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California · Nonprofit

PENINSULA FAMILY SERVICE

PENINSULA FAMILY SERVICE (California) receives grants from 76 organizations whose IRS filings report $22,052,117 to it, the largest being NATIONAL COUNCIL ON AGING INC ($9,567,633). 51 of them have funded it in more than one year.

Revenue FY2025
$26M
Funders on record
76
Grants received
$22M
Net assets
$12M
51/76 repeat funderspeak grant-dependency 21%
01What it does

What Peninsula Family Service does

Mission

Peninsula Family Service provides comprehensive services that support individuals and families at various stages of life. Founded in 1950, pfs has served our community for 76 years, providing innovative, professionally-led, locally targeted (continued on schedule o)solutions to secure the wellness and stability of our neighbors. We provide these services in four priority program areas: early learning, older adult services, employment services and financial empowerment.

As stated on its FY2025 Form 990.

Programs

  1. Early learning program our eight child development centers provide children (six weeks to five years old) from low-income and poverty-level families, including those who experience homelessness, with a safe, nurturing environment where they can learn, socialize, and thrive. We fuel that growth by providing nutritious meals - a healthy morning and afternoon snack, and lunch. The earliest years of infancy to preschool form a critical growth stage when more than 90 percent of brain development occurs. To achieve our goal of securing opportunity for every child in our community, we concentrate our early learning efforts on the neighborhoods and populations that need it most. (continued on schedule o)therapeutic interventions - we are known for excellence in assessment and customized, targeted interventions for our children who have experienced trauma.serving children experiencing homelessness - two of our early learning centers are dedicated to children living in transitional or emergency housing.high quality curriculum - we provide high-quality early learning curriculum taught in each of our early learning classrooms for all ages of our children: infants, toddlers, and…

    $15,406,385 spent$44,587 earned by the program
    82% of program spending
  2. Older adult serviceswe open doors to independence, wellness, and engagement for older adults. We change lives by providing opportunities for older individuals in our community to connect and thrive.peer counseling - trained volunteer counselors offer one-on-one or group support and companionship to diverse community members (aged 55+). The program offers services in english, mandarin, spanish, tagalog, and to our lgbtq+ community.(continued on schedule o)fair oaks adult activity center - the center offers many programs and services that empower older adults to improve their health, social lives, and personal fulfillment. Participants have access to a variety of group social activities, fitness classes, health screenings, information, and assistance. They may also share a nutritious lunch each day, as well as take home groceries and vegetables from the garden.technology-based support - help@hand is a dynamic program that provides technology education for older adults in san mateo county. "get-appy technology workshops" consist of six consecutive workshops held once a week for 1.5 hours. This includes 30 minutes of miscellaneous tech support for participants as well as a one-hour…

    $2,782,782 spent$3,281 earned by the program
    15% of program spending
  3. Financial empowermentwe open doors to financial education, services, and tools. We change lives by empowering individuals to take control of their financial futures.financial education - financial workshops educate participants on budgeting, spending habits, and credit building. All participants must successfully complete these workshops before receiving additional support or tools.accessible loans - after completing financial education, we provide people with the tools to rebuild their financial futures. This includes offering accessible auto loan options, to those who qualify to pay but have low credit scores, such as the driveforward (and driveforward electric) vehicle loan program which enables the purchase of a quality used vehicle.banking alternatives - individuals who do not have access to traditional banking services can access tools to rebuild their credit, such as zero-interest social loans (lending circles). In addition, we offer a low-cost money management tool, a visa prepaid debit card, to help individuals who do not have access to bank checking accounts.youth financial workshop series - these workshops empower teens to navigate the complex financial landscape of…

    $475,268 spent$90,646 earned by the program
    3% of program spending
  4. Employment serviceswe open doors to financial stability. Peninsula Family Service is a leading organization in employment for adults age 50+ with two unique programs.the senior community service employment program (scsep) program assists adults age 55+ living in san mateo county in their search for employment by providing guidance, direction, resources, paid classroom training, job match up, and placement.the mature worker program is for adults age 50+ living in santa clara county in collaboration with novaworks. Participants learn age-neutral resume writing and interview strategies, have opportunities to network, and attend specialized workshops.

