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Michigan · Nonprofit

NORTHWEST MICHIGAN COMMUNITY ACTION

NORTHWEST MICHIGAN COMMUNITY ACTION (Michigan) receives grants from 30 organizations whose IRS filings report $5,846,564 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($2,206,168). 20 of them have funded it in more than one year.

Revenue FY2025
$27M
Funders on record
30
Grants received
$5.8M
Net assets
$7.0M
20/30 repeat funderspeak grant-dependency 5%
01What it does

What Northwest Michigan Community Action does

Mission

The organization's mission is to foster positive change by providing opportunities that promote self-sufficiency, improving the quality of life and building stronger, more connected communitites. Northwest Michigan Community Action agency, inc. Fulfills this mission by developing and providing resources for the purpose of assisting low-income individuals through a variety of programs in antrim, benzie, charlevoix, emmet, grand traverse, kalkaska, leelanau, missaukee, roscommon, and wexford counties in michigan.

As stated on its FY2025 Form 990.

Programs

  1. Child education -provides comprehensive development services for low income children ages 0 to grade 5 and their families through education, health, nutrition, and parent involvement. Total children receiving services is 1,269.

    $13,978,634 spentof which $666,238 as grants
    54% of program spending
  2. Housing program - programs include home repair for low to moderate income homeowners, guidance and one time cash assistance to renters facing eviction, emergency housing motel placement (covid); guidance for landlord and tenant disputes, guidance, one time cash assistance, and rental assistance to help establish permanent housing for those without a home including youth, veterans, and supportive housing populations; information on low-income rental housing, landlords, and budget analysis for individuals seeking a place to rent, assistance to improve the housing stability of veteran families including rental, utility, transportation, child care, moving costs, and emergency supplies assistance, and housing development with partner communities to develop new housing opportunities for renters and home buyers. Total households receiving program services is 2,627.

    $4,794,201 spentof which $2,624,561 as grants$176,398 earned by the program
    19% of program spending
  3. Food programs - includes the emergency food assistance program that helps supplement the diets of low-income needy people, including the elderly, by providing them with emergency food and nutrition assistance at no cost. Commodity supplemental food program is a nutrition education program that provides supplemental foods which help promote good health for eligible clients 60 years of age and older. Total households receiving program services is 5,520.

    $2,259,513 spentof which $1,924,040 as grants
    9% of program spending
  4. Community services - programs include energy assistance voucher programs; diaper bank programs; laundry assistance programs; emergency needs funds to promote self-sufficiency, guidance and counseling for foreclosure prevention, and tax preparation for low income clients and seniors. Also, individual development accounts are established and maintained for qualified clients. Budget, homebuyer, renter, and bankruptcy counseling including classes and assistance with needs to promote self-sufficiency is also available. Total households receiving program services is 9,515.

    $2,068,755 spentof which $628,434 as grants$1,760 earned by the program
    8% of program spending
  5. Weatherization/energy assistance - weatherization is the necessary work needed to improve the performance of a home or building. Measures may include such things as air sealing, insulation, window/door replacement, pressure balancing, duct sealing and insulation, etc. These measures are completed in accordance to state and local codes, and to the national renewable energy laboratory's standard work specifications. Total households served is 104.

    $1,504,639 spentof which $1,122,848 as grants
    6% of program spending
  6. Older americans - preparation and serving of home delivered and congregate senior meals by organization-operated kitchen and contracted meal providers. Meals on wheels delivered 187,368 meals to 1,204 homebound seniors and disabled individuals. 11 congregate luncheon/curbside centers provided 20,237 meals to 1,272 seniors.

    $1,175,575 spentof which $694,593 as grants$192,570 earned by the program
    5% of program spending

The 6 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $25,781,317.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($20M) Expenses 100 ($20M) Net assets 100 ($3.2M)2018 Revenue 97 ($20M) Expenses 99 ($20M) Net assets 95 ($3.0M)2019 Revenue 97 ($20M) Expenses 96 ($19M) Net assets 111 ($3.5M)2020 Revenue 114 ($23M) Expenses 109 ($22M) Net assets 153 ($4.8M)2021 Revenue 144 ($29M) Expenses 142 ($29M) Net assets 174 ($5.5M)2022 Revenue 165 ($33M) Expenses 163 ($33M) Net assets 196 ($6.2M)2023 Revenue 131 ($27M) Expenses 130 ($26M) Net assets 208 ($6.6M)2024 Revenue 135 ($27M) Expenses 135 ($27M) Net assets 219 ($6.9M)2025 Revenue 135 ($27M) Expenses 137 ($27M) Net assets 221 ($7.0M)
'17'18'19'20'21'22'23'24'25
Revenue (135)Expenses (137)Net assets (221)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2022 to 2023, from $8.1M to $9.3M (+16%).

$5.0M
$5.2M
$5.4M
$6.4M
$6.9M
$8.1M
$9.3M
$9.8M
$9.1M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 92% · 2018 89% · 2019 93% · 2020 92% · 2021 97% · 2022 98% · 2023 97% · 2024 97% · 2025 97%. Grants only. Government contracts and fees sit inside program revenue.

98% of NORTHWEST MICHIGAN COMMUNITY ACTION’s revenue is contributions — more reliant on donations than three-quarters of its peers (21% for the typical peer).

This organization
Typical peer · 3,400 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 1 of the last 9 reported years ran a deficit.

$227k
’17
−$142k
’18
$495k
’19
$1.3M
’20
$651k
’21
$761k
’22
$361k
’23
$313k
’24
$58k
’25
1.0
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

Chief executive

Kerry Baughman

Executive director

Board chair

Art Jeannot

Chairperson

As listed on its FY2025 Form 990.

'17'18'19'20'21'22'23'24'25
Listed353335312934352929
Joined·+5+6+3+5+6+7+3+3
No longer listed·74771693
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 8 funders to 13 funders, grant income fell $768k → $383k.

7 of 30 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 27% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

Left out of every figure on this page: $6.4M from one payer (the payer shares this organization's board, largest Northwest Senior Resources Inc). These are real filings, and they are not money NORTHWEST MICHIGAN COMMUNITY ACTION raised.

From the IRS filings of NORTHWEST MICHIGAN COMMUNITY ACTION’s funders (the co-funder graph). Top 29 of 30 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

NORTHWEST MICHIGAN COMMUNITY ACTION leans on a few funders — its largest provides 38% of grant income and the top three 71%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

94% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund NORTHWEST MICHIGAN COMMUNITY ACTION.

38%
largest funder
71%
top three
~5
effective funders

Largest funder’s share by year: 2017 32% · 2018 29% · 2019 27% · 2020 26% · 2021 58% · 2022 44% · 2023 58% — growing more concentrated.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

63% of NORTHWEST MICHIGAN COMMUNITY ACTION's funders are still giving 3 years after their first grant; 67% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

NORTHWEST MICHIGAN COMMUNITY ACTION draws 55% of its grant income from funders outside Michigan, across 8 states in all.

WI
MI
NY
OH
VA
DC
LA
FL

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Michigan out of state home

Funder states come from each funder’s own filing. $1.6M arriving through sponsors registered in 6 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

NORTHWEST MICHIGAN COMMUNITY ACTION's revenue grew 35% between 2017 and 2025.

Operating margin0% · below the median
Months of reserve1.0mo · below the median
Revenue growth (annualized)4% · below the median

this organization peer median middle 50% of peers· 2,297 human services nonprofits $10M–$100M, FY2025

Government funding NORTHWEST MICHIGAN COMMUNITY ACTION receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $131.7M on record.

Federal$131.7M
grants $131.7Mcontracts $0
17
18
19
20
21
22
23
24
25
26
Top agencies
  • Department of Health and Human Services$114.6M
  • Department of Veterans Affairs$11.0M
  • Department of Housing and Urban Development$5.3M
  • Department of the Treasury$870k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like NORTHWEST MICHIGAN COMMUNITY ACTION

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Michigan

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

94% of spending goes to programs.

Program 94%Management 5%Fundraising 1%

Governance

25
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

100%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Footprint & structure

Files a return copy in 1 state

MI

Part of a family of 2 related entities

  • Innovative Energy Management LLC · disregarded
  • Community Action Credit Counseling Inc · exempt

Screen this organization

A dated, signed PDF of the compliance screen for NORTHWEST MICHIGAN COMMUNITY ACTION: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds NORTHWEST MICHIGAN COMMUNITY ACTION?
NORTHWEST MICHIGAN COMMUNITY ACTION (Michigan) receives grants from 30 organizations whose IRS filings report $5,846,564 to it, the largest being NEIGHBORHOOD REINVESTMENT CORPORATION ($2,206,168). 20 of them have funded it in more than one year.
How many funders does NORTHWEST MICHIGAN COMMUNITY ACTION have?
IRS filings report 30 organizations giving $5,846,564 in grants to NORTHWEST MICHIGAN COMMUNITY ACTION, 20 of which have funded it in more than one year.
Who is the largest funder of NORTHWEST MICHIGAN COMMUNITY ACTION?
NEIGHBORHOOD REINVESTMENT CORPORATION is the largest funder on record, with $2,206,168 in grants. The full list of funders is on this page.
How can an organization like NORTHWEST MICHIGAN COMMUNITY ACTION find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Michigan. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 30 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing