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Washington · Nonprofit

NORTHWEST NATIVE DEVELOPMENT FUND

NORTHWEST NATIVE DEVELOPMENT FUND (Washington) receives grants from 12 organizations whose IRS filings report $5,442,777 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($2,000,000). 7 of them have funded it in more than one year.

Revenue FY2024
$5.2M
Funders on record
12
Grants received
$5.4M
Net assets
$13M
7/12 repeat funderspeak grant-dependency 26%
01What it does

What Northwest Native Development Fund does

Mission

The organization seeks to foster economic and financial independence for native people by assisting in the development of personal assets through financial and entrepreneurial education as well as providing access to capital through creative lending products.

As stated on its FY2024 Form 990.

Programs

  1. During 2024, the organization made 81 loans totaling $3,399,114. The funds were disbursed through 24 small business loans, 3 commercial loans, 3 home, and 51 consumer loans.

    $242,807 spent$740,735 earned by the program
    38% of program spending
  2. Indianprenuership was fostered through both group and one-on-one meetings located in omak, spokane, and coulee dam. These small business counseling sessions led to functional business plans, as well as marketing plans.

    $365,829 spent
    57% of program spending
  3. The organization conducted several outreach and community engagement workshops that focused on financial subjects including budgeting, homeownership, financial software, and business planning.

    $37,394 spent
    6% of program spending

The 3 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $646,030.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($1.1M) Expenses 100 ($512k) Net assets 100 ($3.7M)2018 Revenue 162 ($1.8M) Expenses 124 ($636k) Net assets 133 ($4.9M)2019 Revenue 121 ($1.4M) Expenses 132 ($678k) Net assets 152 ($5.6M)2020 Revenue 246 ($2.8M) Expenses 256 ($1.3M) Net assets 191 ($7.0M)2021 Revenue 351 ($4.0M) Expenses 101 ($520k) Net assets 285 ($10M)2022 Revenue 77 ($873k) Expenses 155 ($793k) Net assets 288 ($11M)2023 Revenue 209 ($2.4M) Expenses 347 ($1.8M) Net assets 256 ($9.4M)2024 Revenue 457 ($5.2M) Expenses 192 ($984k) Net assets 363 ($13M)
'17'18'19'20'21'22'23'24
Revenue (457)Expenses (192)Net assets (363)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2020 to 2021, from $10M to $14M (+39%).

$4.3M
$6.9M
$8.8M
$10M
$14M
$15M
$16M
$20M
'17'18'19'20'21'22'23'24
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 82% · 2018 54% · 2019 62% · 2020 31% · 2021 71% · 2022 18% · 2023 44% · 2024 44%. Grants only. Government contracts and fees sit inside program revenue.

86% of NORTHWEST NATIVE DEVELOPMENT FUND’s revenue is contributions — more donation-reliant than the typical peer (81% for the typical peer).

This organization
Typical peer · 11,793 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 8 reported years ran a deficit.

$618k
’17
$1.2M
’18
$695k
’19
$1.5M
’20
$3.4M
’21
$80k
’22
$579k
’23
$4.2M
’24
141
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Jordan Ruiz

Executive director

Board chair

Kenneth Stanger

Chairman

As listed on its FY2024 Form 990.

'17'18'19'20'21'22'23'24
Listed66666687
Joined·+1+1+0+0+0+3+1
No longer listed·1100012
03Who funds it

Who funds it, year by year

2017 → 2023: the base held at 3 funders, grant income rose $90k → $613k.

Funder
'17
'18
'19
'20
'21
'22
'23
'24*
'25*
total
$255k
First Peoples Fundunclassified
$95k
Ndn Collective Incunclassified
$50k
Icicle Fundunclassified
$13k
Potlatch Fundunclassified
$5k
funders
3
4
2
7
6
3
3
3
1

1 of 12 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 37% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of NORTHWEST NATIVE DEVELOPMENT FUND’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

NORTHWEST NATIVE DEVELOPMENT FUND leans on a few funders — its largest provides 37% of grant income and the top three 73%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

61% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund NORTHWEST NATIVE DEVELOPMENT FUND.

37%
largest funder
73%
top three
~4
effective funders

Largest funder’s share by year: 2017 56% · 2018 83% · 2019 89% · 2020 54% · 2021 64% · 2022 59% · 2023 82% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

57% of NORTHWEST NATIVE DEVELOPMENT FUND's funders are still giving 3 years after their first grant; 58% give in more than one year at all.

first grant+1y+2y+3y+4y+5y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

NORTHWEST NATIVE DEVELOPMENT FUND draws 97% of its grant income from funders outside Washington, across 7 states in all.

WA
ND
MN
SD
CA
CO
DC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Washington out of state home

Funder states come from each funder’s own filing. $2.0M arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

NORTHWEST NATIVE DEVELOPMENT FUND runs a healthier operating margin than three-quarters of the 11,263 human services nonprofits its size.

Operating margin81% · top quartile
Months of reserve141.4mo · top quartile
Revenue growth (annualized)24% · top quartile

this organization peer median middle 50% of peers· 11,263 human services nonprofits $1M–$10M, FY2024

Government funding NORTHWEST NATIVE DEVELOPMENT FUND receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $11.6M on record.

Federal$11.6M
grants $11.6Mcontracts $0
17
18
19
20
21
23
24
Top agencies
  • Department of the Treasury$11.0M
  • Department of Health and Human Services$516k
  • Department of Agriculture$22k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like NORTHWEST NATIVE DEVELOPMENT FUND

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Washington

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

66% of spending goes to programs.

Program 66%Management 27%Fundraising 8%

Governance

5
board members
0%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

99%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for NORTHWEST NATIVE DEVELOPMENT FUND: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds NORTHWEST NATIVE DEVELOPMENT FUND?
NORTHWEST NATIVE DEVELOPMENT FUND (Washington) receives grants from 12 organizations whose IRS filings report $5,442,777 to it, the largest being FIDELITY INVESTMENTS CHARITABLE GIFT FUND ($2,000,000). 7 of them have funded it in more than one year.
How many funders does NORTHWEST NATIVE DEVELOPMENT FUND have?
IRS filings report 12 organizations giving $5,442,777 in grants to NORTHWEST NATIVE DEVELOPMENT FUND, 7 of which have funded it in more than one year.
Who is the largest funder of NORTHWEST NATIVE DEVELOPMENT FUND?
FIDELITY INVESTMENTS CHARITABLE GIFT FUND is the largest funder on record, with $2,000,000 in grants. The full list of funders is on this page.
How can an organization like NORTHWEST NATIVE DEVELOPMENT FUND find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Washington. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Northwest Native Development →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2024 (financials across 2017–2024), and the filings of 12 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing