COOPERATIVE DEVELOPMENT INSTITUTE INC

Programs

1. New england resident-owned communities (neroc):cdi's neroc program has helped residents of 66 manufactured home communities across new england raise more than $328 million in capital to purchase their communities and permanently preserved more than 6,634 units of affordable housing.manufactured homes are an essential source of affordable housing in new england. However, they have increasingly been targeted by investors and private equity firms who seek to purchase the parks for a profit. Residents in these communities own the homes but not the land underneath them, making them vulnerable to unaffordable rent-hikes, mismanagement, and deteriorating infrastructure. Cdi's neroc program helps manufactured homeowners cooperatively purchase and democratically manage their communities, giving residents control over their futures and preserving the quality and affordability of homes in our region.

   $2,158,331 spent$1,701,455 earned by the program
   39% of program spending

2. Business ownership solutions (bos):since bos was founded in 2013, we have led 35 businesses through transitions to employee-owned cooperatives, creating ownership opportunities for more than 600 workers and helping them secure more than $36 million in capital to buy those businesses.in december 2025, cdi's bos program was awarded a $900,000 grant from jp morgan chase to head up a regional partnership that will expand services and awareness of exit planning for business owners and employee ownership through a massachusetts-focused fellowship program and research initiative.across the u.s., a wave of aging baby boomer business owners are planning to retire in the next few years, but they do not have a plan and do not know who to turn to for help. This poses a great threat to business, job preservation, and growth in our communities. In new england and ny alone, an estimated 200,000+ small businesses have owners who are looking to retire or transition within the next few years, but only about 17% of them have a succession plan. Employee ownership is a proven strategy to preserve critical businesses and jobs and provide wealth building opportunities for workers. Cdi's bos program…

   $1,028,236 spent$236,590 earned by the program
   19% of program spending

3. Cooperative business services (cbs):cbs has helped to form 190 co-ops, representing 914 new jobs, and has assisted more than 221 existing co-ops with growth and transformation planning.cbs supports cooperative startups and established cooperatives meet their needs through technical assistance and training. Our experienced technical assistants guide startups through the process of inception, design, and launch. Cbs is industry-agnostic with a focus on high impact areas such as agriculture, childcare, and manufacturing as well as historically underserved rural communities. We also support existing co-ops to reach their growth and re-development goals.

   $980,554 spent$62,909 earned by the program
   18% of program spending

4. Water infrastructure support program (wisp):since its inception in march 2023, wisp has helped 64 manufactured home communities obtain $39.7 million in grant funding awarded for new england communities' infrastructure projects.in 2025, wisp supported the completion of four infrastructure projects, including the replacement of aging water, wastewater, and/or sewer systems affecting 315 new england homes.wisp provides free technical and managerial support to connect eligible manufactured home communities across new england with available funding sources for infrastructure projects including drinking water, septic, and electrical systems improvements. Manufactured-home communities are an essential source of affordable housing for new england. However, their infrastructure is often at the end of its useful lifespan and major investment is needed to sustain these affordable communities for the long term.

   $546,357 spent$73,980 earned by the program
   10% of program spending

5. Immigrant servicessince the program's inception in may 2023, immigrant services has empowered 54 cooperatives founded by new americans in new york, rhode island, connecticut, massachusetts, and maine, impacting 390 individuals. Cdi's immigrant services program helps groups establish new cooperatives, fortify existing co-ops, and forge vital alliances.immigrant services unites with over 95 regional organizations, including ecumenical churches, unions, and workers' centers, creating a powerful network of collaboration and coordination.

   $783,885 spent
   14% of program spending

6. Other program services, not described on the e-filed return.

   $0 spentof which $53,500 as grants$321,975 earned by the program
   0% of program spending

The 6 programs described on its FY2024 Form 990, listed largest first by expense. Program spending in total: $5,497,363.