    $139,059 spent
    1% of program spending

The 4 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $18,803,494.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($13M) Expenses 100 ($13M) Net assets 100 ($7.5M)2018 Revenue 103 ($13M) Expenses 105 ($13M) Net assets 101 ($7.6M)2019 Revenue 106 ($14M) Expenses 107 ($14M) Net assets 98 ($7.4M)2020 Revenue 110 ($14M) Expenses 108 ($14M) Net assets 99 ($7.4M)2021 Revenue 127 ($16M) Expenses 124 ($16M) Net assets 108 ($8.1M)2022 Revenue 136 ($17M) Expenses 132 ($17M) Net assets 108 ($8.1M)2023 Revenue 156 ($20M) Expenses 152 ($20M) Net assets 114 ($8.5M)2024 Revenue 182 ($23M) Expenses 178 ($23M) Net assets 120 ($9.0M)2025 Revenue 204 ($26M) Expenses 184 ($24M) Net assets 154 ($12M)
'17'18'19'20'21'22'23'24'25
Revenue (204)Expenses (184)Net assets (154)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $13M to $15M (+19%).

$9.2M
$9.1M
$9.0M
$10M
$10M
$11M
$13M
$13M
$15M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 81% · 2018 79% · 2019 77% · 2020 76% · 2021 73% · 2022 73% · 2023 78% · 2024 82% · 2025 75%. Grants only. Government contracts and fees sit inside program revenue.

89% of PENINSULA FAMILY SERVICE’s revenue is contributions — more donation-reliant than the typical peer (21% for the typical peer).

This organization
Typical peer · 3,400 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 3 of the last 9 reported years ran a deficit.

−$107k
’17
−$266k
’18
−$217k
’19
$132k
’20
$329k
’21
$333k
’22
$347k
’23
$333k
’24
$2.4M
’25
0.6
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Heather Cleary

Chief executive officer

Board chair

Lisa Kearns

Chair

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed252729323029212524
Joined·+7+2+9+5+12+1+4+5
No longer listed·506713906
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 28 funders to 32 funders, grant income rose $1.9M → $2.8M.

19 of 76 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 33% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of PENINSULA FAMILY SERVICE’s funders (the co-funder graph). Top 30 of 76 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

PENINSULA FAMILY SERVICE leans on a few funders — its largest provides 43% of grant income and the top three 65%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

82% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund PENINSULA FAMILY SERVICE.

43%
largest funder
65%
top three
~4
effective funders

Largest funder’s share by year: 2017 61% · 2018 61% · 2019 46% · 2020 40% · 2021 46% · 2022 32% · 2023 44% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

58% of PENINSULA FAMILY SERVICE's funders are still giving 3 years after their first grant; 67% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

PENINSULA FAMILY SERVICE draws 70% of its grant income from funders outside California, across 14 states in all.

WA
IL
WI
NY
IN
PA
NJ
CA
CO
MO
VA
AZ
NC
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
California out of state home

Funder states come from each funder’s own filing. $7.3M arriving through sponsors registered in 10 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

PENINSULA FAMILY SERVICE runs a healthier operating margin than half of the 2,297 human services nonprofits its size.

Operating margin9% · above the median
Months of reserve0.6mo · bottom quartile
Revenue growth (annualized)9% · above the median

this organization peer median middle 50% of peers· 2,297 human services nonprofits $10M–$100M, FY2025

Government funding PENINSULA FAMILY SERVICE receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $14.2M on record.

Federal$14.2M
grants $14.2Mcontracts $0
17
18
19
20
21
22
23
24
25
26
Top agencies
  • Department of Health and Human Services$13.2M
  • Department of Housing and Urban Development$1.0M

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like PENINSULA FAMILY SERVICE

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In California

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

80% of spending goes to programs.

Program 80%Management 10%Fundraising 10%

Governance

12
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

99%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

CA

Part of a family of 4 related entities

  • Drive Forward LLC · disregarded
  • Hillsborough Auxiliary to Peninsula Family Service · exempt
  • Foothill Auxiliary to Peninsula Family Service · exempt
  • Red-Car-Bel Auxiliary Inc · exempt

Screen this organization

A dated, signed PDF of the compliance screen for PENINSULA FAMILY SERVICE: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds PENINSULA FAMILY SERVICE?
PENINSULA FAMILY SERVICE (California) receives grants from 76 organizations whose IRS filings report $22,052,117 to it, the largest being NATIONAL COUNCIL ON AGING INC ($9,567,633). 51 of them have funded it in more than one year.
How many funders does PENINSULA FAMILY SERVICE have?
IRS filings report 76 organizations giving $22,052,117 in grants to PENINSULA FAMILY SERVICE, 51 of which have funded it in more than one year.
Who is the largest funder of PENINSULA FAMILY SERVICE?
NATIONAL COUNCIL ON AGING INC is the largest funder on record, with $9,567,633 in grants. The full list of funders is on this page.
How can an organization like PENINSULA FAMILY SERVICE find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in California. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Peninsula Family Service →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 76 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing