How much does Monterra Community Fund give?

Monterra Community Fund reported 1 itemized grants totaling $17,000, out of $61,968 in total grant expense reported on the return in its FY2024 IRS filing. It funded between 35 and 678 organizations a year over FY2020 to FY2023.

What does Monterra Community Fund fund?

By grant dollars over FY2020 to FY2024, its largest causes are Human Services (30%), Community Improvement (30%), Youth Development (13%).

Who are Monterra Community Fund's largest grantees?

By total granted over FY2020 to FY2024: Boys & Girls Clubs of the Peninsula ($1.2M), Young Men's Christian Association of San Francisco ($1.1M), Boys & Girls Clubs North San Mateo County ($459k).

Does Monterra Community Fund fund new organizations?

In FY2023, 91% of the organizations it funded were first-time grantees.

Which funders back the same organizations as Monterra Community Fund?

Its strongest co-funders, measured against what their size predicts, include Atkinson Foundation, The Palo Alto Community Fund, Sand Hill Foundation.

Where is Monterra Community Fund based?

Monterra Community Fund is based in CA.

Monterra Community Fund

Monterra Community Fund at a glance Mostly funded, not a grantmaker: see who funds it →

· Public charity

Monterra Community Fund

MONTERRA COMMUNITY FUND is a 501(c)(3) nonprofit fund created by monterra credit union to support our commitment to financial wellness in our community.

$62k

Granted FY2024still arriving

Grants FY2024still arriving

States reached

$17k

Largest

01What it funds

01100% classified

What it funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year, FY2020 to 2024.

Human Services$7.9MCommunity Improvement$7.9MYouth Development$3.4MEducation$2.7MFood & Nutrition$2.4MRecreation & Sports$1.0MHealth$452kArts & Culture$248kOther$0

02FY2024 · 1 grant

Where the money goes

Grants by size, and the largest recipients.

How this is measured

The 1 grants below total $17,000, the rows itemized in this filing. The $61,968 headline is the total grant expense on the return; the other $44,968 is giving the schedule does not break out (grants under the $5,000 itemization floor, grants to individuals, grants on other schedules). Every figure below describes the itemized rows only.

$17,000

Median grant

States reached

$411k

Total assets

Largest grants
Recipient	Amount
THRIVE ALLIANCE	$17,000

02The need

Does the money reach high-need areas?

Each grant placed by the hardship in its grantee’s ZIP, against the area’s typical level.

show:

Its human-services grants (FY20–22, $2.9M) land where the poverty rate runs at 8%, against an area that typically sits at 9%. 40% of those dollars go to grantees based in above-average-need neighborhoods. Its grants skew toward lower-need ZIPs.

grant to an above-average-need area below average· circle size = grant amount

How this is measured

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty line in the grantee’s ZIP, averaged from the tracts in that ZIP.

How this is measured

US grants placed by each grantee’s ZIP, which can differ from where services are delivered. Need from public data (U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA), shown as context about the area, never attributed to the funder’s giving.

03Its grantees

repeat funding

Who it funds again

Organizations funded in more than one year, against those funded once.

40%of every dollar goes to organizations it has funded before.

$11M · 138 repeat orgs$16M to everyone else

Grantees it renews have grown median revenue +62% since the first grant, against +35% for those funded once.

138 repeat relationships: 1 still active in FY2024, 137 since wound down.

How the two cohorts compare

Re-uppedFunded once

Organizations

138

1168

Total granted

$11M

$16M

Median revenue growth · since first grant

+62%

+35%

Still filing today

17%

New vs renewed · share of each year

In FY2024, 100% of grant dollars renewed an existing relationship; $0 went to new ones.

RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

Human ServicesEducationArts & CultureHealthYouth DevelopmentFood & NutritionOther

How this is measured

First-time means a grantee’s first year in the filing window; renewed means funded in an earlier year too. The renewed share climbs naturally as a portfolio matures, so the signal is a year that bucks it (a wave of new grantees). The earliest year is left-censored: relationships that predate the data read as new. Theme is the grantee’s IRS cause.

Backed again, and grew

BG
BOYS & GIRLS CLUBS OF THE PENINSULA
3× · 2020–2022 · $1.2M · revenue +133%
YM
YOUNG MEN'S CHRISTIAN ASSOCIATION OF SAN FRANCISCO
3× · 2020–2022 · $1.1M · revenue +28%
FC
FOOTSTEPS CHILD CARE INC
2× · 2020–2022 · $251k · revenue +69%

Funded once

NC
NEWTON CENTER INCgraduated
one grant, 2021 · $359k · revenue +77%
BS
BELMONT-REDWOOD SHORES SCHOOL DISTRICT
one grant, 2022 · $260k
DC
DALY CITY PENINSULA PARTNERSHIP COLLABORATIVE
one grant, 2022 · $195k · revenue +19%

How this is measured

Repeat means funded in two or more distinct years. Growth and survival are read from each grantee’s own subsequent IRS filings.

04Its field

Closest unfunded matches

The nonprofits that most resemble its grantees but are not funded by it, scored along the direction from the rest of the field toward the portfolio. A resemblance in what they say they do, not a recommendation.

San Mateo Parents Nursery School

San mateo parents nursery school is a diverse community dedicated to fostering the learning and growth of children and adults. its goal is to create a loving, suppportive, empowering environment for children and their families.

—

San Francisco High School of the Arts

San Francisco Arts and Science Academy (ASA) provides TK5 grade students with a strong foundation in the arts, language, math, and science, fostering creativity, curiosity, and character development. Our bilingual, hands-on curriculum…

Education

Telegraph Hill Neighborhood Association

Telegraph Hill Neighborhood Center's mission is to provide opportunities for the individuals and families in the North Beach, Chinatown,Fisherman's wharf and Mission Bay neighborhoods to enrich their quality of life.

Community Improvement

Children's Council of San Francisco

By advocating for quality early care and education, empowering families with information and financial support, and building the capabilities of educators, Children's Council of San Francisco ensures that every child in San Francisco has…

Human Services

Ala Costa Centers a Program for Developmentally Disabled

To provide each student or participant with the access, skills, and opportunities needed to become successful and productive members of society, and to encourage them to have some fun along the way. The Organization offers support and…

—

Parents for Public Schools of San Francisco

PPS-SF's mission is to promote the fundamental value of public education and pursue the success of every public school by sharing knowledge, bridging communities, and informing policy.

—

Palo Alto Community Child Care

Palo alto community child care (paccc) partners with parents and regional agencies to provide quality, professional and accessible childhood care, and education.

Human Services

Kiddie Kampus Cooperative Play School Inc

Kiddie Kampus is a cooperative, play-based preschool located in Alameda for children ages 2 years 9 months to 5 years old. We work together to create a nurturing, engaging preschool environment that prepares our children for kindergarten…

—

Achievekids

Achievekids schools provide individualized and multi-disciplinary programs that deliver special education, mental health, and family support services for students ages 5 to 22 who have complex and often severe developmental, emotional, and…

Education

Novato Parents Nursery School Inc

To deliver affordable, reliable, and safe child care in a nurturing environment, partnering with parents in the education and development of their children and serving the community as one family

Education

Institute for Applied Tinkering

Institute for Applied Tinkering IAT develops, practices and shares educational methods that challenge and support all children to engage deeply in their learning via real interests and real tools.

Youth Development

Linda Vista Children's Center

We help children discover a way of dealing with life that is realistic, comfortable, and satisfying. Self-confidence is nurtured as children learn to rely on themselves and each other. The noncompetitive environment is one that allows each…

—

How this is measured

The grantee most central to the portfolio’s shape is Mid-Peninsula Boys & Girls Club Inc; the most unlike its peers is Windrider Institute Inc. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

04the grantee network

133 grantees tracked through their own filings, 2017–2025.

Each grant beside the grantee’s revenue from every source, year by year.

How this is measured

Counted here: distinct organizations funded across 2017 to 2025, not grant rows in a single year, so this will not match the grant count on the cover. 133 of the 1,309 grantees resolved in that span have returns of their own we could reconcile.

Each grantee is resolved to its own IRS returns. Association, dated; never a causal claim.

Load-bearing (≥25% of a budget)

Early backer (in before they grew)

130/133

Grantees still filing

100/133

Grew since first funded

Where the money sits, by cause and then by grantee

Other$8,782,790Human Services$2,766,230Youth Development$1,951,735Education$1,050,723Recreation & Sports$195,040Arts & Culture$190,000Health$179,997

Showing the 200 largest grantees by grant value.

Each grantee by its size and the funder’s share of it; top left is load-bearing

Grantee by grantee: a decade per organization, before and after funding

A decade per grantee: revenue shaded, grants as bars, all rows on one timeline.

Co-funders

Grantmakers whose grantees overlap with this funder’s far more than size alone predicts. Closer means stronger alignment; arcs show where they also fund each other. Here they form a tightly interlocked group: most of these funders back each other's grantees too.

Atkinson FoundationCA86.6× affinity64 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Atkinson Foundation · The Palo Alto Community Fund · Sand Hill Foundation · Second Harvest of Silicon Valley · Bothin Foundation · Woodlawn Foundation · The San Bruno Community Foundation · Community Foundation of San Carlos · The Sobrato Family Foundation · Sunlight Giving · Embarcadero Media Foundation · Touchpoint Foundation - Host

How this is measured

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. Overlap is association, not proof of shared intent.

How much its grantees rely on government

Each dot is one organization Monterra Community Fund funds: left to right is the share of its income from government, bottom to top the share from Monterra Community Fund. Bigger dots raise more.

2024

’20’21’22’23’24’25

no gov moneyreceives it· size = income

0get no government money at all

35report government grants on their 990 we could not trace to a source (not plotted)

0rely on government for over half their income

⤢ axis zoomed · 0–90%

typical government reliance, FY20–25

How this is measured

Government income is each org’s traced federal awards (USASpending grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that a grant caused the public funding. Coverage is precision-first, a floor rather than a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12 to 24 months.

05Through Plinth

Warm introductions · Powered by PlinthPlus

How do I get to Monterra Community Fund?

Find your warmest path to Monterra Community Fund through trustees and officers whose names appear on both boards. Search for your organization and Plinth traces the shortest route it can evidence.

Each link is a name appearing on two organizations’ public IRS 990 filings, matched on that name and, where the filings support it, on location. A same-state match has geographic support, which is a second matching feature rather than confirmation that the two are one person; a cross-state one is the likeliest to be two people who share a name. Every hop shows its tier, low-confidence and distant paths are held back rather than guessed, and it is worth confirming the person before you use the introduction.

Play a game based on Monterra’s filings →

More from the funding graph

The unnamed billions

grants reported with no recipient in the public record

The regranting layer

51% of grant dollars land in the regranting layer

The DAF merry-go-round

$9.7B circulates between donor-advised funds

The endowment market

who holds foundation money, and what just moved

The camps

funders cluster by geography, not ideology

By state

where grant money is based, and what stays home