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Oregon · Nonprofit

PORTLAND HOUSING CENTER

PORTLAND HOUSING CENTER (Oregon) receives grants from 16 organizations whose IRS filings report $11,261,353 to it, the largest being NEIGHBORHOOD PARTNERSHIPS INC ($4,526,371). 13 of them have funded it in more than one year.

Revenue FY2025
$5.3M
Funders on record
16
Grants received
$11M
Net assets
$18M
13/16 repeat funderspeak grant-dependency 54%
01What it does

What Portland Housing Center does

Mission

Everyone deserves access to homeownership. The Portland Housing Center makes it possible through quality education, counseling and financial services.

As stated on its FY2025 Form 990.

Programs

  1. Home buying education and guidance: Portland Housing Center provides pre-purchase home buyer education, pre-purchase one-on-one counseling and classes on financial literacy for homeowners.

    $1,294,949 spentof which $761,199 as grants$43,061 earned by the program
    42% of program spending
  2. Financial services: Portland Housing Center provides several types of direct financial assistance to eligible home buyers including down payment assistance grants, match savings funds, and a fully amortizing 2nd mortgage product. Portland Housing Center also serves as an oregon licensed mortgage broker for first mortgages and refinances.

    $1,805,779 spent$1,068,106 earned by the program
    58% of program spending

The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $3,100,728.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($2.4M) Expenses 100 ($2.4M) Net assets 100 ($9.8M)2018 Revenue 94 ($2.3M) Expenses 92 ($2.2M) Net assets 101 ($9.9M)2019 Revenue 143 ($3.5M) Expenses 104 ($2.5M) Net assets 111 ($11M)2020 Revenue 356 ($8.7M) Expenses 315 ($7.4M) Net assets 124 ($12M)2021 Revenue 199 ($4.8M) Expenses 152 ($3.6M) Net assets 137 ($13M)2022 Revenue 187 ($4.5M) Expenses 121 ($2.9M) Net assets 153 ($15M)2023 Revenue 139 ($3.4M) Expenses 105 ($2.5M) Net assets 162 ($16M)2024 Revenue 180 ($4.4M) Expenses 117 ($2.8M) Net assets 179 ($18M)2025 Revenue 219 ($5.3M) Expenses 169 ($4.0M) Net assets 188 ($18M)
'17'18'19'20'21'22'23'24'25
Revenue (219)Expenses (169)Net assets (188)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2019 to 2020, from $14M to $17M (+19%).

$12M
$13M
$14M
$17M
$16M
$17M
$19M
$19M
$20M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 49% · 2018 56% · 2019 62% · 2020 85% · 2021 69% · 2022 69% · 2023 64% · 2024 67% · 2025 45%. Grants only. Government contracts and fees sit inside program revenue.

78% of PORTLAND HOUSING CENTER’s revenue is contributions — more donation-reliant than the typical peer (39% for the typical peer).

This organization
Typical peer · 4,214 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$71k
’17
$105k
’18
$1.0M
’19
$1.2M
’20
$1.3M
’21
$1.7M
’22
$898k
’23
$1.6M
’24
$1.3M
’25
16
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Dana Shephard

Executive director

As listed on its FY2025 Form 990.

The chief executive listed changed between the FY2022 and FY2023, and between the FY2024 and FY2025 filings.

'17'18'19'20'21'22'23'24'25
Listed131716161514151417
Joined·+4+3+1+4+3+6+0+7
No longer listed·04154514
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 4 funders to 7 funders, grant income fell $1.2M → $1.2M.

2 of 16 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 0% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of PORTLAND HOUSING CENTER’s funders (the co-funder graph). Top 15 of 16 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

PORTLAND HOUSING CENTER leans on a few funders — its largest provides 40% of grant income and the top three 93%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

97% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund PORTLAND HOUSING CENTER.

40%
largest funder
93%
top three
~3
effective funders

Largest funder’s share by year: 2017 66% · 2018 66% · 2019 74% · 2020 64% · 2021 47% · 2022 59% · 2023 46% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

36% of PORTLAND HOUSING CENTER's funders are still giving 3 years after their first grant; 81% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

63% of PORTLAND HOUSING CENTER's grant income comes from Oregon funders.

WA
WI
NY
OR
MD
DC

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Oregon out of state home

Funder states come from each funder’s own filing. $53 arriving through sponsors registered in 1 state is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

PORTLAND HOUSING CENTER runs a healthier operating margin than three-quarters of the 2,196 housing & shelter nonprofits its size.

Operating margin25% · top quartile
Months of reserve16.0mo · top quartile
Revenue growth (annualized)10% · above the median

this organization peer median middle 50% of peers· 2,196 housing & shelter nonprofits $1M–$10M, FY2025

Government funding PORTLAND HOUSING CENTER receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $6.0M on record — $2.9M federal, $3.1M state.

Federal$2.9M
grants $2.9Mcontracts $0
17
18
19
21
Top agencies
  • Department of the Treasury$2.9M
State$3.1M
19
20
21
22
23
24
25
Top programs
  • DISTRIBUTION TO NON-PROFIT ORG$3.1M
  • LOANS MADE-OTHER$11k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like PORTLAND HOUSING CENTER

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Oregon

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

78% of spending goes to programs.

Program 78%Management 17%Fundraising 5%

Governance

15
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

98%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

OR

Screen this organization

A dated, signed PDF of the compliance screen for PORTLAND HOUSING CENTER: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

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Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds PORTLAND HOUSING CENTER?
PORTLAND HOUSING CENTER (Oregon) receives grants from 16 organizations whose IRS filings report $11,261,353 to it, the largest being NEIGHBORHOOD PARTNERSHIPS INC ($4,526,371). 13 of them have funded it in more than one year.
How many funders does PORTLAND HOUSING CENTER have?
IRS filings report 16 organizations giving $11,261,353 in grants to PORTLAND HOUSING CENTER, 13 of which have funded it in more than one year.
Who is the largest funder of PORTLAND HOUSING CENTER?
NEIGHBORHOOD PARTNERSHIPS INC is the largest funder on record, with $4,526,371 in grants. The full list of funders is on this page.
How can an organization like PORTLAND HOUSING CENTER find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Oregon. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

Play a game about who funds Portland Housing Center →

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 16 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing