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Maine · Nonprofit

Four Directions Development Corporation

Four Directions Development Corporation (Maine) receives grants from 33 organizations whose IRS filings report $6,336,663 to it, the largest being GS DONOR ADVISED PHILANTHROPY FUND FOR WEALTH MANAGEMENT INC ($3,000,000). 20 of them have funded it in more than one year, and 52% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.

Revenue FY2025
$7.0M
Funders on record
33
Grants received
$6.3M
Net assets
$13M
20/33 repeat funderspeak grant-dependency 33%
01What it does

What Four Directions Development Corporation does

Mission

To improve the social and economic conditions of tribal members in the four maine tribes (maliseet, micmac, passamaquoddy and penobscot) through education and investment in affordable housing, tribal business ventures, and entrepreneurs.

As stated on its FY2023 Form 990.

Programs

  1. Residential lending - four directions development coporations residential lending program seeks to improve the lives of its borrowers by providing first mortgage loans for homeowners/construction, refinancing, purchase-plus improvements, financing for modular/mobile homes home improvements subordinate financing for repairs/improvements home equity loan consumer loans for emergency expenses or pay down debt. Sound lending practices enable borrowers to feel secure knowing fddc is working for them.

    $1,554,795 spent
    93% of program spending
  2. Financial capabilities - Four Directions Development Corporations financial capabilities program provides homeownership and financial education to empower tribal members to reach their financial goals. The program includes one-on-one financial coaching and homeownership counseling, as well as larger group education workshops and events. These activites include pre and post purchase homeownership counseling, rental counseling, delinquency and pre-foreclosure counseling, money management coaching, credit coaching, and homebuyer education classes.

    $113,933 spent
    7% of program spending

The 2 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $1,668,728.

02The organization over time

The organization over time

Each line starts at 100 in 2017, so what you read is the shape rather than the size: 150 means half as much again as 2017, 50 means half. The number beside each label in the key is where it ended. The shaded band is where the middle 50% of its peers' revenue would sit, given their growth.

100 = 20172017 Revenue 100 ($1.3M) Expenses 100 ($864k) Net assets 100 ($5.4M)2018 Revenue 70 ($917k) Expenses 84 ($727k) Net assets 103 ($5.6M)2019 Revenue 107 ($1.4M) Expenses 104 ($901k) Net assets 112 ($6.1M)2020 Revenue 101 ($1.3M) Expenses 104 ($896k) Net assets 119 ($6.5M)2021 Revenue 187 ($2.5M) Expenses 168 ($1.5M) Net assets 138 ($7.5M)2022 Revenue 184 ($2.4M) Expenses 214 ($1.9M) Net assets 149 ($8.1M)2023 Revenue 194 ($2.6M) Expenses 237 ($2.0M) Net assets 158 ($8.6M)2024 Revenue 184 ($2.4M) Expenses 271 ($2.3M) Net assets 159 ($8.7M)2025 Revenue 534 ($7.0M) Expenses 279 ($2.4M) Net assets 244 ($13M)
'17'18'19'20'21'22'23'24'25
Revenue (534)Expenses (279)Net assets (244)Peer revenue range

Balance sheet

Total assets and total liabilities at each year end, in dollars. The largest one-year move in total assets was 2024 to 2025, from $15M to $20M (+32%).

$9.2M
$9.8M
$11M
$11M
$13M
$14M
$16M
$15M
$20M
'17'18'19'20'21'22'23'24'25
Total assetsTotal liabilities

How it's funded, over time

Each bar is one year's revenue split into where it came from, and every bar is the same height — these are shares, not amounts, so a year that raised twice as much looks the same size. Hover a bar for the split.

2017
2018
2019
2020
2021
2022
2023
2024
2025
ContributionsProgram revenueInvestmentOther

Government-grant reliance: 2017 61% · 2018 47% · 2019 58% · 2020 50% · 2021 62% · 2022 46% · 2023 49% · 2024 56% · 2025 31%. Grants only. Government contracts and fees sit inside program revenue.

84% of Four Directions Development Corporation’s revenue is contributions — more reliant on donations than three-quarters of its peers (39% for the typical peer).

This organization
Typical peer · 4,214 orgs

Surplus & reserves

Operating surplus or deficit each year, and months of liquidity in hand. 0 of the last 9 reported years ran a deficit.

$452k
’17
$190k
’18
$503k
’19
$428k
’20
$1.0M
’21
$568k
’22
$505k
’23
$84k
’24
$4.6M
’25
47
months of
reserve

Leadership and staff

The officers, directors, trustees and key employees listed on each return. Joined and no longer listed compare each filing with the year before, matching people by surname and first initial; a year after a gap, or a roster under three people, has no comparison.

'17'18'19'20'21'22'23'24'25
Listed141314141413131313
Joined·+2+3+1+0+5+0+0+2
No longer listed·32106002
03Who funds it

Who funds it, year by year

2017 → 2023: the base broadened from 6 funders to 13 funders, grant income rose $106k → $648k.

5 of 33 of your funders are donor-advised or pass-through sponsors (tagged DAF) — 52% of grant dollars received. That money is really individual donors directing a sponsor; the institutions to cultivate are the non-DAF funders.

From the IRS filings of Four Directions Development Corporation’s funders (the co-funder graph). Top 30 of 33 funders by total. Association, not causation. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How concentrated its funding is

Four Directions Development Corporation leans on a few funders — its largest provides 47% of grant income and the top three 66%; half comes from just 2 funders.

the vertical line marks half of all grant income — 2 funders to its left

74% of the income these shares are computed over arrives through pass-through sponsors or from payers whose filings do not say what kind of payment it is. Concentration is still measured over all of it, because the money is real; what it does not support is a claim about how many institutions have chosen to fund Four Directions Development Corporation.

