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Plinth

· Public charity

Community Reinvestment Fund Inc

To expand economic opportunity for small businesses and communities by reimagining the way capital and resources flow.

$350k
Granted FY2025still arriving
49
Grants FY2025still arriving
8
States reached
$60k
Largest
01What you fund
01100% classified

What you funded, over time

Every grant placed by its stated purpose and the recipient’s mission, by year — across FY20202025.

Community Improvement$4.5MHuman Services$327kFood & Nutrition$191kYouth Development$171kArts & Culture$127kScience & Tech$55kAnimals$50kEmployment$50kOther$0
02FY2025 · 49 grants

Where the money goes

Your grants by size, and where they go.

By grant size · FY2025

  • Under $10k47 grants · $250k
  • $10k–50k1 grant · $40k
  • $50k–250k1 grant · $60k
$5,300
Median grant
8
States reached
$199M
Total assets
Largest grants
RecipientAmount
ASCENDUS INC$60,000
ECONOMIC AND COMMUNITY DEVELOPMENT INSTITUTE$40,000
THE COUNTRY MEAT CO MARKETPLACE LLC$6,200
ROCKIN ROBYNS TAKEOUT AND DELIVERY LLC$5,300
CORY GHETTO BURGER LLC$5,300
PAINTING IN THE TRAP LLC$5,300
DULCE DREAMS CAFE LLC$5,300
ENVYY HAIR AND BEAUTY LLC$5,300
SWEETS & MEATS LLC$5,300
BLAK KOFFEE INTERNET CAFE LLC$5,300
HARRIET BARNWELL$5,300
THE INDI GROUP LLC$5,300
BRUNCH AND SOUL FOOD LLC$5,300
THE VEGAN CLUB LLC$5,300
AFRICAN FOOD PALACE$5,300
02The need
03

Do your dollars go where the need is?

Each grant placed by the hardship in its grantee’s ZIP, then read against the area’s typical level.

show:

Your human-services grants (FY21–24, $239k) land where the poverty rate runs at 15%, against an area that typically sits at 12%. 85% of those dollars go to grantees based in above-average-need neighborhoods. Most of your grants land in higher-need ZIPs.

area typical 12%OPPORTUNITY RESOURCE FUND: $167k → 16%THE NATURAL CAPITAL INVESTMENT FUND INC: $35k → 9%ACCOMPANY CAPITAL INC: $19k → 17%ACCOMPANY CAPITAL INC: $19k → 17%0%20%40%50%more need →
grant to an above-average-need area below average· circle size = grant amount

Matched: human-services grants are those whose grantee’s IRS cause code is Human Services. Placed by people below the poverty linein the grantee’s ZIP, averaged from the tracts in that ZIP; grantee ZIP can differ from where services are delivered.

Which US states your grants reach

MN
IL
MI
NY
IN
OH
KY
WV
AR
TN
NC
GA
TX
FL

US grants placed by each grantee’s ZIP, which can differ from where services are actually delivered. Need from public data — U.S. Census/ACS, CDC PLACES, Eviction Lab, USDA — shown as context about the area, never attributed to your giving.

03Your edge
repeat funding

Who you back again

Which organizations you funded more than once, and which you funded a single time. Each grantee is matched to its own filings.

9%of every dollar goes to organizations you’ve funded before.
$530k · 9 repeat orgs$5.1M to everyone else

And the relationships you keep tend to grow: grantees you re-up on have seen median revenue of +39% since the first grant, against +10% for the ones you funded once.

9 repeat relationships — 1 still active in FY2025, 8 since wound down; 48 grantees were first funded in FY2025 (too recent to call).

How the two cohorts compare

Re-uppedFunded once

Organizations

9
32

Total granted

$530k
$4.8M

Median revenue growth · since first grant

+39%
+10%

Still filing today

78%
50%

New vs renewed · share of each year

In FY2025, 17% of grant dollars renewed an existing relationship; $290k went to new ones.

50%100%’20’21’22’23’24’25
RenewedFirst-time

Where new relationships form · theme of each grantee’s first grant

’20’21’22’23’24’25
Community ImprovementHuman ServicesEmploymentHousing & ShelterOther

First-time = a grantee’s first year in your filing window; renewed = funded in an earlier year too. As a portfolio matures the renewed share naturally climbs — once funded, an org stays “renewable” — so the signal is the years that buck it (a new-grantee intake wave). The earliest year is left-censored: relationships that predate the data read as “new.” Theme is the grantee’s IRS cause.

Backed again, and grew

  • TF
    TRUFUND FINANCIAL SERVICES INC
    3× · 2021–2024 · $73k · revenue +265%
  • BC
    BOC CAPITAL CORP
    2× · 2023–2024 · $38k · revenue +39%
  • NL
    NYBDC LOCAL DEVELOPMENT CORPORATION
    2× · 2023–2024 · $38k · revenue +6%

Funded once

  • LOCAL INITIATIVES SUPPORT CORPORATION
    one grant, 2021 · $3.0M · revenue +6%
  • INVEST DETROIT FOUNDATION
    one grant, 2023 · $264k · revenue +10%
  • DD
    Detroit Development Fund
    one grant, 2023 · $167k · revenue +18%

Repeat = funded in two or more distinct years; growth and survival are read from each grantee’s own subsequent IRS filings.

04Your field

The map has a center of gravity: the average direction from the rest of the sector toward the organizations the foundation funds — the shape of its giving. Scoring every nonprofit along that direction surfaces the ones that look most like the portfolio. These are the closest matchesthat aren’t grantees — a resemblance in what they say they do, not a recommendation.

1
African Development Center

Grow businesses, build wealth and increase reinvestement in the african communities of minnesota

Human Services
2
Edc Loan Corporation

Provide loans to qualified businesses in the corporation's targeted area.

3
First Community Capital Inc

First Community Capital, Inc. (FCCI) is a certified Community Development Financial Institution (CDFI) dedicated to expanding access to affordable capital and technical assistance for small businesses and individuals, with a focus on low-…

Employment
4
Washington Area Community Investment Fund Inc

The washington area community investment fund (wacif) is a nonprofit community loan fund focused on increasing equity and economic opportunity in the washington, dc area's underserved communities. wacif's mission is driven by three…

5
Racine County Economic Development Corporation

To provide economic development services including business recruitment, expansion, business financing, community and workforce development.

Human Services
6
Union County Economic Development Corp

Promote & develop economic growth in new jersey by providing financial and technical assistance to small businesses.

Community Improvement
7
Community Loan Fund of the Capital Region Inc

Community development financial institution that links socially concerned investors with community needs by making affordable housing, community and economic development loans to nonprofit orgs, small businesses and low/moderate income…

Housing & Shelter
8
Business Consortium Fund Inc

The business consortium fund, inc. (bcf) promotes economic development by providing responsible financing, business advisory services, and access to capital for small businesses that have limited access to traditional sources of credit,…

9
The Enterprise Center Capital Corporation

The enterprise center capital corporation's mission is to provide debt and equity capital that businesses need to start, grow and succeed.

10
Small Business Empowerment Fund Cdfi

A community development financial institution or community development finance institution - abbreviated in both cases to CDFI - is a financial institution that provides credit and financial services to underserved markets and populations,…

Community Improvement
11
Brooklyn Alliance Capital Inc

The brooklyn alliance capital, inc. is a micro-loan institution and provides loans to small businesses (specifically immigrant and minority owned).

Public Benefit
12
Bdc Community Capital Corporation

Promoting community development by providing access to credit, capital, and financial services to minority-owned businesses and to businesses that impact low to moderate income employment opportunities throughout new england.

Community Improvement

For reference, the grantee most central to the portfolio’s shape is Peoplefund and the most unlike its peers is Northeast Minneapolis Tool Library. Resemblance is measured on each organization’s own IRS 990 mission text; it reflects how work is described, not its quality or impact.

For each theme you fund, this compares how the sector’s money is shifting with how your own giving is shifting.

← shrinkinggrowing →↓ leaning in → pulling backsteadyCommunity FoundationsPolicy Research and AdvocacyWomen & Girls Leadership De…Immigrant Worker SupportAffordable Housing Developm…Community Foundations
the sector your giving your giving is ahead of the sector the sector’s ahead of you· dot size = how much the theme matters to each side
Ordered by the change in your giving — leaning in on top, pulling back at the bottom. The bar between the two dots is how out of step you are with the sector. Hover any row for detail.

Sector change and giving change are each shown relative to their own range, growing (right) or shrinking (left); both normalized, so inflation isn’t mistaken for growth.

Your grantees are a median of 25 years old; the field is 18. You back the established end — and your money leans older still.

THE FIELDby orgYOUR GRANTEESby number19%0%<5yr14%7%5–10yr20%17%10–20yr19%59%20–35yr13%17%35–55yr16%0%55yr+
THE FIELDby orgYOUR MONEYby value19%0%<5yr14%0%5–10yr20%9%10–20yr19%21%20–35yr13%70%35–55yr16%0%55yr+

The field is 19% startups (under 5 years old) — 0% of your grantees by number, and just 0% of your money.

Closures · last 5 years

The orgs you fund almost never close 0.0% lost their exemption, against 10% of the field you don’t fund.

orgs you fund
0.0%0/94
the rest of the field
10%
11,858/120,666

Age = years since IRS exemption (a founding proxy). “Closed” = auto-revocation for 3 years of non-filing — a floor on closure, not proof, and bigger established orgs lapse least. Association, not causation.

04the grantee network

28 grantees tracked through their own filings, 2017–2025.

Each one resolved to its own IRS returns and tracked year by year — your grant beside their revenue from every source. Association, dated; never a causal claim.

Counted here: distinct organizations you funded across 20172025, not grant rows in a single year — so this will not match the grant count on the cover. 28 of the 89 grantees resolved in that span have returns of their own we could reconcile; the rest are funded organizations whose filings we could not track year by year.

0
Load-bearing (≥25% of a budget)
6
Early backer (in before they grew)
28/28
Grantees still filing
18/28
Grew since you first funded

Where your money sits — by cause, then by grantee

LOCAL INITIATIVES SUPPORT CORPORATION — $3,000,000 · Community ImprovementLOCAL INITIATIVES SUPPORT CORPORATIONINVEST DETROIT FOUNDATION — $263,656 · Community ImprovementINVEST DETROIT FOUNDATIONDetroit Development Fund — $166,667 · Community Improvement+12 more — $547,500 · Community Improvement+12 moreNDC HOUSING AND ECONOMIC DEVELOPMENT CORPORATION — $72,500 · OtherNDC HOUSING AND ECONOMIC D…TRI-CONSTRUCTION INC — $50,000 · OtherMHK LLC — $50,000 · OtherHAWKEYE SERVICES INC — $50,000 · OtherOLUS CENTER LLC — $50,000 · OtherEASTLAKE CRAFT BREWERY LLC — $50,000 · OtherAGELGILE ETHIOPIAN RESTURANT — $50,000 · OtherMEREDITH MODEL & TALENT AGENCY LLC — $50,000 · OtherHINCKLEY COLLISION CENTER LLC — $50,000 · OtherDELANO LANES & ENTERTAINMENT — $50,000 · OtherTHE BUTTERED TIN LLC — $50,000 · OtherSIDEWALK DOG INC — $50,000 · OtherCFPA DEVELOPMENT PROJECT LLC — $50,000 · OtherMANANA RESTAURANT 2 LLC — $50,000 · OtherLILI-NICK INC — $50,000 · OtherME AND I LLC — $50,000 · OtherNOCHALLENGE TECHNOLOGY LLC — $50,000 · Other+52 more — $435,000 · Other+52 moreOpportunity Resource Fund — $166,667 · Human ServicesACCOMPANY CAPITAL INC — $37,500 · Human ServicesPARTNER COMMUNITY CAPITAL INC — $35,000 · Human ServicesLatino Economic Development Center — $50,000 · Housing & ShelterSOUTHEAST COMMUNITY CAPITAL CORPORATION D/B/A PATHWAY LENDING — $35,000 · Employment
Community Improvement$3,977,823Other$1,307,500Human Services$239,167Housing & Shelter$50,000Employment$35,000

Each org by its size and your share of it — top-left is where you’re load-bearing

25%50%75%100%$10M$100Mgrantee revenue →↑ your share of their budgetLOCAL INITIATIVES SUPPORT CORPORATION — $3,000,000 over 1y, 0.9% of budgetINVEST DETROIT FOUNDATION — $263,656 over 1y, 0.9% of budgetDetroit Development Fund — $166,667 over 1y, 4.0% of budgetOpportunity Resource Fund — $166,667 over 1y, 5.1% of budgetASCENDUS INC — $132,500 over 4y, 0.2% of budgetTRUFUND FINANCIAL SERVICES INC — $72,500 over 3y, 0.2% of budgetLake Street Council — $65,000 over 2y, 1.0% of budgetWEST BROADWAY BUSINESS AND AREA COALITION — $50,000 over 1y, 0.9% of budgetLatino Economic Development Center — $50,000 over 1y, 0.4% of budgetECONOMIC AND COMMUNITY DEVELOPMENT INSTITUTE — $40,000 over 1y, 0.2% of budgetBOC CAPITAL CORP — $37,500 over 2y, 0.4% of budgetNYBDC LOCAL DEVELOPMENT CORPORATION — $37,500 over 2y, 0.2% of budgetACCOMPANY CAPITAL INC — $37,500 over 2y, 0.5% of budgetRENAISSANCE ECONOMIC DEVELOPMENT CORPORATION — $37,500 over 2y, 0.5% of budgetSOUTHEAST COMMUNITY CAPITAL CORPORATION D/B/A PATHWAY LENDING — $35,000 over 1y, 0.2% of budgetCOMMUNITIES UNLIMITED INC — $35,000 over 1y, 0.3% of budgetPEOPLEFUND — $35,000 over 1y, 0.2% of budgetACCESS TO CAPITAL FOR ENTREPRENEURS INC — $35,000 over 1y, 0.3% of budgetBLACK BUSINESS INVESTMENT FUND INC — $35,000 over 1y, 0.3% of budgetPARTNER COMMUNITY CAPITAL INC — $35,000 over 1y, 0.4% of budgetLIFTFUND INC — $35,000 over 1y, 0.1% of budgetSOUTHERN BANCORP CAPITAL PARTNERS — $35,000 over 1y, 0.6% of budgetWESTERN RESERVE COMMUNITY FUND INC — $7,500 over 1y, 0.5% of budgetThe Banyan Foundation — $5,000 over 1y, 0.2% of budget
Go grantee by grantee — a decade per org, and how each moved after you funded them

A decade per grantee — revenue shaded, your grants as bars, all rows on one timeline.

The grantmakers whose grantees overlap with yours far more than size alone predicts. Each orbits closer the stronger the alignment; the arcs between them show where they also fund each other. Here it reads as a tightly interlocked camp — most of these funders back each other's grantees too.

Opportunity Finance NetworkDC41.3× affinity18 shared granteesties to 11 of 11Hover any node to trace its alignments.Compare side by side →

Open a dossier: Opportunity Finance Network · Citi Foundation · Mufg Union Bank Foundation Ag · Peoplefund · Regions Foundation · National Association for Latino Community Asset Builders · The Winston-Salem Foundation · Great Rivers Community Trust · Appalachian Community Capital Corporation · The Goldman Sachs Foundation · Wells Fargo Foundation · Workforce Development Corporation

Affinity is a Gamma-Poisson posterior co-funding rate, re-centered on the typical rate, so thin evidence shrinks toward no signal. A research starting point: overlap is association, not proof of shared intent.

Government reliance of your grantees

Every dot is one organization Community Reinvestment Fund Inc funds. Left–right is the share of its income from government; up–down is the share from you. Bigger dots raise more. Filter to federal or a single department — and drag the year to watch it move.

2024
202122232425
no gov · 00%1%3%6%10%your share of their income ↑0%25%50%75%100%share of the org’s income from governmentmedian 9%
  • Black Business Investment Fund Inc9% of income from government
no gov moneyreceives it· size = income
0get no government money at all
5report government grants on their 990 we could not trace to a source (not plotted)
0rely on government for over half their income
typical government reliance, FY2025

Government income is each org’s traced federal awards (USASpending — grants and contracts) plus state payments (open checkbooks) as a share of its total revenue (IRS Form 990); the self-reported government-grant line (990 line 1e) is carried for cross-check: a grantee that reports government grants we could not trace to a source is left off the chart rather than shown as receiving none. An association, not a claim that your grant caused the public funding. Coverage is precision-first — a floor, not a census; state records exist for 9 states, so a grantee outside them shows no state figure (dimmed) rather than a false zero. Federal award amounts are obligations, which can span years, so a single-year share is indicative. 990 filings lag 12–24 months.

On method. Every financial figure here is read directly from IRS e-file XML — your own 990/990-PF and the multi-year returns of the 89 grantees we resolved across every year we hold, several hundred filings in all (a different count from the grant rows on the cover, which are one fiscal year)— each linked to its source. Grantee achievements and outcomes are each organization’s own program-service reporting (Form 990, Part III); we read these as association with sustained funding — the foundation is one of several forces — suppress low-confidence name matches rather than guess, and say so where a figure rests on a single grant or filing. Not everything on this page is a filed figure, and the difference matters. Filed is what you reported on your return. Official is another government record about an organization, such as a federal award or a charity register, joined by name where no shared identifier exists. Resolved is an identity we worked out where the filing named a recipient without an EIN, kept only above a measured confidence threshold. Computed is arithmetic over those, like themes, portfolio clusters and co-funder strength. Context is a statistic about a place rather than about an organization, which is what the need overlay is: it describes the area a grantee’s address sits in, not where its work lands. Inferred is drawn by a model from text, like the partnerships read out of public news and organization websites. Each is labeled where it appears. How we build these →

Generated from your IRS Form 990 e-file return for fiscal year 2025, released 2025. Filings run roughly 12–24 months behind; figures are dated accordingly.

Source object · view filing

More from the funding graph