COLLABORATIVEone grant, 2022 · $195k · revenue +19%
Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.
The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.
San mateo parents nursery school is a diverse community dedicated to fostering the learning and growth of children and adults. its goal is to create a loving, suppportive, empowering environment for children and their families.
San Francisco Arts and Science Academy (ASA) provides TK5 grade students with a strong foundation in the arts, language, math, and science, fostering creativity, curiosity, and character development. Our bilingual, hands-on curriculum…
Telegraph Hill Neighborhood Center's mission is to provide opportunities for the individuals and families in the North Beach, Chinatown,Fisherman's wharf and Mission Bay neighborhoods to enrich their quality of life.
By advocating for quality early care and education, empowering families with information and financial support, and building the capabilities of educators, Children's Council of San Francisco ensures that every child in San Francisco has…
To provide each student or participant with the access, skills, and opportunities needed to become successful and productive members of society, and to encourage them to have some fun along the way. The Organization offers support and…
PPS-SF's mission is to promote the fundamental value of public education and pursue the success of every public school by sharing knowledge, bridging communities, and informing policy.
Palo alto community child care (paccc) partners with parents and regional agencies to provide quality, professional and accessible childhood care, and education.
Kiddie Kampus is a cooperative, play-based preschool located in Alameda for children ages 2 years 9 months to 5 years old. We work together to create a nurturing, engaging preschool environment that prepares our children for kindergarten…
Achievekids schools provide individualized and multi-disciplinary programs that deliver special education, mental health, and family support services for students ages 5 to 22 who have complex and often severe developmental, emotional, and…
To deliver affordable, reliable, and safe child care in a nurturing environment, partnering with parents in the education and development of their children and serving the community as one family
Institute for Applied Tinkering IAT develops, practices and shares educational methods that challenge and support all children to engage deeply in their learning via real interests and real tools.
We help children discover a way of dealing with life that is realistic, comfortable, and satisfying. Self-confidence is nurtured as children learn to rely on themselves and each other. The noncompetitive environment is one that allows each…
For reference, the grantee most central to the portfolio’s shape is Mid-Peninsula Boys & Girls Club Inc and the most unlike its peers is Windrider Institute Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.
Your grantees are a median of 29 years old; the field is 17. You back the established end — and your money leans older still.
The field is 21% startups (under 5 years old) — 2% of your grantees by number, and just 0% of your money.
The orgs you fund almost never close — 0.3% lost their exemption, against 15% of the field you don’t fund.
Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.
133 grantees tracked through their own filings, 2017–2025.
Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.
Counted here: distinct organizations you funded across 2017–2025, not grant rows in a single year — so this will not match the grant count on the cover. 133 of the 1,309 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.
Where your money sits — by cause, then by grantee
Showing your 200 largest grantees by grant value.
Each org by its size and your share of it — top-left is where you’re load-bearing
Go grantee by grantee — a decade per org, and how each moved after you funded them
A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.
- Who funds BOYS & GIRLS CLUBS OF THE PENINSULA ↗
- Who funds YOUNG MEN'S CHRISTIAN ASSOCIATION OF SAN FRANCISCO ↗
- Who funds BOYS & GIRLS CLUBS NORTH SAN MATEO COUNTY ↗
- Who funds NEWTON CENTER INC ↗
- Who funds FOOTSTEPS CHILD CARE INC ↗
- Who funds EAST PALO ALTO TENNIS & TUTORING ↗
- Who funds DALY CITY PENINSULA PARTNERSHIP COLLABORATIVE ↗
- Who funds LIVE IN PEACE ↗
- Who funds Institute for Human & Social Development ↗
- Who funds RAVENSWOOD EDUCATION FOUNDATION ↗
- Who funds PENINSULA FAMILY SERVICE ↗
- Who funds SAN FRANCISCO FORTY-NINERS ACADEMY ↗
- Who funds PALCARE INC ↗
- Who funds Coastside Childrens Programs ↗
- Who funds ABILITYPATH ↗
- Who funds ST FRANCIS CENTER OF REDWOOD CITY ↗
- Who funds PENINSULA FAMILY CONNECTIONS ↗
- Who funds Redwood City Police Activities League Inc ↗
- Who funds CASA CIRCULO CULTURAL ↗
- Who funds PENINSULA JEWISH COMMUNITY CENTER ↗
- Who funds MID-PENINSULA BOYS & GIRLS CLUB INC ↗
- Who funds YOUNG MEN'S CHRISTIAN ASSOCIATION OF SILICON VALLEY ↗
The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.
Open a dossier: Atkinson Foundation · The Palo Alto Community Fund · Sand Hill Foundation · Second Harvest of Silicon Valley · Bothin Foundation · Woodlawn Foundation · The San Bruno Community Foundation · Community Foundation of San Carlos · The Sobrato Family Foundation · Sunlight Giving · Embarcadero Media Foundation · Touchpoint Foundation - Host
Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.
Government reliance of your grantees
Every dot is one organization Monterra Community Fund funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.
Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.
Warm introductions · Powered by PlinthPlus
How do I get to Monterra Community Fund?
Find your warmest path to Monterra Community Fund through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.
Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.