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Colorado · Nonprofit

LOVELAND HABITAT FOR HUMANITY INC

LOVELAND HABITAT FOR HUMANITY INC (Colorado) receives grants from 25 organizations whose IRS filings report $2,284,251 to it, the largest being HABITAT FOR HUMANITY OF COLORADO INC ($818,860). 14 of them have funded it in more than one year.

Revenue FY2025
$3.4M
Funders on record
25
Grants received
$2.3M
Net assets
$10M
14/25 repeat funderspeak grant-dependency 9%
01What it does

What Loveland Habitat for Humanity Inc does

Mission

Seeking to put god's love into action, habitat for humanity brings people together to build homes, communities and hope to realize our vision of a world where everyone has a decent place to live. Loveland habitat for humanity adheres to a strict non-proselytizing policy and will not offer assistance on the expressed or implied condition that people must adhere to or convert to a particular faith or listen and respond to messaging designed to induce conversion to a particular faith.

As stated on its FY2025 Form 990.

Programs

  1. Home construction: loveland habitat for humanity builds safe, decent, and affordable homes for qualified homebuyers who earn between 40%-80% of the annual area median income as defined by hud. Our home construction program allows for individuals and families to improve their living conditions, strengthen the community, and enhance health and education outcomes for themselves and their children. Since 1987, lhfh has served more than 179 homebuyers through the home construction program. Between july 1, 2024, and june 30, 2025, lhfh completed and sold 2 homes to qualified homeowners and had 6 additional homes under construction, each assigned to an eliglble homebuyer.home financing program: loveland habitat for humanity currently services a mortgage portfolio of 25 mortgages. These mortgages belong to homeowners who have participated in the homeownership education program. Each mortgage holder also invests up to 200 hours of sweat equity as a participant in the homeownership program before qualifying to purchase their home. Homes are sold to low to moderate income individuals and families whose income qualify for the lhfh program. Mortgages are structured so that families pay 30% of…

    $1,562,223 spentof which $24,000 as grants$672,877 earned by the program
    64% of program spending
  2. Community engagement: we work with a wide range of community partners to create, preserve, and promote affordable housing. Numerous volunteers contribute to all phases of our mission work. More than 700 volunteers contributed more than 20,000 hours to our program this past year.loveland habitat for humanity restore: loveland habitat restore is a home goods store supported by local donations and small amounts of newly purchased product that are then sold to the public at reduced prices. By selling mostly gently used items, lhfh restore reduces landfill burden, provides employment opportunities, and encourages volunteerism through its storefront operation. During the fiscal year, lhfh restore helped divert more than 500 tons of waste out of the landfill, employed 20 staff, hosted over 250 volunteers, and provided affordable home goods to over 72,000 shoppers. Funds generated through the sale of donated items together with other revenue generating programs helped to build 8 new habitat homes in fy 2025.

    $884,616 spent$1,213,434 earned by the program
    36% of program spending

The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $2,446,839.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended.

100 = 20172017 Revenue 100 ($3.4M) Expenses 100 ($2.9M) Net assets 100 ($5.1M)2018 Revenue 95 ($3.3M) Expenses 103 ($3.0M) Net assets 106 ($5.4M)2019 Revenue 122 ($4.2M) Expenses 114 ($3.3M) Net assets 124 ($6.3M)2020 Revenue 90 ($3.1M) Expenses 106 ($3.0M) Net assets 125 ($6.4M)2021 Revenue 134 ($4.6M) Expenses 130 ($3.7M) Net assets 142 ($7.3M)2022 Revenue 144 ($4.9M) Expenses 130 ($3.7M) Net assets 166 ($8.5M)2023 Revenue 147 ($5.1M) Expenses 150 ($4.3M) Net assets 181 ($9.3M)2024 Revenue 177 ($6.1M) Expenses 201 ($5.8M) Net assets 187 ($9.6M)2025 Revenue 98 ($3.4M) Expenses 101 ($2.9M) Net assets 197 ($10M)
'17'18'19'20'21'22'23'24'25
Revenue (98)Expenses (101)Net assets (197)

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $8.6M to $11M (+25%).

$5.7M
$5.7M
$6.6M
$6.8M
$7.5M
$8.6M
$11M
$11M
$11M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2021 6% · 2022 4%. Grants only. Government contracts and fees sit inside program revenue.

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$565k
’17
$301k
’18
$930k
’19
$36k
’20
$878k
’21
$1.2M
’22
$767k
’23
$286k
’24
$461k
’25
7.8
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24'25
Listed101212121212121312
Joined·+2+6+2+2+1+3+2+5
No longer listed·06221316
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 3 funders to 9 funders, grant income rose $40k → $476k.

10 of 25 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 23% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of LOVELAND HABITAT FOR HUMANITY INC’s funders (the co-funder graph). Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

LOVELAND HABITAT FOR HUMANITY INC leans on a few funders — its largest provides 36% of grant income and the top three 68%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

71% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund LOVELAND HABITAT FOR HUMANITY INC.

36%
largest funder
68%
top three
~5
effective funders

Largest funder’s share by year: 2017 50% · 2018 41% · 2019 26% · 2020 17% · 2021 55% · 2022 47% · 2023 50% — broadly stable.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

57% of LOVELAND HABITAT FOR HUMANITY INC's funders are still giving 3 years after their first grant; 56% give in more than one year at all.

first grant+1y+2y+3y+4y+5y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

54% of LOVELAND HABITAT FOR HUMANITY INC's grant income comes from Colorado funders.

MT
MN
IL
OH
CA
CO
NE
MO
VA
AL
GA

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Colorado out of state home

Funder states come from each funder’s own filing. $536k arriving through sponsors registered in 7 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Organizations like LOVELAND HABITAT FOR HUMANITY INC

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Colorado

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

84% of spending goes to programs.

Program 84%Management 11%Fundraising 4%

Governance

6
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

84%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for LOVELAND HABITAT FOR HUMANITY INC: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds LOVELAND HABITAT FOR HUMANITY INC?
LOVELAND HABITAT FOR HUMANITY INC (Colorado) receives grants from 25 organizations whose IRS filings report $2,284,251 to it, the largest being HABITAT FOR HUMANITY OF COLORADO INC ($818,860). 14 of them have funded it in more than one year.
How many funders does LOVELAND HABITAT FOR HUMANITY INC have?
IRS filings report 25 organizations giving $2,284,251 in grants to LOVELAND HABITAT FOR HUMANITY INC, 14 of which have funded it in more than one year.
Who is the largest funder of LOVELAND HABITAT FOR HUMANITY INC?
HABITAT FOR HUMANITY OF COLORADO INC is the largest funder on record, with $818,860 in grants. The full list of funders is on this page.
How can an organization like LOVELAND HABITAT FOR HUMANITY INC find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Colorado. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 25 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 22, 2026. What this page cannot tell you · view filing