47%
largest funder
66%
top three
~4
effective funders

Largest funder’s share by year: 2017 41% · 2018 52% · 2019 40% · 2020 36% · 2021 22% · 2022 26% · 2023 31% — diversifying over time.

“Effective funders” = inverse Herfindahl index (1 / Σ shareᵢ²) — the number of equal-sized funders that would give the same concentration. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

How long its funders stay

26% of Four Directions Development Corporation's funders are still giving 3 years after their first grant; 61% give in more than one year at all.

first grant+1y+2y+3y+4y+5y+6y

Share of funders still giving k years after their first recorded grant, pooled across every acquisition cohort. A funder counts as retained in a year only if it made a grant that year. Measured to FY2023, the last fiscal year that has finished arriving — a funder cannot be counted as lapsed in a year most filers have not reached.

Where its funders are

52% of Four Directions Development Corporation's grant income arrives through donor-advised or pass-through sponsors, whose addresses record where the money is held rather than where the donor is. Of the $3.1M that is directly attributable, 58% of it comes from funders outside Maine, across 12 states.

ME
NY
MA
SD
NJ
CT
CO
MD
DE
NC
DC
OK

In-state vs out-of-state, by year

’17
’18
’19
’20
’21
’22
’23
Maine out of state home

Funder states come from each funder’s own filing. $3.3M arriving through sponsors registered in 4 states is excluded from the map and the split above: a sponsor holds money on a donor’s behalf, so its registered address would place those dollars somewhere no donor need ever have been. Trends are read to FY2023, the last fiscal year that has finished arriving. FY2024–FY2026 are still being filed and are shown unshaded; they do not move any figure on this page.

04Its place in the field

Against its field

Four Directions Development Corporation runs a healthier operating margin than three-quarters of the 2,196 housing & shelter nonprofits its size.

Operating margin66% · top quartile
Months of reserve47.3mo · top quartile
Revenue growth (annualized)23% · top quartile

this organization peer median middle 50% of peers· 2,196 housing & shelter nonprofits $1M–$10M, FY2025

Government funding Four Directions Development Corporation receives

Grants and contracts to this organization from federal (USASpending) and state checkbooks, reconciled to its EIN. $9.2M on record.

Federal$9.2M
grants $9.2Mcontracts $0
17
18
19
20
21
22
23
24
Top agencies
  • Department of the Treasury$8.2M
  • Department of Health and Human Services$424k
  • Federal Communications Commission$394k
  • Department of Commerce$202k

Federal grants vs contracts are distinguished; state line items keep their reported category. Matched by name + geography (the BMF), so coverage is partial and precision-first.

Organizations like Four Directions Development Corporation

Organizations whose mission and program text most resemble this one, by semantic similarity over every organization in the US filings — the closest peers, and often the clearest route to shared or prospective funders.

In Maine

Nationally

05Profile & governance

Read directly from this organization’s own Form 990, as neutral context.

Where the money goes

69% of spending goes to programs.

Program 69%Management 31%Fundraising 0%

Governance

12
board members
100%
independent
✓Conflict-of-interest policy✓Whistleblower policy✓Document retention✓Board reviewed the 990✓Audited financials

Public support

95%

Share of support from the public (Schedule A) — the basis for its public-charity status.

Screen this organization

A dated, signed PDF of the compliance screen for Four Directions Development Corporation: IRS status (Business Master File, Publication 78, auto-revocation), the OFAC sanctions lists, the Internal Revenue Bulletin, and California registration, with the Rev. Proc. 2018-32 §8.01 reliance elements stated element by element. Generated from the current files at the moment you download it.

A paid feature, included from the $75 plan up. Sign in to download.

Screens are triage, not determinations; a source that cannot be read reports not screened, never clear. Screen this nonprofit · How the screen works · on the API as GET /api/screening/{ein}?format=pdf

Questions and answers

Who funds Four Directions Development Corporation?
Four Directions Development Corporation (Maine) receives grants from 33 organizations whose IRS filings report $6,336,663 to it, the largest being GS DONOR ADVISED PHILANTHROPY FUND FOR WEALTH MANAGEMENT INC ($3,000,000). 20 of them have funded it in more than one year, and 52% of the money arrives through donor-advised or pass-through sponsors rather than from an institution directly.
How many funders does Four Directions Development Corporation have?
IRS filings report 33 organizations giving $6,336,663 in grants to Four Directions Development Corporation, 20 of which have funded it in more than one year.
Who is the largest funder of Four Directions Development Corporation?
GS DONOR ADVISED PHILANTHROPY FUND FOR WEALTH MANAGEMENT INC is the largest funder on record, with $3,000,000 in grants. The full list of funders is on this page.
How can an organization like Four Directions Development Corporation find more funders?
Start with the funders already giving here, then look at the foundations that back similar organizations in Maine. The funding by cause and by state pages list the largest funders for a given area and how to approach them.

These figures are read directly from IRS Form 990 / 990-PF e-file XML: this organization’s own return for FY2025 (financials across 2017–2025), and the filings of 33 funders that report grants to it. “On record” means captured in the filings we have parsed — a funder that does not e-file, or whose grant detail is not itemized, will not appear. Filings run roughly 12–24 months behind. Trends on this page end at FY2023, the last fiscal year that has finished arriving; later years are shown and marked, and move no figure. Data on this page was exported October 14, 2026. What this page cannot tell you · view filing